Spending and Saving Archive

There is an increasing weight problem in our society, and it is affecting millions and millions of people. It seems as if we have become a society of indulgence… if you want something, you deserve …

Estate sales are somewhat like auctions, though most are held after someone has passed away. At times estate sales occur after a divorce, foreclosure, a move to a nursing home, renovations, bankruptcy or if someone …

One of the hardest things for a parent to do is to face the fact that their child is going through yet another stage of learning. Their spending habits as a teen may be worrying …

The popularity of warehouse stores has risen greatly over the last several years. Since it is possible to join many warehouse stores for a nominal fee, for people who shop at warehouses regularly, the cost …

Every time you turn around it seems that there is a new cleaning product out on the market that promises to clean everything and the kitchen sink.   However, many of these gadgets are not necessary …

Are you interested in helping out the environment by doing things in a paperless way? Would you like to avoid cluttering your mailbox with paper statements and do some of your banking in the comfort …

Living on a budget is not an easy task, especially when it is a family with kids. Thus, it may be useful to think out instances where the whole family could get together and enjoy …

I consider myself to be both frugal and cheap. To me frugal means more about how you use what you have, and cheap is how you get what you have to use. I make the …

The annual back-to-school rush is underway. The kids are excited, and parents’ stretched wallets are further strained by the added demand for school supplies. Every penny saved is a small windfall that will undoubtedly be …

A bank account is something the rich and the poor should share in common. Poverty should not be an excuse for avoiding opening a bank account; rather it should be a priority as a step …

Banks can either be incorporated or not incorporated. This means that they are either considered to be a legal entity in their own right or they are not. A private bank is not incorporated and …

Everyone dreams of living like a millionaire on a poor man’s budget. It’s not impossible and it’s well within anyone’s reach. It doesn’t matter how much money one does or doesn’t make, it’s all in …

We all want a good deal on books, especially if you constantly purchase them. Now you can also get excellent deals on brand new books from the Borders e-Bookstore. http://www.borders.com/ Check ‘weekly deals’ Borders have …

With the advent of the dollar store, it began to seem that you could get almost anything for the mere price of one hundred pennies. It was true, too. If you went inside, you would …

In wealthy countries credit is primarily utilized to purchase items of want. In many instances where credit is denied it is because the applicants have already abused a lenders trust by defaulting on payments and …

Frugality ~ noun ~ the quality of being frugal, or prudent in saving; the lack of wastefulness: No longer just a word but a fad. A fad to be stood by and to be kept around …

Choosing a money market fund over a savings fund in reality is all about what you are looking to accomplish in your investing. While the large majority of people have savings accounts where they place …

Food forms a huge part of any family budget. One of life’s essentials, there is no getting away from the fact that food is one of the biggest expenses with which you will have to …

Preparing school lunches for children can be stressful. As a parent, you probably would love to send a healthy lunch, but you also may have to follow a strict budget. While it may seem cheaper …

Going to the mall is now part of American culture. This is because of the convenience and variety the malls offer. You can do basically anything from shopping for groceries to working out in a …

Savings accounts in the United Kingdom can have a variety of options and features. As such, they can be of some variety. However, all savings accounts will provide a guaranteed return, and interest will accumulate …

I used to make all my bill payments by check/cheque. I would wait for the bill to arrive through my letterbox and then send off the payment for the postman to deliver. Recently, though, I …

Scams take many forms: overseas lotteries, get-rich-quick schemes, work-from-home jobs and hundreds more, but the fact is that unless you’ve been ripped off in the past you probably don’t know how to recognise a scam …

Your electric bill is too high each month so now you decide to change the way you live within your home. You take a good look at the situation and you discover that your appliances …

It is possible to save money on shoes, without compromising quality or comfort, provided you keep in mind the real purpose of needing to buy new shoes. No-one really needs to have a lot of shoes, but most people need …

There are many differences bewteen Target and Wal-Mart that consumers should understand. First, Tagret is a cleaner store on average, due to many factors. #1-they have higher prices on most products which are comparable to …

Some people live dangerously close to the edge of poverty and one financial hit could make them homeless. Generally they have low wage jobs and there’s just not much money around. Most of us will …

A frugalist knows the difference between needs and wants, and how to acquire those needs at very affordable prices.  Food, clothing, and shelter are basic needs, and a frugal person knows how to get these …

Living on less than your income is very challenging but can be so beneficial. Living below your means is one way to achieve financial security later on in life and is a skill or habit …

Are they ever! Sure thing. Banks are definitely making a ton from planned overdrafts, ATM fees, Credit Card over limit and late fees, Etc. In fact I think I have found a title for my …