This article will provide a few tips that you can use to raise your credit score. First, if you have no idea what your credit score is or what information is in your credit report, …

There are many ways to trade dollars for gold. You can buy gold bullion in bar form or coin form for a premium over the spot (current) price of gold. You can either take possession …

Home owners insurance is designed to cover against many types of loss including losses as the result of natural disasters. Home insurance policies cover disasters caused by wind, rain and fire. They do not cover …

A reverse mortgage goes against the common understanding of what a mortgage is supposed to be and this makes it a difficult concept to grasp. Take a look at the following questions and answers as …

I worked for a well known bank back in the 1970’s and I have to say banks have changed enormously since the 1980’s . Most now offer a full range of financial products and services …

It’s an all-too common scenario for many timeshare owners. They’ve grown tired of their timeshare, had too much trouble exchanging it, or they’ve suddenly realized that they’re never going to use it again, yet they …

There is power in choice. However, being able to use this power to your own benefit is only possible if you have the requisite knowledge and wisdom. Choosing among health insurance plans is necessary, since …

Reason for Lack of Insurance Insurance companies and employment contracts influence why many lack health care. Once a visit to a doctor’s office was cost effective for a family, and than health insurance became an …

2007 was a year of volatility for global financial market which was marked by weak USD, much higher energy and commodity prices and turbulence triggered by US sub-prime mortgage crisis; new emerging markets (especially China, …

Bankruptcy refers to a legal declaration of inability to meet existing debt obligations. Indeed, bankruptcy has several implications, depending on the type of bankruptcy selected (six types under US law). Bankruptcy might seem to be …

Types of Damage and Loss Usually Covered by Renter’s Insurance Unlike homeowner’s insurance, the need for renter’s insurance isn’t always immediately apparent, but renters are often stunned to learn just how much risk they are …

When it comes to financial planning software, there will be many to choose from. The key is choosing the one that best fits your overall needs economically. When deciding which one to attain, it helps …

It is always a good idea to keep some cash at home. This is a good precaution, because financial institutions can, and often do, go bankrupt. Thieves can also obtain your personal information and get …

The only thing I hate more than going to the dentist is paying the bill. At least it’s covered by insurance, or is it? It turns out that your coverage depends on the quality of …

It has become standard procedure for employers to place waiting periods on enrollment into their company’s group health insurance plan. These waiting periods can range from 30 days to 6 months, but are most commonly …

When selecting a health plan there are three major areas of consideration. Coverage, cost and personal circumstance. COVERAGE There are two types of manged care plans that most people choose from, HMO and PPO. Health …

There are two fundamentally different ways by which investors determine where to invest their money: – trend analysis, and fundamental analysis. It does not matter in what entity you invest – the stock market for …

Teaching young children to save money is easy once you’ve acquired a few principles yourself. Showing them the value and ways to save can be fun and exciting as the children watch their savings grow. …

Sallie Mae offers many 529 plan options for college savers.  But first off, what is Sallie Mae and what is a 529 plan? “Sallie Mae” is the colloquial name by which the SLM Corporation is …

The basic principle behind insurance is that an individual gives money to a company that promises to cover any losses that you incur. A homeowner purchases insurance for a house in case it incurs any …

The typical college student these days has begun to think of a credit card as an “essential accessory,” along the lines of food, water and air to breathe. As a student, your main responsibility is …

When is a personal loan a good idea? There are a number of instances when taking out a personal loan can be of benefit. It may be prudent to recap briefly on a few instances …

Tackling major financial hurdles after college can be challenging if you can’t find a job. When you leave college, if you studied business management it would be a good idea to start a business while …

Every Monday morning, as we drag our weary bodies from the bed and prepare to begin another week of work, the concept of early retirement may appear as the proverbial light at the end of …

Answering this question first requires an understanding of what murder, or more technically homicide is. The law actually has a fairly strict definition of murder. First of all, for a death to be considered murder, …

The art of finding a good piece of real estate is often learned through years of experience. People looking at a piece of land may be nonplussed as to how it is valued and priced. …

As the opposite of a conventional mortgage, a reverse mortgage pays senior citizens by liquidating their property. Reverse mortgages are advertised as the financial solution for those above age 62 who own a home and …

Universal health care will hurt the poor and the middle class while doing little to change the care afforded to the elite. High levels of health care at all levels are not realistically sustainable by …

For many people, this question is about whether to satisfy your longing for instant gratification or to delay it to pay cash. There are compelling reasons to use credit at certain times. However, if you’re …

In today’s uncertain economy your credit report and the credit score have become, more than ever, important in acquiring a loan or a mortgage. If you are looking for a mortgage or a loan the …