Identity theft and credit card fraud are two of the fastest growing crimes.  It is no wonder since enormous amounts can be stolen with little risk of being caught.  The card can be used in shops …

When you’re counting the pennies and times are hard you look to save money everywhere you can. In a world where using your car is unavoidable one of the most expensive  financial outlays is your …

Just when you thought online banking was the most convenient item your bank has offered in a long time, they now are introducing banking over cell phones. Just as online banking presents security concerns, so …

Shopping for car insurance is something most people hate doing. Often the process is long and tiresome, guaranteed to make it an Excedrin night. Wisconsin law requires that all registered vehicles in the state carry auto …

I currently hold a portfolio consisting solely of small cap companies for one reason; they are better value than anything else I can find.  I have a theory about why this is and this theory …

Renters often think that because the landlord has insurance on the home or apartment building, the possessions they have in the apartment are covered under this insurance. Many find out too late that this is …

Using coupons has become more popular since people have been struggling to make ends meet in this sluggish economy. Saving money using coupons is easy to do. The more coupons you have the more money …

Saving up for one’s retirement in the future or simply for paying the monthly bill can be a struggle for some people. It may seem easy to tell yourself to cut back on the expenses …

During a tight economy, almost everyone is looking for different ways to save money. It can be difficult to know where to start when there are so many bills to pay and living expenses are …

Since one of my jobs involves working in a pharmacy I see HIPAA in action on a daily basis. What HIPAA does in its most basic form is protect your privacy by allowing only the …

The advent of 40 year mortgages is likely to be criticised in retrospect as yet another bad decision by the mortgage industry, as they fly in the face of prudent borrowing. They enable borrowers to …

Medical expenses are a cost that you may not have the time or ability to negotiate. Comparison shopping while in pain is difficult; when being carried into the Emergency Room, it is not possible. However, …

Tax season is upon us.  It happens every year. What are the tax reporting guide lines to the IRS this year?  According to the IRS Publication #17 IRS changes for 2010  the minimum reporting income …

Renter’s insurance is a very important asset to have when residing within a town house or apartment. Often, it may seem as if the insurance that the landlord has on the building is enough, however, …

I voted, with some reservations, to keep the death penalty.  Why?  Because it seems it only applies to certain murderers, some who have been on death row now, for years. With appeal after appeal, which …

According to CNN 34-year old Jayme Biendl was found strangled at the Washington state prison where she worked as a correctional officer late Saturday. Workers found her body after noticing that both her radio and …

The consequences of mortgage default can be severe and should be avoided at all costs. There are a myriad of reasons which can lead to someone defaulting on their home mortgage. Typically borrowing too much …

We may agree to marry our spouse for better or for worse, but it seems that when the worst rears it’s ugly head, in the form of money problems, many of us are likely to …

It is a long held British view that an ‘Englishman’s home is his castle’ and becoming a home owner has been a traditional aspiration of many. Each generation sees a new round of first time …

By being conscious of every dime you spend, you can save money every day. Becoming aware of how much money leaves your wallet is essential if you want to keep more of it in there. …

Scalping Forex System  Forex trading is absolutely interesting. No wonder, there many people decide to be a forex trader. They look for a chance to get significant profit on the trade. There many ways people …

There is no doubt that much of the present and future of commerce is on-line. Commercial real estate is no exception. From a world of sandwich signs, brochures, door knocking and hand shakes, the digital …

The holidays are the time of year most people go into debt. Between Christmas shopping, and impulse buys that most stores count on it’s not long before most of the country is feeling the pinch …

To accomplish any task, goals are needed to develop guidelines and benchmarks to reach toward in order to come close to and then achieve the goals. When discussing goals to work for to establish your …

With an unstable economy it is more important than ever to diversify your investments and focus on long term survival. With the markets playing havoc, it presents an excellent opportunity to pick up some stocks …

As someone pointed out earlier, a comparison simply means comparing two items; it does not mean writing a biased article with personal preferences in mind. So, here is my comparison of the two stores. Prices:It …

No one wants their dream of being a home owner to turn into a nightmare. However, with the mortgage payment is the biggest payment in the budget, it can happen to anyone if they are …

Most married couples apply for mortgages in joint names. Two incomes are better than one in the eyes of the lender and they assess joint incomes when determining how much to lend. The most common …

These days, it’s so easy to get into debt, and so difficult to get out of it. Every mail delivery brings more offers for credit cards, with an enticing introductory 0% interest rate for balance …

How the recent financial crisis has affected me negatively and the steps I am taking to correct the situation are easily listed. The ways it effected me in one word flat broke. My partner and …