A Comparison Between Open-End Mutual Funds and Closed-End Mutual Funds I’m sure many people didn’t even know there was a difference, and further, if you own mutual funds – do you know if they are …

Summer is a great time of the year; the weather is warm with lots of parties to attend and places to go. It is definitely a season of spending. Even though it is summer time …

In the last decade, 14 states in the US have decriminalised the use of cannabis for medicinal purposes. And although the current legal status is still somewhat confused, indications are becoming clear that its acceptance …

One of the obvious downsides to the holiday season is how easy it is to either get into credit card debt or add to the debt that you already have. No other time of year …

A renter’s insurance policy provides a renter with personal property protection much like a homeowner’s insurance policy provides a homeowner with personal property protection in the event of a loss sustained from perils such as: …

With recent economic woes in the United States, it has become chic to be frugal.  As frugality can really help your bottom line this is not a bad trait to adopt in any economy. The …

When you are looking for your car insurance you first need to decide what level of cover you need, In the UK you can have third party insurance cover, third party, fire and theft cover …

If you need to find a co-signer for a loan, and you don’t have a family member willing to step in and help, you may feel that you’re out of luck, and that you won’t …

The morning after I retired, we loaded up the car and left a big city in a cold, clammy, icy Eastern state and drove 2,000 miles to a small Western city on the edge of …

Opening a stock trading account is a pretty simple process once you know what you are looking for. With stock trading accounts you have a couple different options to explore. You can go with a …

Retirement planning can be a difficult and confusing process. There are many products designed to help you with the retirement planning process and choosing the right ones can be difficult without help. One of the …

What some people call frugalism, or frugality, is the practice of being frugal. It is about living within your means and making your money go as far as it possibly can. In today’s difficult economy, …

Methods of eliminating debt could involve cutting up the credit cards that are owed. That, for me is most vital in accepting that I have a problem with debt. Also any other debt amounts owed on …

Introduction Buying a car is a daunting task. Unless you have the cash, you will need a car loan. I am sure most of us will need that car loan. The car loan which you …

With the uncertain future that many people are facing financially, there are more people that are thinking about the money that they’ve been saving for retirement in their 401K accounts. In most situations, tapping into …

Americans are living longer lives with better health. That’s the good news. More than that, however, it should serve as a reminder of the importance of planning for retirement. Most Americans will not be able …

In this economy, now is the time to grow your net worth. Most investments are at true value. Once the economy recovers you will see your investments take off faster than…well you know. There are …

When a taxpayer buys and then sells a piece of property for a gain, the difference between the cost basis and the selling price is a capital gain. It is taxed as income under the …

Consumer directed health care is a trend in the health insurance industry that many hope will lower health care costs. Employers that provide health insurance benefits have borne the burden of double-digit increases in premiums …

Having an insurance company deny a claim is frustrating and often confusing.  The first thing to do when you receive a denial from your health insurance company is to read the explanation of benefits your …

In August 2007, a fellow named Joseph Morse wrote a book entitled “How to Take Advantage of the People who are Taking Advantage of You (Credit Arbitrage).” A strange title indeed. But the book highlights …

It would be effortless to assume, also, that the lists with the diverse loans describes all of the diverse utilizes they may be utilized for. That’s not the case whatsoever even so, which is one …

Life Insurance ABCs for Everyone Life insurance is for old people, people with kids and people who can afford it right? Wrong. In this economy, life insurance is for everybody and the number of people …

As a single parent contemplating a return to education and a college degree, some of the costs associated with it can appear massive. Single parents often fall within the low income family bracket, working full …

When a person is working and they are trying to figure out how much money is necessary for retirement, they need to determine how much money they are looking to have when they retire. This …

Do money troubles keep you awake at night?  If so, you’re not alone.  In 2009, CNN estimated that an estimated 1.5 million people simply gave up and declared bankruptcy.  If you don’t want to be …

Ask people to define financial freedom and you will get a different answer each time. What is the first thing that comes to your mind? To some, financial freedom means being able to afford such …

Even a small amount owing on a credit card can rapidly balloon into a sizeable debt. As the outstanding balance grows so does the monthly interest charge and the situation can get out of control …

Personal loans to borrowers with the ability to provide access to funds for these areas in their lives who need assistance or if additional funding would work for their benefit. A secured personal loan is …

Some say that it is best to learn from experience, but when it comes to finance and investing it can be much more prudent to learn from the mistakes of others. Take a look at …