Retirement Health Care: Is It Medicare Or Medicrap? I, one of tens of millions of baby boomers, was always under the impression that, if I was lucky enough to reach the ripe old age of …

Saving for the holiday’s can seem like a daunting task for many families. There are many easy, fun and great ways to save for the holiday’s without sacrificing a lot in other areas of the …

The over 55s will only be too aware that their health and fitness will likely decline at some point and may decide to downsize to a more manageable property in the years after their family …

A membership in AAA works a lot like a small insurance policy for vehicle emergency costs. It covers many items, and some of them are potentially costly. A basic membership will cost $47 in my …

A bond is a promise made to the buyer of the bond to pay the buyer back over a period of time with interest. Every bond has a maturity date,(when a bond expires), a coupon …

As the effects of the economic downturn trickle down to Main Streets all over the United States, we are encountering more and more people who are so strapped for cash that they can’t afford to …

Investing in the stock market is the opposite of the slot machine If you play correctly, then it doesn’t matter how lucky you are. Basically, it all boils down to your investing strategy and whether …

Gold is a very popular metal because it has value and it can easily be converted to the currency of any country on Earth. So too, because of the ever growing population of people on …

Medical care, next to food, water and shelter, is one of our most essential needs. After all, you have nothing, if you do not have your health. This is true whether at home or on …

Credit: in today’s world, credit plays a large part in your financial life. It reflects your financial standing, it provides a snapshot of responsibility and it provides an overview of your employment situation. Credit histories …

If you have unfortunately been in debt and had your debts sold to a debt collection agency, you will have no doubt been under stress and been bullied for what is now an epidemic in …

When travelling abroad, your rights and limitations are governed by the laws of the country in which you are travelling. As a traveler, you are a guest in another country. Even if an action would …

In life, there are several things that you can do which will both impact and change your life. Getting married is one of those biggest decisions that you can make within your life. Because of …

The question being asked is if the criminal system reforms a criminal and in looking at the criminal system now, I would have to say no it does not reform them. There is no action …

An arbitration agreement is included within many contracts. In larger contracts the agreement can be presented as a clause in addition to the major points of the document. Arbitration agreements are created to settle disputes …

Although bonds are often a safer investment option than many stocks, there are still risks involved. Those who invest in bonds purchase them based on maturity and the yield they are going to earn until …

Credit is an important financial tool. Having good credit can help you obtain many important loans (such as car loans and home loans) and can also help you save money by way of lower interest …

Here is a quote said by John Quincy Adams the sixth president of the United States of America, “The laws of man may bind him in chains or may put him to death, but they …

This question could be worded slightly differently and then debated; it would provide intriguing schools of argument which would have a sound foundation and hold certain merit. It all depends on one’s considered view about …

It is always worth keeping an eye open for offers which can add something extra to the bank balance. Consumers are used to switching between savings accounts in the search for better interest rates, but …

Each party will enter a commercial contract with the best of intentions. However, it is more or less inevitable that disputes will arise, so prudent business partners will include contractual provisions to deal with such …

Although the high costs of a college education can often act as a deterrent to single parents wishing to return to study, there are a number of student loan forgiveness programs in Wisconsin which can …

Travel insurance should be mandatory when taking a vacation. Depending on where you live, it is not expensive to purchase insurance for travel these days. Here in the UK, travel insurance can cost as little …

In order to get your student loan, you must have had a high school diploma or a GED. If you did not have one before applying to a tech or any other college, then there …

There are times when it is not appropriate to borrow money from family members. Borrowing big sums of money can lead to serious family disputes and could be the cause of a family breakdown, or it could put an end to a relationship. You should think …

The automated teller machine (ATM) is one of life’s little conveniences.  When needing cash, one is no longer restricted to banking hours, with a multitude of ATM machines in strategic places, cash is available almost …

In a world arguably consumed by ignorance, it’s no wonder we have something as silly as the “War on Drugs”. Many believe that this is a noble war, and see no problem with it. Whether you …

In Reflections of water and oil, David Orr wrote: “The wise use of water is quite possibly the truest indicator of human intelligence, measurable by what we are smart enough to keep out of it, …

“Happiness is a Warm Gun” “A well regulated Militia, being necessary to the security of a free State, the right of the people to keep and bear Arms, shall not be infringed.” The passage above …

Nowadays there is so much expense everywhere you look. No shopping trip is complete without a treat, whether it is a new sparkly top or a new handbag.  Those people with an adequate budget can …