Preparing for an untimely demise not only puts your anxieties to rest but allows your loved ones comfort in their time of need. Having your final say so in what happens to your estate can …
Your definition of financial success may not be the same as that of somebody else, but they will all have to do with the management of money and other assets in such a way that …
Experts say it is best to invest as early as possible in your life. Financial planning in your twenties is good way to make secure your financial future at a steady pace. There are many …
Statistically, more than half of retirees struggle financially when they retire. With the exception of those who retire early after becoming financially free or wealthy at a young age, most of the people who reach …
Financial planning can be a quite daunting task. Since the 1929 market crash and the bank runs and depression, many people began to appreciate the need for a very safe and effective financial planning. …
The best tip for managing your finances successfully is to run them as you would a well-organised business. The essentials are not rocket science. You have money coming in and money going out. The difficulty …
If you are financially down on your luck, or simply want to improve your net worth you will probably want to consider different methods of achieving your aims. One unusual way of clearing the pathway …
As a lady of 56, who has been married 35 years to a now 57 year old man, I suppose that we now come into the category of being an older couple. Shocking as that …
Most of us enjoy having nice things. We want to be able to go to fancy places and dress well. However, the economy has dealt many of us a blow to the wallet. We must …
There is a saying, “If you fail to plan, you plan to fail.” Never has this been truer than having a financial plan for your life. Without a plan, your financial future is akin to …
All people have expectations about their future, for instance, to ensure the well being of their family, including having a house, a small business, or retire young and healthy. That´s the reason every body works. …
A 401k plan allows you to set aside a certain amount or percentage of tax-deferred income each year. Your employer funds your 401k plan with matching dollar-for-dollar contributions, and total funds mature tax-free until withdrawn …
Determining your net worth is important in order to qualify for a variety of financial products such as loans and investments. Calculating it isn’t too hard, but it is important to start with accurate information …
In the way of Nature, there are no masters, only guides. The term “guru” is an advertising slogan, meant to generate profit and promote dependency. There is no natural reason to slavishly follow any expert’s …
Everyone will find they short on cash at some point in their life. When you find yourself broke and needing money fast, it is important to know where you can make quick money. Whether you …
If your teenager is to be successful in life, they will need to learn ways to manage their money effectively. Some teenagers are careful with how they spend their money, while others are more reckless. …
Financial planning takes the past, present and future of your finances into account. If you are only now establishing a financial plan, you might have debt burdens from the past, current living expenses from the …
Getting your personal finances under control can be a daunting task. The first step in this process is getting an accurate glimpse of your current situation. Unfortunately, the process of doing it is a bit …
A personal statement of net worth is sometimes referred to as a balance sheet because it does just that. It is a neat way of balancing your material possessions; the physical things that you own …
Millions have at least one thing in common, living paycheck to paycheck. Sadly, this wide-spread way of living is even more troubling in a declining economy. Everyday, one has to face the challenges of paying …
Mananging Your Money While Laid Off It is unfortunate to one day get a letter stating that your job will be ending in eight weeks due to down-sizing. It is especially devastating to not be …
Do you want to retire? Maybe you just want to figure out how to pay for college, or how much money you need to save in order to buy a house. Whatever your goal is, …
Risk is something that everyone will experience when trying to plan for their financial future. Many things that have to do with finances are uncertain from year to year, making it difficult for a person …
Marriage is a huge decision and an exciting time in anyone’s life. It is easy to get caught up in this excitement and focus on the ceremony and reception. However, sometimes couples are so focused …
In the UK there are really two different types of saving accounts. Firstly there are standard saving accounts, and then there are ISA saving accounts. ISA stands for Individual Saving Account and they provide the …
Having a financial plan is key in being responsible with money. That responsibility can help a person gain good credit, save for a vacation, fix up a home, or just pay the bills on time. …
No matter how much money you make money management is essential. When people run into financial trouble it is because they have poor money management skills. Most of the lack of money management skills is …
MONEY MATTERS Many people think that a budget is cliché. That it is just one of those things that the geeks and nerds like to do but which ultimately, is not helpful to anybody. That …
As an adult ed. teacher, I had the privilege,across years, to educate individuals who had the potential to succeed in higher education.They had the desire, the motivation and the work ethic to thrive in such …
As you get into your senior years, you have to start thinking about how you are going to take care of yourself and not be a burden to others. If you can, it’s important to …