Plains All American Pipeline (NYSE: PAA), is ready to feed our insatiable appetite for energy. Despite our best efforts to promote conservation, what we really want is more. As Plains All American Pipeline, headquartered in …

Success stories are plenty about how micro credit is helping alleviate poverty in developing countries. It is a proved fact that small and medium sized enterprises are the engines that drive growth and development in …

The marriage has hit the rocks, and it seems no longer wise to continue to live together; however, you are able to discuss things about your family, either directly, indirectly through your lawyers, or through …

Are you age 55 or over? If so, then you may soon have something to look forward to or worry about. One morning you’ll wake up and it will have happened. Before you’ve a chance …

If you want some tips of zero cost ways of lowering your heating bill then just follow the advice below: 1. Make sure that you cover up any droughts around your window or door frames. This …

Retirement, like life itself, is not primarily about finances. However, increased income facilitates comfortable living at any stage of life. Maximising retirement income is more than just reducing expenses or dumping funds into annuities years …

In today’s economy, most people are looking for ways that they can save some of their hard-earned money. You have probably noticed that the tally at the end of your grocery shopping trip is one …

I am an artist and for very long did not understand the importance of estate planning. The term itself, I reasoned, was one that belonged in conversations engaged by those who were wealthy and/or aged. …

To anyone who owns a business, the term “audit” is on a par with “blunt force trauma.” But, unfortunately, audits happen. The most important thing you can do when faced with a business audit, is …

At first, investing may seem like a daunting and stressful task, but once you take a step back, analyze what you want out of investing and gain some basic knowledge, it is rather exhilarating to …

There are lots of ways to make quick and easy extra money! Take a look around your house; are there any big ticket items you no longer need or use? Maybe you have some exercise …

So many people accept a car payment as a part of life when it does not have to be.  You do not have to pay of your car for the next five years if you …

Back to school can be a stressful time for parents as well as children. It can seem that the expenses are adding up everywhere, with no end in sight. From kindergarten until graduation, parents are …

The UK Value Added Tax (VAT) has a special zero rating for sales of books. This means that no VAT is charged on books and textbooks. The VAT is the United Kingdom’s consumption and sales …

Many factors can influence the rates you can negotiate on a loan. One of the most heavily weighted factors is whether you have any equity or other personal property which can secure your loan. Once …

Life insurance is essential to some people. To others, it’s a completely unnecessary financial product. In between those two extremes are a range of views on the role of life insurance in a comprehensive financial …

There are a number of ways to reduce the cost of your auto insurance premiums. Here are a few: • Improve your credit score. It’s a fact insurers use credit scores, among other things, to determine …

Macy’s is one of the most popular department stores in the US catering for women, men, children, home products including bedding and other accessories such as jewelry. There are 800 department stores located throughout the …

Worrying about meeting your mortgage payments and the possibility of default is a gloomy situation, compounded by the high levels of foreclosures across the country. Proactive steps need to be taken early to avoid default …

Savings are something we should all have. They should be something we should all be responsible for from the time we start earning. Unfortunately this is not something they teach us at school, and sometimes …

Stress is one of the unavoidable symptoms of dealing with debt, you do not even realize that your credit situation has changed, but when you do, it is an almost cathartic feeling, and makes you …

The simple answer to whether or not Obama’s Loan Modification Program can lower your score is yes. In many cases, taking advantage of this government assistant program has actually lowered people’s credit score. The Obama …

Recent studies have suggested that while financial differences within a relationship rarely lead to divorce, they can however act as an early precursor to the other things that often lead to the dissolution of a …

Simply defined, inter-vivos gifting refers to giving gifts during your lifetime. There are other categories of gifts in the law. The opposite of inter-vivos giving is testamentary gifting. Testamentary gifts are gifts that you direct …

When making that personal loan, being familiar with the terminology of the banker can help you understand what you are getting into. You don’t need to be a loan officer to get a basic knowledge …

A loan is an agreement in which one person lends money to another. The person receiving the loan is called the borrower and the person lending is called the lender. The lender expects to be …

When teaching children anything in life it usually comes down to a simple solution. The practice of budgeting in younger children is a very hard task to teach a younger child, but as they mature, …

Using coupons is a way of life for me. As a single mother, I rely on coupons for everything from groceries to clothing. Finding them is not hard work but being consistent in using them …

In the late 1960’s, consumer research firm Yankelovich coined the term baby boomers.  These are the folks born primarily in Western nations between 1946 and 1964.   They are a huge bubble of somewhat egocentric …

A bank is a financial institution that is backed by the Federal government. Banks insure their customers “deposits” up to 100 hundred thousand dollars. Banks offer typically all the same services to some degree. Of …