How Income Garnishment Works

How Income Garnishment Works

Income or wage garnishment; some people tremble at the phrase, and rightly so. Sometimes income garnishment can be a thoroughly unpleasant reality for many different people. A one-time slip-up such as the failure to pay …
Advantages of Debit Cards

Advantages of Debit Cards

In 1950 a group of diners met for their regular meal at a restaurant close to where they worked in the Empire State Building, they were tired of always carrying cash around and so together …
Investing in Accenture

Investing in Accenture

Accenture (NYSE:ACN) is the world’s largest consulting firm. Besides consulting, it has thriving technology services, and outsourcing industries. The industries include Communications, Electronics and High Tech, Media and Entertainment; Banking, Capital Markets, Insurance; Automotive, Air, …
Shoplifting in new Jersey

Shoplifting in new Jersey

Shoplifting is not that bad…Right? Wrong. Many people believe that if they are caught shoplifting then they just have to repay the value of the merchandse or give the merchandise back. Wrong again. Shoplifting can …
Creatintg a Debt Elimination Plan

Creatintg a Debt Elimination Plan

In creating a Debt Elimination Plan, you are saying that you now want to face your debts head on. In fact, what you are doing here is making a list of every single penny that …
Twenty Somethings and Retirement

Twenty Somethings and Retirement

Is retirement even possible for the average twenty-something? In this day and age, everyone is told to put as much of their money as possible into retirement accounts. But will this be enough? First off, …
Retirement

Retirement

Where would you like to live after you retire from the workforce? More important, how much will it cost for your living expenses within that place that you choose to live the last years of …
Myths about Money

Myths about Money

The misconceptions about money are rampant. People express all type of views regarding money and its counterparts (such as credit and debt). Because these are opinions, it is hard to say that these people are …
Reducing your Auto Insurance Premium

Reducing your Auto Insurance Premium

Reducing your auto insurance premium is something we all want. Maybe you are thinking it is necessary to buy a lower grade model but this is not always true. There are a lot more possibilities …
Tips for Buying Car Insurance

Tips for Buying Car Insurance

At a time when saving money is more important than ever, it is easy to keep more money in your pocket when it comes to car insurance if you know how. These tips can help …
Smart Financial Moves for Teens

Smart Financial Moves for Teens

Your a teen and you want to plan a secure future. Well, luckily there are many smart moves a teen can make towards planning a secure future. Teens have a lot of advantages with time …
How Pay Day Loans Affect your Credit

How Pay Day Loans Affect your Credit

Pay day loans are amazingly easy to obtain as the lenders don’t look to your credit history to determine if you are a good risk or not, but rather they look to your current ability …
The Importance of Saving Money

The Importance of Saving Money

There are many reasons why saving money is a great habit, and one of the most basic tenets of good personal finance. If you have enough money saved, you don’t have to worry about going …
Overview of Casualty Insurance

Overview of Casualty Insurance

In today’s world of frivolous lawsuits and jury awards being at an all-time high, there are not many who can afford to be without casualty insurance. More commonly known as liability insurance, this very important …
Experiences with Successful Property Managers

Experiences with Successful Property Managers

Investing in Multi-Family Residential Real Estate: The Importance of Solid Management Many people have been able to make a great deal of money through the ownership of multi-family investment real estate. One factor that all …
Do i have Bad Credit

Do i have Bad Credit

Many people know that having a low credit score may affect their lives in many negative ways but a lot of the people that have a low credit score are unaware that their credit rating …
Determining if Medicare Covers Cpap

Determining if Medicare Covers Cpap

 The question in regards Medicare coverage for determination of a CPAP (Continuous Positive Airway Pressure) is pretty simple.  I will summarize the steps deemed necessary by Medicare in order for you to receive this product …
Refinance Bad Credit

Refinance Bad Credit

As lenders begin to tighten their hold on their purse strings and restrict lending to fewer and fewer borrowers, it is becoming more difficult for homeowners to obtain loans to refinance their homes. Homeowners with …
Overview 401k Retirement Plans

Overview 401k Retirement Plans

Congress amended the IRS Code to add section 401(k). Work on developing the first plans began in 1979. Originally 401(k) plan was intended for executives but plan proved popular with workers at all levels due …
Becoming an Informed and Wise Shopper

Becoming an Informed and Wise Shopper

The buying habits of yesterday no longer works in today’s gloomy economy. The free spending ways of the past are gone. For anyone to survive today, they need to become informed consumer. But an informed …