Should Pastors Pay Income Taxes – Yes

Should Pastors Pay Income Taxes – Yes

Religion-dissected into denominations based on the thoughts of man- is, at it’s core, no different than saying a fat man can fly around the world in one night, on deer.  Jimmy Swaggart, a non-denominational pastor, …
Managing Student Loans

Managing Student Loans

The Bank of North Dakota is a unique institution as the only state owned bank in the country. Established in 1919 it has built an enviable reputation amongst the nations banks. As a provider of …
About the Laffer Curve Theory

About the Laffer Curve Theory

The Laffer Curve is a theory which describes the relationship between the level of taxation, on the one hand, and the total amount of actual tax revenue, on the other. In particular, the theory states …
Mutual Funds 101

Mutual Funds 101

Mutual funds are a convenient way for long-term investors to easily own a broad basket of securities.So instead of having to individually buy various stocks or bonds,you can simply buy shares in a mutual fund.Each …
Safe Banking Online

Safe Banking Online

Many of us enjoy the convenience of on-line banking but how can we keep it secure?  Although most bank accounts are available online, we often hear tales of identity theft and on-line fraud so there …
What to Buy after Christmas

What to Buy after Christmas

After Christmas sales are a good way to save money or just get out of the house and away from your relatives. Historically, the markdowns at these sales have been some of the lowest prices …
Best Insurance in new York

Best Insurance in new York

New York Insurance For all New York residents the future is unforeseeable and it is impossible to predict any accidents or hurdles that arise along the way. For this reason, insurance plays a significant role …
Why Bonds Fluctuate in value

Why Bonds Fluctuate in value

Bonds are the poor sibling of stocks for many investors. We ask for stock tips and hot stocks but you never hear about somebody offering bond suggestions at a cocktail party. Financial websites like to …
Pros and Cons of a 15 Year Mortgage

Pros and Cons of a 15 Year Mortgage

There are definitely pros and cons about whether or not to take out a fifteen year mortgage versus a 30 year mortgage. First of all with a fifteen year mortgage you will obviously get it …
Using Ebay to Pay down Debt

Using Ebay to Pay down Debt

Your debt crisis didn’t happen overnight, but selling on eBay can be a lucrative way to relieve your debts in a hurry. Posting items to an eBay auction can earn you hundreds, if not thousands …
Good Debt vs Bad Debt

Good Debt vs Bad Debt

While in the world of collection agencies, credit cards, and falling home rates, the inevitable acceptance of debt has become an everyday affair. Being able to manage the difference between Good Debt and Bad Debt …
Thinking outside the Prison Box

Thinking outside the Prison Box

Today’s reality TV offers us graphic glimpses into prison life.  Tension, violence, and suffering abound.  Recidivism is high.  It is hard to imagine that the purpose of the prison system is to motivate and rehabilitate offenders, …
Vat Exemptions

Vat Exemptions

Certain types of supply are within the scope of value added tax (VAT) in the UK but are exempted from VAT. The main types of exempt supply for UK value added tax include certain financial …
Retirement Planning Mistakes

Retirement Planning Mistakes

Retirement is constantly on the minds of working population, and with the abundance of information available about retirement; one would have thought that planning would be a piece of cake. However, common blunders and mistakes …