Before i got myself my first credit card, I should admit, I was very reluctant to apply for one.I had heard that as international students do not have a credit history, it is nearly impossible …

Health care in the United States, based on news media reports, makes up nearly one-fifth of our nation’s Gross National Product. This huge cost has been paid for by employers who contribute toward health insurance …

My association with USAA spans a twenty-five year period. Through that time, involving all types of insurance situations, I have enjoyed nothing less than superior customer care. Extending from the bottom of the organization to …

There was a time when the term ultra-conservative was considered less than sexy, boring, and even foolish. The thought of accepting a fixed rate of return in a guaranteed savings vehicle was better left for …

Did you know it is possible to get a loan after a bankruptcy? It is possible to get a loan after a bankruptcy has been discharged. If you reaffirmed on a car payment or a …

For most the American Dream is graduating from college, getting a job and getting out on their own to make a life for themselves. In current years, this it becoming more difficult for many to …

Looking for life insurance is one task that a lot of people don’t look forward to. Facing the fact that someday you may not be around is a hard pill to swallow for most of …

People often establish goals when it comes to their finances, their careers and their lifestyle choices. However, only a small fraction of the goal-setters will actually accomplish their goal. Most of the time, people who …

In a struggling economy, people are looking for ways to cut expenses and save money.  One of the easiest places to start cutting expenses is your car insurance.  Do some research, and learn the ins …

The terminology of business insurance is often difficult for policyholders to understand. Two of the terms used in such policies that are often a source of confusion are claims made and occurrence. A claims made …

With the advent of on-line shopping and ordering goods over the phone, it is more important than ever to ensure the security of your credit and debit cards.  Once a criminal has your number, they …

Outsourcing everyday tasks to professional service providers adds to the financial burden of an already strained economic status of a household. Although seeking professional help may bring better results, and save time and effort that …

The key to finding the right health insurance is to find coverage that is appropriate to your needs. Not all health insurance plans are created equal, and not all plans are right for everyone. Some …

It seems that in today’s changing economy, it is getting harder and harder to stretch a dollar and make the ends meet at the end of every month. Sometimes, it seems that we go to …

Recently my husband and I lost our insurance due to the fact that he retired early.It was bad enough when he was still with the union and was paying out almost $2,000.00 every month to …

For most homebuyers, buying a home goes hand in hand with getting a mortgage. However, what most homebuyers do not know is how to avoid some of the most common mortgage pitfalls that will wind …

Einstein was quoted that, “The most powerful force in the universe is compound interest”. I had no idea how right he really was until I maxed out my first credit card. And the chances are, …

The Impact of the Stimulus Package on COBRA For the millions of people laid-off from jobs; finding another job, feeding themselves and their family, and paying bills are major concerns. However, another primary concern is …

Your credit score is essential to your spending power, and it should be improved if it is low. There are many easy steps that can help you improve your credit score, so it is imperative …

For many, ‘bankruptcy’ is a familiar term heard from time to time through the mass media in relation to institutions and individuals who fall down from their great financial heights. However, the term ‘medical bankruptcy’ …

Savings account can be of some variety. There are a few types of saving accounts, and they can have different options and features. As such, when selecting a saving account to invest in there are …

I don’t know what police officers are taught about sexual assault and sex crimes, but the social opinion of the crime is totally different from the so-called criminal justice and fair way. Why is it …

Many timeshare owners know what a time sharing scam really means. There are different ploys and dirty tricks how to get your money for overrated property and services. But did you know that there is …

Comparing APR and APY to determine your mortgage rates can be daunting. The two acronyms are virtually identical. However, it’s simple to explain the difference and with a simple mnemonic you’ll always be able to …

Critical illness is an insurance product, similar to life insurance except that it pays when the life assured is diagnosed of any one of the critical illnesses stipulated in the policy. The purpose of a …

Tax season comes around every year and ends on April 15th. The two guarantees in American society are death and taxes. Everybody is going to die and everybody is going to have to pay their …

Anna grimaced as the cashier handed her back the debit card. “I am sorry, but the card has been declined”, said the teller. Since marrying Kevin six months ago, this was becoming a theme. A …

Your mom used to say “An ounce of prevention is worth a pound of cure” and “A stitch in time saves nine.” Nothing could be more true when it comes to dividing dividing the inheritance …

Recently Medicare Advantage plans have becoming more popular. The plans are offering more benefits and saving seniors more money on their health care costs. However, like all new products or services, Medicare Advantage plans do …

Whether you have lived in New Hampshire or have relatives who lived in New Hampshire, there is a chance that you may have property held by the state. From time to time, you may see …