Financial Planning Archive

Congratulations! You are the proud winner of a substantial sum from a national state lottery. A little euphoria is in order for the achievement is remarkable. In a typical lottery, the odds of matching six …

Everybody aspires financial freedom but in reality, only a few achieve it. Financial freedom in the very sense of the word means that you don’t have to worry about finances. Many people think that by …

It’s human nature to worry about the financial well being of you family, however, it isn’t necessary and worrying won’t prevent the problems to come. This is the day to stop worrying about money and …

Are you living from paycheck to paycheck? Or perhaps you’re wondering how you will pay off your student loan before your 70th birthday.  These are all common problems of people in their 20’s. The following …

There are probably few things that are less appealing than considering the money questions you will have to ask your soon to be spouse. This is a taboo subject for many people, and it may …

Why budgets fail can’t be answered with one answer. There are many reasons why budgets fail it comes down to the individual. Budget failings could from lack of discipline, unexpected events, financial adjustments, poor planning …

A lot of people fail in managing their money and end up in a lot of debt. Budgeting your money is one of the most important money managing skills. Many people fail to make proper …

Is your home under threat of Repossession? Have the UK Government provided enough help for people in this situation? We do not think so, if your one of the unfortunate people above, have you tried …

Everybody knows how important financial planning is. However, only a few people makes the right financial plan and achieves financial success. As much as there are different ways on how to draw a financial plan, …

Financial security and independence is one of the most common dreams yet only a very few achieve it. For some reason, everybody wants to be financially free but most people are not willing to pay …

In a tough economy everyone must make lifestyle changes. Only those who are smart about cutting back will survive a recession. It isn’t just the middle class that needs to cut back either. Those who …

I am an artist and for very long did not understand the importance of estate planning. The term itself, I reasoned, was one that belonged in conversations engaged by those who were wealthy and/or aged. …

Simply defined, inter-vivos gifting refers to giving gifts during your lifetime. There are other categories of gifts in the law. The opposite of inter-vivos giving is testamentary gifting. Testamentary gifts are gifts that you direct …

Recent studies have suggested that while financial differences within a relationship rarely lead to divorce, they can however act as an early precursor to the other things that often lead to the dissolution of a …

In this economy, now is the time to grow your net worth. Most investments are at true value. Once the economy recovers you will see your investments take off faster than…well you know. There are …

When a person is working and they are trying to figure out how much money is necessary for retirement, they need to determine how much money they are looking to have when they retire. This …

Do money troubles keep you awake at night?  If so, you’re not alone.  In 2009, CNN estimated that an estimated 1.5 million people simply gave up and declared bankruptcy.  If you don’t want to be …

Young adults, in their early twenties will face a lot of financial changes during this decade of their lives. Most individuals will graduate from college and start a career of their own. As a result …

Organizing personal finances is a behavior that every individual should stick to. It is the only way you will get to know where you stand as you embark on planning for your financial future. In …

This question must first be broken down to its key words, which are: How; You; Decide; Need; Financial; Planner. An initial suggestion for approaching a solution to this question is one which focuses primarily upon …

Your a teen and you want to plan a secure future. Well, luckily there are many smart moves a teen can make towards planning a secure future. Teens have a lot of advantages with time …

Are you in debt, or feeling like your credit situation isn’t as good as it can be? Do you want to get help, but don’t know where to get help for your credit situation? While …

Like it or not, as you grow older there comes a time when you have to retire from employment and slow down. It is however, wise for you to have a sound financial plan in …

The ultimate dream of living a debt free lifestyle can be accomplished with discipline and planning. Most Americans have a tendency to live above their means. Since the economic state of the economy has caused …

In times of economic recession, making ends meet can be proven to be especially hard. In spite of your efforts, you may realize that financial hardships are too overwhelming and you cannot manage your finances …

The American economic crisis that started in 2007 had many contributing factors. For mortgages and credit cards, part of the responsibility falls on the consumers.  The lack of financial literacy contributed to consumers getting involved …

If you read this, statistically you are not making a six figure income. We would all like to get make a lot of money so that we can be financially independent, but not all of …

If you’re under the age of 14, you can’t really get any sort of “real” job working at a business. Some states are even more restrictive making it so you have to be 16 before …

So your living paycheck to paycheck and wondering what to do? Well, with a little creativity and sacrifice you can add room between your income and expenses. There are many ways to offset living paycheck …

ISA’s and Savings accounts may seem similar at first, however despite any similarity that there may seem, they are two accounts that can be very different in both their purpose and use. First of all, …