Electronic Control Module (ECM), commonly referred to as a black box can mean the difference between winning a case or losing it for lack of evidence.Drivers of big trucks do not have the same maneuverability …

Counterfit detection in US currency You may have been in a situation where you were offered a large bill at a garage sale or other situation and for some reason your radar went off. You might …

Like the ultimate battle between good and evil, good debt and bad debt are worthy, yet often confusing opponents. Although “debt” has a bad connotation, there is actually a thing such as good debt, which …

If you’re feeling the pinch in your wallet, you’re not alone. Recent statistics on consumer debt state that the average credit card debt in U.S. households is $15,799. You may be among those included in …

Nearly all parents have taken their children to a playground. We expect these facilities to be a safe place for our children to play with other children, have a good time and get some exercise …

When you find yourself unemployed and have credit card debt it is important to attempt to stay current with your credit cards to preserve your credit score.  If you find yourself having difficulties keeping up …

The First Tip is to learn how to spend: To get ahead and stay out of debt we need to learn to spend less than the money we make. This makes sense, but how do …

According to the American Student Assistance website, as of October 2012, the average student loan debt for the class of 2011 was $26,600.  Let’s think about that for a minute. That means when a college student graduates, …

There are several changes to the federal gift and estate taxes for 2009. The estate tax exemption has been raised. The annual gift exclusion has also been raised, although the lifetime total gift exclusion remains …

The Leahy-Smith America Invents Act (2011) was introduced as a jobs-creation bill. The bill introduced significant changes to the US patent law. CNET reports that among the changes was a shift in application policy from first-to-invent …

An automobile insurance policy comes with various types of coverages including one that is called bodily injury. Bodily injury coverage pays for medical costs, is the same as liability coverage and is available in various …

It has been in the news about many Americans not using up all of their vacation time.  With work and family responsibilities it becomes difficult to make time for ourselves.  But it is also important …

Financial analysts who closely watch interest rates will frequently develop a chart comparing the rate of return for various instruments on one axis and the time to maturity on another axis. The rate of return, …

Silver has been considered a precious metal ever since the Ancient Greeks first used it to make a new invention called coinage.  Its use as a form of currency has faded in today’s world of …

Arkansas’ original anti bullying law was contained in Act 681 of 2003. The law passed in this bill was later updated to expand the definitions and coverage of this anti bullying legislation. This expansion came with …

If you’ve ever lost or had your credit card stolen, then you probably distinctively recall how worrisome it was when this occurred. Credit card loss can result in significant problems if the situation isn’t dealt …

The T. Rowe Price New Asia Fund (PRASX) was initiated on September 28, 1990, and is one of numerous international mutual funds managed by T. Rowe Price. T. Rowe Price (TROW) is a publicly owned …

Open-end funds are what most people talk about when they speak of mutual funds. There is no limit to the number of investors or shares. The value of the shares (Net Asset Value or NAV) …

As you may or not know Bounty Hunter, Duane “Dog” Chapman, his son Leland, and his brother Tim were arrested the morning of September 14, 2006. They were taken from their homes in front of …

I believe the biggest “secret” to really making money is simply not limiting yourself to one income source, which for most people is a full-time job. Almost every bit of formal schooling all of us …

Why spend your hard earned cash on groceries only to end up throwing a large quantity of it away. Not only is this a waste of food, it is a ridiculous waste of money. If …

In an April 2012 decision, the Supreme Court of the United States ruled in a 5-4 decision that officials can strip search people that are arrested for any type of offense, no matter how minor …

Warehouse store memberships are often well worth the money, but they do have some risks associated with them. Many people wonder how they can continually walk out of a warehouse store with such a large …

With the purchase of stock (common and/or preferred), an investor acquires a share of ownership in a corporation. Nonetheless, there are also significant differences between common stock and preferred stock. Ones that are relevant to …

Buying a home is one of the most exciting experiences in a person’s life. It’s a step into the world, and into a place that we can truly call our own. Many people dream of …

Rape can be among the most devastating things that can befall a woman. Far too many people believe that rape is a sexual event. While the event is sexual in nature that is not what …

Home Equity Loan If you want to use the equity in your home to make large ticket item purchases such as home repair, and addition to the home, college tuition, or even debt consolidation then …

The reasons we should switch from paper to electronic bank statements can be broken down into five catagories; reduced fraud, convenience, reliability, cost savings and its environmentally friendly. The internet has become part of just …

Equity or investment-linked annuities link annuity fund performance to a particular stock or stock index. Typically, the Standard and Poor’s 500 Composite Stock Price Index (S&P 500) is used as an index for such annuities. …

Well, the most obvious tip is to not drink and drive. But sometimes we do not know our limit or think we can control the alcohol rushing through our veins. In reality though, everyday there …