In ideal circumstances no one would have to borrow money, least of all for only the time to payday. Life however, has a way of throwing trials at us as though to test us. For …

Anyone who cares about their family or the loved ones they leave behind should have a will. If you should pass away without a will, you are allowing the courts to step in and decide …

Americans tend to think that if you are not making at least 50,000 dollars a year, you are poor. However, there are some countries where making 50,000 dollars might take several lifetimes. Americans are lucky …

I can see cameras on highways, I can even see them in industrial zones or commercial zones. And I can understand the reasoning of putting them in neighborhoods, but I’m just no ok with the …

Making Debt Consolidation Work for You It’s no surprise that in today’s economy more and more people are finding themselves with climbing debt and less and less money in their bank accounts. With the financial …

Renter’s insurance is ultimately a very affordable purchase when you weigh it against the costs of having to replace your possessions after a loss.  There are ways to help you minimize the expense of an …

Many people have old and unused credit cards and consider closing the accounts down and chopping the cards. However this can be a big mistake as whilst having unused credit cards will not have a …

Purchasing items in bulk has numerous benefits that can easily be seen. People that buy in bulk could be trying to save money, cut back on the trips to the store or simply make it …

Are you more than $2000 in debt? Then this Article is for you….. Debt is not a bad thing. I know that must sound funny in an article like this. Most of us who have …

The effects of bankruptcy on an individual can range from a general inconvenience to devastation.  When you add in the ways that a bankruptcy can affect your friends and loved ones, this only makes the …

Parents who owe back child support should definitely NOT be sent to jail, and that extends to women who are unable to pay their child support as well.  In fact, most of the current measures …

Smoking bans shouldn’t exist in the first place, let alone include the use of  electronic, or e-cigarettes. However, as practically everyone knows, tobacco-smoking in public has become a taboo practice.  The sole event responsible for …

Savings income in the UK is treated differently to other sources of income for tax purposes. Although it is aggregated with other income to ascertain the applicable tax rate, there is a separate starting rate …

In two short weeks, the New England Patriots will take to the gridiron to start the 2013 National Football League season. The team has one of the most prolific offenses in the game today, but …

Keeping a photographic list of valuables for insurance purposes. One thing that people tend to take for granted is insurance, I have got insurance so I will be OK! Well that’s what you think!When it …

As the product of a family in which the father did not pay child support I feel I have a very personal view of whether or not forcing a father to pay child support is …

The phrase, “saving for a rainy day”, simply means to put money away for an emergency. You never know when you will need to make car repairs or pay for an extra book in college. …

When a student applies for loans to aid with the cost of college education they aren’t just granted a loan for whatever amount they choose and then receive a check to do as they please …

We live in modern times where old and conventional definition of retirement is being redefined. Dictionary defines retirement as the act of retirement or the state of being retired, removal or withdrawal from service, office …

Financing a car purchase through an auto loan almost always entails the vehicle standing as collateral for the loan. Although laws can differ between states, repossession of a car for defaulting on an auto loan …

Retirement is not an age, but a state of mind. If you are over 60, and still want to work, then it should be your choice. Many companies offer retirement to employees, who have tenure. …

What age is the right age to be allowed to drink an alcoholic beverage? This is a question that has many different answers according to different countries, regions, and individuals. In the United States, the …

Despite what some politicians may say, Mutual Funds are pretty safe investments. It is pretty easy to find Mutual Funds that have been around for 20, 30, 50 year or more and have averaged 10-12% …

When you are buying real estate for a home or an investment, there are advantages to understanding the industry. The same is true for buying a condominium.   Think of condominium ownership as an apartment you …

Life insurance policies serve a single and common purpose. That purpose is to protect your dependents and loved ones financially just in case you lose your income generating capacity either through an accident that results …

Dealing with financial issues is always stressful. Especially, if you are a new college graduate, you need to take really careful steps to build a solid financial future. Probably, upon graduation, you are already carrying …

Terrorism is a method of using the fear of violence and retaliation to coerce one group of people to conform to the wishes of another. In America, Black History contains volumes of episodes of terrorism …

Umbrella, or “excess liability,” insurance functions as a supplement, not a replacement, for standard homeowners, automobile, renters, corporate liability, etc. insurance, for what that standard insurance does not cover, or for when it maxes out.  …

Coupon clipping is as simple as knowing where to find the coupons and how to use them.  Of course you can use coupons whenever you want; saving some money is better than not at all, …

Upon comparing the homicide statistics of the United States of America and the United Kingdom of Great Britain and Northern Ireland, one might be tempted to believe that restrictions on firearm possession reduce crime. However, …