Most people like to think that they are too smart to get scammed by a con artist. They’re not the kind of person who gives their account number to some Nigerian prince who emailed them …

Investors are suing Facebook (FB) for failing to properly disclose company performance information. Specifically, financial analysts were given estimate information and an earnings warning prior to the initial public offering that advised them to lower …

It’s well known that the stock market responds to changes in consumer spending. However, during the economic difficulties of the last several years, it’s also become apparent that the relationship may work the other way …

Before we go into the details of AM/PM stock options a brief introduction into index options is mandatory. In trading, index options are often the best, simply because they are oftentimes more liquid than stock …

You’ll never forget it.  Prom night.  The fancy dresses, the excitement in the air, the final hurrah of the culmination of a magical childhood.  There is one thing you would probably rather forget however.  The …

The SOCIAL SECURITY ACT of 1935 has evolved during the last seven decades, from an ambitious legislation to cover some of the needy people in the society in times of distress, to a system that …

Not all the dangers in the world are of the organized sort.  Those scam emails about the Nigerian millionaire who needs to deposit money in your account are still going around.  And oh by the …

When travelling, it’s very easy to spend too much money. But there are certain things which can ease the financial pressure. For starters, when visiting a foreign country, become familiar with the currency exchange. Making …

Perhaps it was the recent recession. Or it could have been a promotion or a new, higher paying job. It might even have been the realization that unless something changed, you would be paying off …

Filing taxes is something that people like to put off until the last minute. When you have to pay in at the end of the year you want to buy time but there are reasons …

A new-for-old insurance policy is sometimes referred to by the related concepts of reinstatement or replacement value insurance. This type of insurance covers the full cost of repair, or replacement of a lost or damaged …

The Christmas season seems to find some people a little short on cash each year. It is rather funny that the money shortage always happens right before the big holiday, leaving people unsure of how …

When the economy collapsed during the financial crisis of 2007-2009, the U.S. government was required to bail out the housing market to the tune of $187.5 billion. Many in Congress vowed that never again would …

Twitter might strike you as simply a passing fad for people that have too much time on their hands. In fact, if you’re turning your back on Twitter, then you might be missing an opportunity …

America’s favorite card provider is American Express and their Blue Sky credit cards offer a choice of a fee free rewards card or one with an annual fee, which features even more benefits. The cards …

Choosing suitable stocks to purchase can be a challenging proposition, particularly in today’s volatile and tumultuous markets. However, many people advocate a buy and hold strategy during volatile markets since this type of investment strategy …

When owning or renting a vacation home, it is important to make sure it is insured adequately. There are the same odds of a fire or other disaster if not more than with a primary …

Breakfast, lunch and dinner meals can be prepared for less than $5.00. Stores like Ralph’s, Albertsons and Vons have the lowest prices. Using coupons when available will also save a little money. Breakfast is always …

Start a garden. Even a small garden can help out with a food budget and you can get the kids involved in something healthy and constructive. If there is no room for a garden where …

The challenge with economic tough times is that sometimes they can sneak up on people. Throughout life there are things that can be anticipated, but there are other times when job losses and unforeseen expenses …

Not grasped by many and studied in high ranks of economics, mortgage underwriting is the process by which the lender, usually a bank of a crediting institution, analyses if the risk rate of offering a …

Everyone wants to earn the highest interest on their money to grow their savings. Finding the bank which gives you the highest benefit is a matter of doing some research. The country where you live …

People are always very skeptical about the idea of yet another tax. The 2012 election in the United States brought many things to light. One was that people felt they learned the truth about Mitt …

The Housing and Economic Recovery Act of 2008 became law with a lot of positives for the American People. It took effect on January 1 2009, and the law provides some of the most radical …

A bear market is distinguished by a period of at least two months of declining stock prices that leads to a falling total stock market value as a result of a declining investor confidence. As …

There are always lots of costs that crop up when you become a parent, so it’s sensible to make sure that you’ve taken advantage of all the funding entitlements that the government offers. In the …

Many people ask why do I need a will? Well, when someone dies it is an emotional, stressful and painful time for their family and friends. Anyone over the age of 18 should have a …

Life itself is the most precious jewel on earth, having the privilege to take another breath each day is priceless. Essentially, so is getting ways to ensure you get to stay that way or at …

When an economy is experiencing a property boom, GDP growth figures usually rise substantially. A property boom is, therefore, a great source of wealth creation within a country. When demand for property, whether it is commercial and/or …

Being a better consumer is simply about identifying what you need and what your budget can afford. Needless to say, the constant rise of the middle class resulted to an overwhelming boost in consumerism. According …