Financial Planning Archive

When you are ready to get married, money matters are often the last thing on your mind. However, it is very important to make sure that the two of you are on the same financial …

A teenager’s attention span is short at best, and if it doesn’t interest them, than it’s closer to nil. Couple that with ‘advice’ from an adult, and you begin to understand why so many American …

Moving into your fist home may give you a euphoric sense of wealth and happiness, but you face far more expenses than you do living in an apartment. Many home buyers mistakenly think that a …

Let them wait so they get the stepped-up basis rather than the donor’s basis. I have chosen a practical rather than a philosophical approach to the question. Specifically, what are the tax consequences of giving …

As unromantic as it sounds, the topic of money in a marriage is one of the big questions. It’s right up there with kids, living arrangements, and chores. But the money issue goes far beyond …

Swagbucks is a real, legit moneymaking website. It is a very popular site, and has been used for a long time. To sign up free for Swagbucks. There are numerous ways to earn money. For …

To buy or lease a car is an important choice to make and should be made wisely. Luckily, if the determining factors are weighed evenly, it is fairly easy to arrive at the best choice. …

Teaching your teen financial responsibility can be an intricate task. Most teens are not familiar with the basics of money management and they need guidance on how to save money and how to spend money …

A financial planner is a person who is able to guide persons or establishments on using their wealth to gain better financial stability and growth. Authorities and professional bodies that represent the financial planners of …

One way to make extra money is completing surveys and other websites.  SwagBucks.com is a website where you can make money online by using their toolbar to search, watch videos, take surveys, play games and …

The major dream for many people is to purchase a home of their own. There are some things to consider before jumping into home ownership. Besides the mortgage payment, you will also be responsible for …

A financial planner can help you plan for retirement.There are different types of financial planners. They primarily work for insurance companies, banks, and some of them are self-employed. According to the United States Bureau of …

Teenagers that take up employment opportunities during the summer holidays from school or college are often caught off-guard by the unfamiliar feeling of actually earning money for themselves and having their own money to spend. …

Teenagers have very limited knowledge and mindset about money. They normally think that money is meant for spending and to satisfy themselves. As much as they know what saving is, they really don’t give it …

Financial problems come in many forms. Some people spend far more than they have, and end up in credit card debt as a result. Others cannot seem to plan well, and find they are living …

In the context of financial planning, saving for your child’s tertiary level education is a luxury. However, if you can afford the luxury, there are calculators and systematic methods that could be utilised in planning. …

According to the United States Department of Health and Human Services, the poverty level for a family of four is a little more than $23,000.  Meanwhile, north of the border in Canada, Ontario social services …

How finances will work is often the last thing on the mind of newly-weds, so surrounded by the blush of early love. However, making sure that you have a sound sense of your personal finances …

Finances play a very vital and important role in marriage. In fact, it could determine the success or failure of marriage. Statistics show that one of the biggest reasons why couple fight is because of finances. Most …

The purchase of a first home is a time of great joy. However, if you are not prepared for the extra costs of owning a home, it can also come with unwanted surprises. Planning ahead …

Suze Orman, one of the top personal financial experts in the U.S. started her career as a short-order cook and waitress at the Buttercup Bakery in Berkeley, California. Born in Chicago, Illinois. on June 5, …

When you are younger it is difficult to think about several years into the future but it is necessary to get started. With the power of compound interest, the earlier you start saving the less money …

Perhaps you’ve never had a credit card before. Perhaps you have but have decided to live a life without credit for a while instead. Either way, you now find yourself in a position where you …

Financial problems are an issue for many people for a variety of different reasons. You could find yourself in serious debt and about to lose your home or business, or you may have no savings …

A new year has arrived and that means it’s time for a fresh start and achievable resolutions. According to a Fidelity Investments survey, more than half of respondents said they want to save more in …

Military life offers families a multitude of challenges, and in families where there is a  family member on active duty, life offers many uncertainties. The prospect of deployment is an ever present reality, and that …

In today’s tight economic times, financial emergencies happen all too often. An unexpected illness, sudden unemployment, a car accident, a car repair and maintenance or an unforeseen home improvement can take you out of your financial …

Are you having trouble surving the recession? There are many ways to survive, but you have to be willing to look at the bigger picture. In order to make it out of the recession with …

Have you recently lost your job, or are you about to retire from a job and enjoy life once and for all? If you are suddenly out of a job, you are going to want …

According to research, having a higher socioeconomic status is linked with a decrease in morbidity and mortality rates in many populations. The causal mechanism of this linkage has not been recognized clearly enough. However, many …