Spending and Saving Archive

Tips For Living In Today’s Economy.      There are several different ways that you can pinch pennies in today’s economy. One thing that has to be done is to put your self on a budget. …

One of the biggest areas where you can save money is on your home mortgage.  Are you aware that if you can make just one extra payment a year you can shorten your mortgage by …

For most people, commuting is an unavoidable part of the working day, as they live out of town or in an area where there are no jobs and so are forced to find employment elsewhere. …

How to prepare a budget How many of us dread the last week of the month, when our bank balance gloomily predicts that we have just a hundred bucks to survive on, and we realize …

Who am I to tell you what to live without? The best place for you to start is to gather everyone in your house hold and set priorities for what expenditures are more important than …

If you’re like most people these days, you’ve been scouring your budget line by line looking for anything and everything you can possibly jettison to help pad the family finances and shore up your savings …

When you’ve suffered a terrible job interview or need consolation after an argument with your best gal pal, there’s nothing friendlier than the cool plastic of your credit card. It’s always reliable. Always ready for …

As society becomes increasingly dependent on technology, more and more people are turning to online banking. Although this form of banking certainly has its flaws, online banking is safe in most cases and convenient above …

So you decided to take control of your financial future by saving. Well, good for you. There are many ways you can make your savings grow without relying entirely on interest rates. You can grow …

Far too many of us have been there.  It’s still a week left before pay day.  We have about $5 in our pocket.  Our bank account is, if not overdrawn, at least close to it.  …

Charity The number of requests for financial aid that I receive by mail and/or telephone is more than I can count off hand.  I wish I had funds to give to all of these organizations …

How many times have you realised that you needed some milk and just grabbed your car keys and driven to the shops without even thinking about it? It is easy to get into the habit …

Everyone desires to achieve financial sucess and setting a few goals is the first step in making this a reality. There are many practical steps you can take to create a lifetime of financial success. It …

Portable power helps realize especial convenience long envisioned to help anyone, anywhere bring provisional sources of information directly within access. Thanks to battery power, people can make informed decisions before potentially dangerous, unexpected conditions mount, …

Everyone, at some point, has gone into a supermarket with the intention of buying just a couple of items, but came out with bagfuls of shopping. It is strange, really, as you don’t need half …

There is no one specific factor which can explain why we spend so much on brand name items, rather the scenario is a combination of several. These factors range from the effective brainwashing of advertising, …

In order to be successful financially, having a budget and sticking to it is a must! A budget will tell you where all your money is going, and allow you to tell where your money …

Warehouse clubs are designed for businesses, organizations or large families who buy large amounts of products at a time. In some cases, the cost of the membership combined with higher prices on specific items, can …

Budgeting, like cleaning and exercise, is one of those things that we all want to do, but we somehow end up too busy to get around to it. Unfortunately, the word “budget” has been planted …

Leaving the car at home and deciding to walk to work, instead, is definitely one of the first things you should do if you’re looking to save money. Anybody can walk and if you don’t …

Saving and putting yourself first is sometimes easier said than done. In order to be financially secure and prepared for the future there has to be savings but it can feel like the bills never …

You go into the supermarket planning to buy a few basic necessities to last you the week and spend about twenty dollars but come out with a cart filled to the top with things you didn’t realise …

The majority of Americans are searching for ways to save money so they can begin to rebuild their savings that they lost.  Others are looking for ways to cut expenses so they can make ends …

In this day and age, it almost seems like people have to be on a computer or doing something online in order for it to be as convenient as possible for them. Well, there are …

How to save money on groceries without coupons is a process which is not only entirely possible, it is possible to an extent which many people may find hard to believe. The ways in which anyone can save money …

Working from home has several perks to it and it can be seen as a very appealing way of working as you are able to cut out some of the negatives attached to working away …

Across the nation bankruptcies and loan defaults are becoming all too common. Consumers who are not able to keep their commitments financially are found not just here, but in other nations as well. The clouds …

Owning and using a freezer is one of the most economical and frugal moves your family can make. Below are four ways you can use your freezer to save both time and money: 1.  You …

Are you tired of living paycheck to paycheck? Well, if you have answered yes do not feel so bad there are several ways to comfort. Managing your money is something which should not be taken …

There are seasoned drinkers and social drinkers alike, all over the world, who would dearly love to know how to save money at the bar. Like most other things in this world, the price of …