Since childhood we’re always told to help our fellow man, assist other people in their time of need and treat others as you’d like to be treated. Hour exchange is the embodiment of these things. …

Deductibles, premiums, caps and co-pays all describe different types of payments associated with healthcare insurance. Most insurance policies will involve all of these different concepts, although the average policy holder may not encounter all of …

You already know all about basic budgeting techniques, like making shopping lists and sticking to them. You’ve already got the knack of hunting down coupons online for the things you like to buy. You already …

Most of us have experienced that sinking feeling of dread when opening a medical bill we know is going to be too much for us to pay.  We wonder how we will ever afford it, …

You cannot stay within your travel budget until you know what it is. Generically deciding to save money on travel is ineffective. The money will simply slip through your fingers without notice, leaving you unable …

The concept of location, location, location is important to many buyer’s when purchasing real estate. This is because for many buyers, a home is an investment. The concept in real estate is to buy the …

Shopping online is a very popular way to get the things that we want. Some people avoid shopping online like the plague though. Each person has different reasons for not wanting to shop online. There …

The stock market affects consumer spending in many ways. The price of corporate shares are an indication of financial performance. Furthermore, if companies are not hiring, then consumers will not spend. There are many ways …

There are many advantages to owning an American Express card, though none more than the Blue Sky card that American Express offers. American Express claims you can use your rewards for travel anytime, and anywhere …

If you want to save money for online shopping, it can easily be done by use of coupon codes. The money saved with coupons can be used to do more shopping. It’s easy to find …

The Laffer Curve is a theory by American economist Arthur Laffer which predicts the relationship between the tax rate and the tax revenue of a given government. In general, it predicts that an increase in …

Bernie Madoff went from a career high as one of the country’s most successful hedge fund managers and former president of the National Association of Securities Dealers Automated Quotations (NASDAQ) to a low that includes …

If your budget isn’t working it’s because you don’t really have one. You don’t have a written budget You can’t control what you don’t measure.  Moreover, how will you know if you are winning if …

Food shopping can cost a lot of money. It is so easy to overspend without even realizing it. To prevent that from happening, some good spending habits should be adopted. There are a number of ways that …

When you try to set aside any money, sometimes you may feel you are getting nowhere. Growing savings for most people can take both discipline and focus. Savings are meant to be there for you …

Just what is a doorbuster?  According to dealnews.com a doorbuster is are ultra-cheap items that brick-and-morter stores sell to lure shoppers into their stores.    Some examples might be a 40 inch television for $98, a …

Especially in the post global financial crisis economy, people are looking to save money in any way they can. A great idea for people looking to save money is to buy in bulk. There are …

We all know how important to save some of our money for emergencies and things we want to purchase.  There are things to consider to determine which savings account is the best for you.   One …

You picked an up and coming neighborhood did you? It sounded like a good investment in the beginning, but when the home values around you skyrocket so does your property tax. Cost living is one …

For retirees who want  to have it all in a country that really wants to have them, Panama can be a smart choice. Panama offers unbeatable retiree discounts and benefits as well as attractive retirement …

If you live in America, the most seemingly innocent items and services are often booby-trapped with taxes. These taxes can vary from state to state, and many stray into bizarre territory. Here’s a sampling of …

Budgets are the hardest things to keep up with, when you have screaming kids that want everything they see in sight and you are a fan to Starbuck’s or you see a really cute outfit …

The car insurance commercials make it seem so easy.  You look at two quotes and the cheaper one is the better deal, no question about it.  In reality, there is far more to it than …

In this economic world we live in everything has a cost, and overspending is easily done. There are many contributing factors towards overspending; however, knowing the causes behind overspending is the key to controlling spending …

Eating out occasionally should not break the bank, nor your nutritional needs, but it is best to only eat out as a treat not as an everyday activity. After all dining out can be expensive …

One of the most important aspects of frugal living is avoiding paying full price on as many purchases as possible. If you are willing to get organized, creative and at times a little bold, then …

When it comes down to it, there are two main ways to get higher social security benefits. The first is to make more money, because that means you are paying more into the system. The …

You do not have to be a Rhodes Scholar to know that clipping coupons saves you money. And if you have traveled the internet for any length of time, you have probably picked up a …

Countries with high interest savings rates and low inflation Persons wishing to increase their savings may find it worth their while to look into establishing an off-shore savings account. Generally speaking, nations offering high interest …

Facebook, Inc. (FB), the widely popular social networking site that has rocketed to corporate stardom, is officially listed on the Nasdaq 100 Index. This index is comprised of the top 100 national and international companies …