Spending and Saving Archive

The age of ‘plastic money’ brought some threats with it and card skimming is one of them. Card skimming is a more direct form of phishing that involves copying information from the magnetic strip of …

Internet banking is something that has made keeping tabs on your money so much easier. It is also something that has made paying the bills and never missing a payment on your rent so simple …

No matter what country you live in, there are countless banks to choose from all of which claim to pose their own unique benefits over the next leading competitor. However, choosing the best bank is …

Aside from the banks that serve the public, there are commercial banks with about four different types of banks under that category. They are national and state chartered banks, trust companies, stock savings banks, and …

Unless you want to put your money under the mattress, the reality of the situation is that you will need to find a bank. Most people these days have a bank account and there are …

When banks charge an ATM fee for credit card advance withdrawals it is a justifiable expense as you are borrowing money. When it comes to paying ATM withdrawal fees to access your own money though, …

Wells Fargo is a reputable financial institution that has withstood the test of time and the inevitable roller coaster of our nation’s economy. Currently, this bank offers several different products in terms of checking, including …

Citizen’s Bank is an operating entity of Citizens Financial Group, an establishment which was established in 1828 under the name of High Street Bank in Providence, Rhode Island. Today the organization boasts more than 150 …

Do not expect that the bank executive will tell you about every fee that your bank account may incur. Unfortunately there are many hidden fees that you will not find about until you have already …

Vacations are exciting moments for you to just relax and enjoy life from a different perspective than the usual daily routine. It is also a time when you are likely to spend more money, given …

Citizens Bank is an American bank, with its headquarters in Rhode Island. It was founded in 1828, and in 1988 was purchased by Scottish based bank Royal Bank of Scotland. Citizens bank has continued to …

The many ways in which it is possible to save money on electricity is something which everyone should be aware of to the best of their abilities. Saving money on electricity not only frees up …

Savings banks have been around in Europe for a couple of hundred years, at least I should think. Worldwide the banking industry is one of the most profitable businesses around. Most of us at some …

How much money you spend during vacation is highly dependent on your choice destination and the activities that you and your party will engage in. Some vacation destinations are naturally more expensive than others, when …

There are a few ways that savings can be maximized with both checking accounts and savings account. However, savings accounts usually have a higher rate of interest than checking accounts so can be more suitable. …

There are many reasons to resist the desire to buy a new car, particularly in the economic times we find ourselves. The banking crisis of late 2008, Credit Crunch and the subsequent global recession has …

Citibank is a major US bank that was founded in 1812. It is one of the largest global banking groups. It has 1,400 offices in the United States and operates in more than 100 countries. …

If you are not protecting yourself from overdraft, or bounced-check fees, you are one foolish individual. Not only is it expensive, you are also establishing a record that will stay with you for a very …

Reading books has become quite an expensive pastime for those who are in the habit of buying them new from bookstores. It is therefore well worth such people considering and determining how to spend less …

When you apply to open a checking account it isn’t guaranteed that your application will be successful. If you have bad credit or have previously handled a checking account irresponsibly then you may well be …

The basic services of modern banks ain’t what they used to be. Previously, banks offered checking, savings, CDs, and loans, mostly home loans and car loans. Today, they have credit cards and a multitude of …

For many, shopping is a hobby or past time.  The phrase “Shop til you Drop” is commonly used.  It is fine to go shopping when you are in need of specific items but many individuals …

Overdraft protection comes with a price. It’s a lot cheaper than paying the penalties for the check being returned which can be quite expensive when all said and done. But we all agree that in …

The economy is sinking fast and we are finding our household budgets stretched to the limits. Many of us are looking for extra ways to supplement our income. Luckily, there are plenty of options available …

HSBC online banking review Ever since my 18th birthday I have used HSBC and until recently I never fount a single fault with their service until now! Not long after my 22nd birthday around three …

Saving gas money is important nowadays, especially with escalating fuel prices. Gas is what the world is reliant upon and this has put pressure on its price. Saving gas money requires a little creativity and …

As suggested by the name, commercial banks do business with other businesses, from small family businesses to multi-national corporations. These include industrial banks, which focus on various types of industries, and stock savings banks, which …

Food is a major item in most peoples’ budgets; the average family spends about $5,000 per year. This Report surveyed 32,599 readers for shopping stores offering low prices, praiseworthy meats and produce, and service. Shoppers …

A bounced check is one that is returned (unpaid) to the depositor. In other words, if you write a check, but you do not have enough money in your checking account to cover it, that …

There are many advantages to shopping locally. Without locally owned stores, the money we spend on everyday purchases is taken out of the area, with very little return on our investment. My small home town …