Introduction: Insurance is a vital sector in modern day living, and people have the luxury of transferring the risks of occurrence of uncertain future events to the insurance companies. This practice, although it provides the insured …

United Parcel Services (NYSE: UPS) is the largest package delivery company listed on the NYSE. From its base in Atlanta, UPS operates in three distinct market segments: – package delivery within the US domestic market, …

The Constitution of the United States of America is an incredible document, written by trailblazers, setting forth the laws of the land. The struggles for freedom and equality in a newborn nation prompted 39 men …

Being frugal is an asset in these difficult times, but for the novice it can be difficult to know where and when to cut on luxuries. This article is a compilation of tips to help …

When you choose to initiate your Social Security benefits early, you will receive less per month for the rest of your life than if you had waited.  However, it doesn’t follow from this that cumulatively …

The Citizen’s Advice Bureau (CAB) exists to help people with problems across a broad spectrum. Their stated aim is to “…provide the advice people need for the problems they face and improve the policies and …

Most of us should never have to pay an ATM fee. With the proliferation of credit card processing systems into almost every retail store, there are very few situations when we should actually need paper …

Pennsylvania, as according to its state constitution, instituted a law making system which required the collaboration and agreement of its General Assembly, which is comprised of two bodies. These two bodies are the House of …

In order to save money, you must create money rules that you must adhere to daily.  Only by following the rules will you begin to save money in the long run.  One of the main …

It’ll take some time, but could save you a good sum of money. Ask your friends, check the Yellow Pages or contact your state insurance department. (Phone numbers and Web sites are listed here.) National …

Three major organisations, Standard and Poors, Moodys and Fitch issue bond ratings. Their ratings are a shorthand assessment of the ability of a corporation or government institution to pay its debts. As will be explained …

Financial planning is about creating the life you want. It is about taking control of your monetary destiny. Dreams are wonderful, but to make dreams become reality, one must take action. Action is the only …

Annuities are financial instruments that pay income to an “annuitant” i.e. recipient who funds the annuity in earlier years. Annuities come in three types, fixed, variable and income and can be sold in two types …

Before you give your money to one of the several charities you see on television that advertises you can help children in disadvantaged countries, you are like to ask……”How much of my money actually goes …

Imagine the structure of your house: there’s a foundation, a frame, a roof and the siding. What would happen to your home if one of those major pieces was missing? Now imagine your financial situation …

Both Benjamin Franklin and Thomas Jefferson are quoted as saying, “Those who would give up essential liberty for temporary security, deserve neither liberty nor security.” This time in history has been unprecedented as a time …

Fathers do not seem to have enough say when it comes to issues about abortions, adoption and care arrangements for their own children. It is not fair to assume that the father is OK with …

Civil litigation is war; the courtroom is a battlefield upon which such issues as rights, money, damages and the like are decided. Prior to the final battle of a courtroom trial, the parties engaged in …

There are four major types of debt financing for a new business; these four types are: Shareholders loans; Canada Small Business Financing Loans; Operating loans; and Term loans. Each is discussed in greater detail below. …

Financial planning assistants are persons that you might need in shaping and reconstructing your financial foundation. These people are well-versed in the financial industry field, and they have the necessary knowledge and experience to help …

“BUSTED”:  Practical application of your rights if arrested If (when?) the time comes that you find yourself arrested and taken into custody, a long-winded, theoretical, “legalese” study of your legal rights, discussing a “best case …

Many investors were awoken from their monetary slumber when the economic crisis of 2008-2009 occurred. No longer was it viable to keep mindlessly purchasing blue-chip stocks or keep one’s life savings in CDs at a …

“Desperately Trying to Connect the Occupy Wall Street Movement to the Cause of Chris Diaz” “I foresee quite a struggle coming before they concede defeat and lack of purpose to going further.”—wrabbit2000, commenting on the …

A pre-approved car loan has pros and cons associated with it, similar to any other loan on the market. Shop around for the best rates and terms before signing on the dotted line. *Pros Save …

The first step to knowing what is good debt and bad debt is understanding your credit.The next step is to dissect your credit file. The good credit can be maintained by payingcredit cards and revolving …

Personal loans are loans that are obtained by an individual and not by a company, partnership, or any other type of entity. As such, personal loans can have massive repercussions if you are not careful. …

Direct deposit has been billed as the convenient way of having your paycheck put into your bank account without you having to do anything. Your check is just routed into your bank from the company …

With the world still reeling after the Global Financial Crisis and a large number of economies experiencing sluggish growth levels, it is understandable that many investors have only modest goals for 2011.  With the right information and …

Obsolete U.S. bank notes comprise currency that is no longer in circulation. By currency one means legal tender or government authorized monetary units.(1) In U.S. history bank notes were printed by state chartered banks until …

Before buying insurance, it would be prudent to research and get different quotes from different insurance providers prior to buying insurance cover. The most efficient and fastest ways of doing this is by doing online …