Financial Planning Archive

When one sustains an injury or damages as the result of the actions of another party, the individual may decide to settle for a certain amount of money. From this, a structured settlement is borne. …

Asking someone how to handle money is like asking them which religion is the correct one. Everyone has an opinion, and everyone thinks they’re right. Between all of these differing views, it can often be …

A personal statement of net worth reveals the total value of everything valuable that you own after deducting the aggregate sum of everything that you owe. Preparing a reasonably accurate statement of net worth requires …

The majority of people who are alive on Earth do not have an unlimited supply of money. Home foreclosures are still at record levels as of May, 2010. The “job outsourcing” activities of the World’s largest multinational corporations …

Many people deal with financial planning, whether they are in trouble or not. Some take part in these types of programs because they want to prevent any money problems from happening. Others do so because …

You have money problems? Well, most people do whether rich or poor. There are many ways to solve your money problems you must be proactive in finding solutions. Finding solutions for money problems can be …

It is wise to have a financial plan, but not everyone needs a financial planner. Whether you read money magazines, the newspaper’s business section, or scour the Internet, there is plenty of information related to …

One of the biggest myths about being in debt is that you have no control over it and that outside forces are conspiring to drive you deeper into debt. While there are some common practices …

Everybody wants to invoke the ‘Oracle of Omaha’, when discussing investments, and not to take anything away form Warren, but, even he will tell you, what he did, was, really, quite simple. In fact, you …

College can be expensive, and with the slow economy and employers more often insisting on a degree, it is also more necessary. Whether you are a looking to enter the job market for the first …

Strategies for Teaching the Now Generation Good Money Management Skills The now generation is one which does not care much about where the money they spend comes from. It may be that they have parents …

In the current climate when many countries around the world are making cutbacks, disposable income is at its lowest level in many years. Tax rises and inflation are the key factors in ensuring that people …

If you are a teen who is going to work over the summer, you will have to handle your earnings wisely. Because you are likely to only work a lot of hours until the new …

When a person is in their 20s, they have their entire life ahead of them and it is time to think carefully about money. Suze Orman states that financial freedom is our birthright and it …

Every action has a reaction. This physics concepts applies to everything in the world, including finance. If you are creating a financial planner, you are in the process of creating goals for yourself. It also …

There are very few individuals who actually believe that there are circumstances when it’s okay to get a payday loan. We all know that they are generally a bad idea, but when you find yourself …

If you have 401k plans floating out in the netherworld from past employers, have money to invest but don’t know where to put it, or haven’t even started planning for retirement, a financial planner can …

Cash flow is the money that comes in the door every week, every month, or for whatever time frame in which you get paid.  It is important to keep track of your cash flow or …

Thinking about funerals can be a highly emotional subject and that is precisely why funerals can be so expensive. One does not have to be a highly logical person or a penny pincher to think …

Financial planning can keep you from being homeless. Financial planning allows you to save and invest in your future. Financial planning lowers stress. There are many reasons why financial planning is good to do. In …

If your a teenager with a summer job and your wondering why can’t I buy that car I want or that new Ipod or Ipad then you are a victim of bad financial planning. Here a some …

Keeping a spending journal is a fantastic idea for young and old alike. The main reason to keep a spending journal is so that it acts as a ledger for you to help you balance …

Preparing to get married is an incredibly exciting time. It’s also a time of great hope for the future. Discussing money matters at this time may seem very unromantic but by avoiding these issues, you …

Time is a very essential element in building wealth. Bill Gates never made Microsoft into a billion dollar company overnight nor did Warren Buffet with Berkshire Hathaway. It took them decades to establish their companies, …

Are your expenses outstripping your income?  Have you incurred debts you are having difficulty re-paying?  Do you want to go back to school, get a car, or make a down payment on a house, and simply can’t save the money?  Are you stuck on a …

Early in a teens life, financial advice can be instilled. Teaching teens to save for a rainy day is a smart thing to do. For most teenagers, having a car and gas money is the coolest …

Property ownership can be defined in several ways depending on the terms and conditions under which the property is acquired or divided. Sometimes individuals can come together as friends to own property jointly, this type …

Should you offer financial aid to your children now or let them wait to inherit? Once my father offered one rupee each to my elder brother, myself and my younger sister to spend for anything …

Single people are often thought to have it easy when it comes to money management. There is nobody to derail their financial plans and their income can stretch a lot further because it only has …

Everybody wants to achieve financial success. Financial success brings a great sense of security and peace of mind. However, as much as everybody wants to achieve financial success, only a very few make it. Financial …