In the current economic hard times most of us are already cutting back on household expenditure to try and save money. It’s an uphill struggle at times. If you’ve already employed the usual measures such …
It often seems as though there are more events you want to see than there are dollars in your pocket. Ticket affordability is an issue for more and more people. Wages seem to be falling, …
Living frugally can be rewarding. When first starting out, college students who have little money, need to be frugal. As an example, their first apartment away home can be furnished almost for nothing by using …
American taxpayers over the years have attempted to deduct a great many weird and sometimes mind-boggling expenses on their income tax returns. Some of the deductions the IRS approved and some they did not. Not …
Evidence has started to emerge that just several years after the painful credit crisis of 2007-2008, the risks are growing for first-time home buyers again. The most important evidence so far has been studied in …
When cheques were first introduced they were utilized by those British that had bank accounts. The introduction of the cheque guarantee scheme in 1969 brought even more popular usage. Yet it is predicted by the …
Low-income families often times get frustrated about the lack of programs available to them. What these low-income families might realize is that some of the programs that they are looking for do exist, but the …
A bond is a debt instrument where the issuer has to pay the nominal value to the holders of the bonds at the maturity of the contract with interest. Probably a bond also contain other …
Overview of US legislative framework to tackle internet banking fraud: When considering the legislative framework governing online banking in the United States, Electronic Fund Transfer act can be thought of as an integral component not …
For 2008 the Roth IRA contribution limit is basically $5,000.00 ($6,000.00 if you are age 50 or older). You may contribute an additional $3,000.00, if you participated in a 401k plan where the employer who …
Saving money on your monthly cell phone service is a simple process that can save you quite a few dollars every month. In these hard times, every penny counts. Follow these steps to ensure you …
One of the best ways to save money when planning overseas vacations is to set clear expectations right from the start of the holiday. Define that, and it would ease with preparations and help define …
What is a stock buyback? It is also called a share buyback, or a stock repurchase, and it is the reacquisition of stock by the company that issued it. Stock buybacks are usually an exchange …
Black Friday is just around the corner, and across the Web much chatter has begun about this year’s big sales. One of the attractive luring tactics businesses are using to convince people to hit the …
Babies are expensive little people! They need so much equipment that it can really put a lot of pressure on families who cannot afford to buy everything at full price. It is possible however, to …
On August 15, Warren Buffet wrote a stunning Op-Ed piece in the New York Times. The piece was titled “Stop Coddling The Super-Rich”, and has caused a firestorm of backlash from the super-rich and their …
One of the biggest threats to staying within your monthly budget is impulse buying. It’s often difficult to ignore the vibrant, flashy signs advertising a sale or to leave behind an item that catches your …
A stock market is a marketplace where securities are traded. Stocks of companies (securities) will be available to the general public to buy or sell at an agreed price. This trading is facilitated by various …
With all of the technological advances in the financial world, writing checks is becoming a things of the past. Many children and teens may have a savings account, but they may need some kind of …
Managing your personal finances can be a Herculean task. Financial planning mainly depends on your income. When managing your personal finances, keep both your immediate needs and long-term dreams in mind. Financial planning must include …
As time goes on the path to becoming a millionaire is becoming easier. More opportunities are being created for individuals who chose to educate themselves beyond the norm. Millionaire status can be achieved in many …
The Internet is full of disgruntled users who are sick and exhausted due to hoards of scams, waiting to hoodwink them off their valuable time, energy, money and resources, in every possible way. Many have …
Gold is the stuff that dreams are made of, including a great many Hollywood movies, stage plays and real life events. Who doesn’t like gold? Then again, maybe it is all of the things that …
Before buying, every investor should study the pros and cons of convertible bonds. These bonds-with-a-bonus may be converted into shares of stock when their prices hit a certain point. Thus, convertible bonds give purchasers income …
The use of credit and debit cards are safer than using cash in a digital world because methods for securing digital info, which is ultimately what cards represent, are increasing constantly, where methods of securing …
Several factors affect the cost of living for an area. Cost of living affects the poor most as compared to the impact on the rich. This is because they are mostly responsible for the rising …
Money orders are a great alternative to paying cash or check, especially if you do not have a checking account. Even if you do have a checking account, if a creditor or vendor will not …
There are a ton of great money tips for new college grads who are willing to do a little searching. Getting finances back into shape after graduating from college can be a very challenging endeavor …
When considering how you can diversify your portfolio to achieve greater or more stable returns, it is important to remember that diversification should be done on a variety of factors, such as geography, industry, market …
The economy has signs that it is getting better, but most economists are remarking on how slow it is recovering. Many are still looking for ways to save some money in order to keep their …