With most forms of life insurance, you will be required to take a medical exam. After applying, you will need to schedule an appointment with a physical for a medical exam and go through other …

A lot of people think that the right to own a gun is one that US citizens will use to protect themselves from an abusive government. When the our Founding Fathers put pen to paper …

What are some good ways in which you can stop check forgery from happening to you? There are many things on a check, and many extra steps that you can take to make sure that …

The human psyche is a fragile little thing. Every man and woman on this planet is governed by a few set of rules that we all attempt to live our lives by. Our moral compass. …

It’s a flip of the coin. The question is, which side are you going to end up on? Today’s housing market is a double edged sword. People who are looking to buy homes or property …

Credit cards can be useful tools, if they are used correctly. It is advised to either pay off your balance in full each month or as soon as you can to save on interest payments. …

The question of when to start Social Security (SS) is dependent on many variables. Among them are other forms of retirement you may have, such as work retirement and/or armed services retirement. My father was …

Freelancers know that it can be tough to bring home a steady income each month. Most of us are at the mercy of jobs that might not be steady and can end at any time. …

Actually we’ve already won the war on drugs. And who could have thought it would be as easy as a simple name change? “DRUGS” always had a bad ring to it. Besides sounding guttural and …

What is Debit Card? A debit card by definition is a bank card which gives a customer electronic access to their funds immediately. It is really a substitute for a check. It is a plastic …

Did marijuana have a high potential for abuse? Yes, but medical applications have also proven effective through the use of vaporizers, where the essential marijuana compounds are extracted and inhaled. Since marijuana will help in …

Turn Your Child’s Water into Wine It has been argued on countless occasions that the drinking age in America should be lowered. The basis for these arguments is that if one can vote for the …

Who’s a “deadbeat dad”? Someone who can’t or won’t pay child support? Who can’t pay? There are a lot of fathers out there who’ve lost their jobs thanks to our government meddling into the banking …

Retirement in COSTA RICA or NICARAGUA for Baby boomers Imagine waking to the most spectacular ocean views on the Pacific coast. Think of spending your days enjoying sand, warm surf, or perhaps a round of golf. …

In a conventional point of view, a loan is generally money or a currency taken by individuals or even companies when in need to cash. The money was being loaned to them for a stipulated …

A bear market is defined as a decline in the stock market, normally by 20 percent or more over an extended period of time. There are a number of factors that may cause this decline …

Baby boomer insurance options? I’ll bet there is one you haven’t thought about. Auto, life, travel, earthquake, key man, income loss, disability; the list of insurance options for baby boomers is nearly endless. But there …

The ever increasing popularity of annuities among investors and advisors has motivated insurance companies to constantly modify and enhance their working parts to gain market share over the competition. However, this has indirectly lead to …

The necessity for planning for the future varies from person to person. Planning for the future is an important step everyone should make, but don’t wait until it’s too late. There are many ways you …

I should have bought life insurance when I could have. Why didn’t we get enough life insurance before this happened? What are we going to do now? These questions face those who don’t properly address …

Federal tax law currently provides multiple tax credits to encourage energy efficiency.  These credits were good for certain expenditures in 2006 and 2007, but then expired and were not available in 2008.  They were reinstated …

Turn the pain of income taxes into a personal success opportunity. Let’s face it. Income tax is a necessary evil. Or is it? You can use your income tax return as an opportunity to springboard …

In an unstable economy, the thought of investing in the stock market is a scary one for many people. However, leaving money in a bank savings account or certificate of deposit (CD) is a wasted …

The only way to tell if a mutual fund is well managed is to benchmark its performance against the performance of similar mutual funds in the same time frame and against the return achieved by …

The documentary, Food, Inc., has taken a step in the direction of educating the public on the ethical wrongdoings of the food production industry. From the evidence the documentary portrays, the moral injustices of food …

There is not one simple answer to this heartbreaking question. In fact, there are a conglomerate of factors that play into each case.  Many things come together and influence a child to murder other children. …

Online banking has increased its popularity over the last few years. Online banking has made it easier and more convenient for businessmen, web entrepreneurs and even the average shopper to complete transactions “on-the-go.” However, online …

The process of making your bank accounts work for you need not necessarily be a complicated one. It is, however, necessarily a process which you manage very carefully on an ongoing basis, to ensure that …

If regular folks knew how shockingly ordinary millionaires were, there would be a lot more millionaires.  One of the biggest erroneous ideas in the way of ordinary folks getting rich is that the rich are …

There are several things you need to know about Allied Interstate Collection Agency. Just like other collection agencies, they may be hired by creditors to retrieve funds owed by clients. Unfortunately, they have a reputation …