Spending and Saving Archive

Selecting a money market fund can be quite the search, but once you have found a great fund, you will find huge returns on your investment that will make the search well worth it. However, …

Travel can be fun and educational, but it can also put a drain on your finances. Here are a few ways to have a fun vacation without breaking the bank. 1. Plan ahead. If you …

Driving is expensive; all you have to do is look at pump prices to see it. There is plenty of advice out there on how to save fuel, some of it good, a lot of …

With prices rising everywhere you turn, saving money is one of the best ways to stick to a personal budget. Keeping your grocery bill at a reasonable level can be a difficult task, and with …

One of the biggest decisions you will need to make when you’re considering a new major purchase is to buy new or used? Whether it is recreational toys and accessories, practical appliances or automobiles, there …

At a time when everyone is looking for effective ways to save money, one of the easiest and most cost effective ways may be no further away then our computer keyboards. There are many sites …

All my life I’ve scoffed at the hoards of shoppers who bought into the hype of Day After Thanksgiving sales. I’ve always treated that Friday as a day to hide in my house, in my …

As the end of another year approaches, that is also a time for making plans for the coming year. People want to do what has been successful for them. At the same time, people want …

Money is an answer. That’s right. Ancient text revealed a lasting truth that remains to this day: money answers all things. It’s true. We use money to buy things. People are paid for their services …

The big five UK banks (by assets) are: 1) HSBC.2) RBS Group (which includes Royal Bank of Scotland, and NatWest)3) Barclays4) HBOS (which is comprised of Halifax, and Bank of Scotland)5) Lloyds TSB There have …

Your local grocery store is one big marketing ploy. From the way the aisles are set up to where each item sits on the shelf, everything in the store is optimized to get you (the …

Banks were great in their day as institutions to save your money, but now the tide has changed as increasing fees dominating the banking community are on the rise, more and more people are turning …

Overspending happens quite often. For whatever reason, some people lack the discipline to manage their money wisely and practice patience. The need for instant gratification overwhelms any desire to be thrifty. Whatever it is they …

Everyone should have a bank account. It’s a much more secure way of looking after your money than stuffing your cash into a mattress, and you can earn interest on your money. However, there are …

During difficult economic times, people usually point fingers at various sources of their financial distress. Those who live at or below the poverty line, or those who are the working poor, may feel as though …

We all love shopping, and especially so at the grocery store where the items on display are typically arranged to strategically attract and catch our attention. The store tends to place items that they would …

Black Friday can be a wonderful day to save a lot of money on gifts for the holidays and for yourself.  There are certain things you can do to make shopping at the mall easier …

A commercial bank is the banking institution that is commonly called “the bank,” as in, “I need to go to the bank and get some cash.” By simple definition, a commercial bank is a business …

Kwanzaa is a seven-day celebration that is held between December 26 and January 1 in honor of African cultures and values. It is based around the seven principles of unity, self-determination, collective work and responsibility, …

Junk or Treasure? Bargain or Rip-Off? This is what I ask myself while browsing the isles at flea markets. My husband and I have been avid flea market shoppers for about ten years now. The …

With the lowest interest rates in a generation, it can be difficult to find a high interest yielding money market account in 2010. Interest rates for money market savers can depend upon your preference for …

If you’re a fan of walking and want to arrange a tour, either in your local neighbourhood or much further afield, there are a number of ways that you can do so without it costing a …

I started working in restaurants when I was fifteen at eighty cents an hour plus tips. As a teenager this was a great part-time job and I really enjoyed the work. I continued working as …

I was raised with a certain perspective regarding the treatment of those that do for a living things that you aren’t willing to do on your own – those that serve us food, cut our …

Travelling is one of the hassles of going to work. Most employees have a hard time commuting especially during rush hours. In order to cut the hassle, you may end up spending more. Sometimes you …

Why pay retail if you don’t have to?  Online printable grocery coupons can be used to save money on food, personal care products, pet supplies, and household products.  They are every bit as useful and …

Few people get through life without experiencing cash flow problems. The state of the economy dictates that every penny should be accounted for. Many consider that small savings are not worthwhile but often the smallest …

Being frugal is one thing, but have you ever known someone who is just plain cheap? The difference between frugality and cheapness hinges on one thing: how that frugalness affects the lives of others. Being …

Pay freezes, pay cuts, short time or unemployment means that people are looking for ways to slash their monthly bills. These are worrying times for millions, but do not despair there are many ways that …

A personal budget is one of the tools you can use to better manage your finances. A budget has important benefits that can help you with your finances on an ongoing basis. Know Where Your …