Spending and Saving Archive

Are you looking for a way to save your money without spending it again later? When you open a savings account, you are putting money in the bank in an attempt to save it for …

When times are financially tough it makes sense to try to reduce your spending costs and save money where you can, although this is sometimes easier said than done. However, if you have less money …

Close off the rooms that are seldom used is the best way to lower your heating bill. Why do you need to heat space no one uses? Seal up all outlets where heat escapes to …

There are many ways to trade dollars for gold. You can buy gold bullion in bar form or coin form for a premium over the spot (current) price of gold. You can either take possession …

I worked for a well known bank back in the 1970’s and I have to say banks have changed enormously since the 1980’s . Most now offer a full range of financial products and services …

Teaching young children to save money is easy once you’ve acquired a few principles yourself. Showing them the value and ways to save can be fun and exciting as the children watch their savings grow. …

A gym membership can be a great way of keeping fit, provided that you use it and that you can afford it. The variety of equipment and classes available may well help to keep you …

Cost of living calculators – you know, those handy online calculators that tell you how much you’ll have to save to retire comfortably – are just, frankly, sometimes depressing. To the average 25-year old starting …

Outsourcing everyday tasks to professional service providers adds to the financial burden of an already strained economic status of a household. Although seeking professional help may bring better results, and save time and effort that …

It seems that in today’s changing economy, it is getting harder and harder to stretch a dollar and make the ends meet at the end of every month. Sometimes, it seems that we go to …

Savings account can be of some variety. There are a few types of saving accounts, and they can have different options and features. As such, when selecting a saving account to invest in there are …

While children are at their highest learning capabilities during the first 10 years of their life, it is imperative that they are taught and molded into proper members of society. Its important that during that …

If you’ve been looking for any sort of savings account, you know that there are dozens if not hundreds of different banks that would love to take your money and give you quite a decent …

With the rapid increase of banking technology, many people find it unnecessary to keep track of their checking account the old fashioned way, with a ledger. Between free phone banking, online banking, twenty four hour …

In these hard times many of us are looking for ways to keep down our quarterly and monthly bills. One may think they have done all they can to bring down household expenses, but there …

At some point in their lives, a large number of people will have incurred bank costs.  The major reason why people get bank costs is because they have surpassed their spending limit on their bank …

Warehouse store memberships have become quite popular.  At first glance, the idea of shopping at a warehouse club may seem to be a good idea, and in many cases, it is.  Bargain prices on everything …

When you’re counting the pennies and times are hard you look to save money everywhere you can. In a world where using your car is unavoidable one of the most expensive  financial outlays is your …

Using coupons has become more popular since people have been struggling to make ends meet in this sluggish economy. Saving money using coupons is easy to do. The more coupons you have the more money …

Just when you thought online banking was the most convenient item your bank has offered in a long time, they now are introducing banking over cell phones. Just as online banking presents security concerns, so …

During a tight economy, almost everyone is looking for different ways to save money. It can be difficult to know where to start when there are so many bills to pay and living expenses are …

Medical expenses are a cost that you may not have the time or ability to negotiate. Comparison shopping while in pain is difficult; when being carried into the Emergency Room, it is not possible. However, …

As someone pointed out earlier, a comparison simply means comparing two items; it does not mean writing a biased article with personal preferences in mind. So, here is my comparison of the two stores. Prices:It …

Deciding on your investment strategy can sometimes be a difficult process, with a load of different investment options available to you. The problem is that sometimes, especially for the new investor it can be overwhelming …

“Daddy, this dime is REALLY old. It says 1995. Tell me a story about 1995.” This little child doesn’t even know it yet, but he is in the process of learning good habits for saving …

Warehouse club stores have substantially grown in popularity.  Costco is one of the biggest and most profitable retail stores and even competes with giant Wal-Mart.  Warehouse club stores generally have low prices and offer a …

People often make jokes about frugal people. While the jokes may be funny, there is something to be said about being frugal. Frugal folks often have the means to take care of emergency issues like …

I’m in two minds about charities. And I don’t know what to think about telethons. I think I’ll let my two minds battle it out and I’ll take a view when I’ve heard both sides …

Once you are sure you need to close a checking account, be patient but diligent in getting your checking account closed.  Before you get to the bank* Bring an account statement with you so that …

15 Tips to Reduce Your Automotive Expenses With all this talk of recession, unemployment, and a tough job market, folks have become dispirited with all of this negative propaganda. Good news… If you are looking …