Spending and Saving Archive

It has never been more important than it is today to buy American made products. The economy is failing and we are deep in the throes of a nationwide recession. Some people are even beginning …

Working is one of the most important activities a person does in his/her life and every aspect of it should be taken seriously. This is because, in most cases, a job is necessary in order …

We’re all aware of the growing importance of being environmentally aware. We know that the Amazonian rain forests have been decimated and that we have been reckless in our consumption of the Earth’s natural resources. …

Most of us have had an overdraft fee on occasion. Sometimes it is completely unintentional, a mere oversight in your checkbook ledger like forgetting to enter a transaction when you debited something in a rush …

I have a habit of scrutinizing each purchase before I spend money on it. I can suggest many useful strategies for saving money. Procrastinating to take advantage of sales, using store brands, and using two …

Automated Clearing House transactions are part of an expansive electronic payment system. Individuals, financial institutions, companies and parts of the government utilize them. According to Electronic Funds Corporation, cash management is often easier and costs …

When summertime rolls around, you will begin to see those familiar signs pointing the way to yard sales around town. They are really pointing the way to incredible savings if you know how to make …

Budget conscious people are looking for fun ways to entertain their friends at home without spending a fortune. In the past, people may have gone out to eat, to bars or other places where they …

Current accounts are the transactional bank accounts, through which bank customers undertake most of their day-to-day banking needs. In the United States, these accounts are referred to instead as checking accounts. Typically, a current account …

What is a check? This is a type of a receipt that is usually received by the bank organizations from its customers for various transactions. Checks are convenient. If you do not have enough money …

Ask anyone who has lived on a budget and they will tell you how difficult it is. Over the last few years, my wife and I have tried to budget several times and we continued …

 It’s time to gear up for Black Friday’s sidekick Cyber Monday.Use these tips to load your online shopping cart with savings: Spreadsheet Organization Create a list with recipient names, gift ideas and addresses in advance …

Right now I live in rural South Dakota in town of about 7,000 people. I don’t exactly have the choice of choosing between Wal-Mart or a local grocery store, but many people do. I’m stuck …

There’s six simple tricks that will let you avoid ATM withdrawal fees, but here’s the most important one: move your money out of a bank and into a local credit union. Because they share ATMs …

Saving money does not have to be difficult to begin. Perhaps you have never thought about saving before and you are wondering where to begin. If you are thinking about beginning to make savings then …

Many people buy sports fan apparel for themselves or for loved ones as gifts. These products can be extremely pricey, however there are ways that you can save money. Try the following strategies. Purchase from …

Online banking is a growing trend in the modern financial and banking world with more and more consumers lining up to use the internet as their preferred mode of doing banking transactions. By the looks …

We have all heard over and over that we need to have an emergency fund from which we can pay for those unexpected life events that pop up all of the time. You are supposed …

Just a half-decade ago, the term online savings account was known to very few. Online banking was merely in its infancy. Some banks were allowing people to view their accounts online, but that’s about it. …

Whether in use by corporations worldwide or as depicted in criminal usage throughout cinema and other popular entertainment, the question persists as to why people use Swiss bank accounts. There certainly exists an implication that, …

It’s college time and all you want to be doing is thinking about having a good time instead of worrying about where your money is going or how you’re going to pay for fees, nights …

Shopping Secrets Stores Don’t Want you To Know Close your eyes and think about the layout of your favorite store. You probably know it like the back of your hand. What you might not know …

Brokerage account management is one of the most exciting aspects of any financial service specialists work. There are great risks but there are also great rewards. There are a number of responsibilities that are inherent …

Nationally available, the Wise-Choice Checking account through Venture Bank Direct is an internet banking option with reward checking. The APY is 3.5% up to balances of $25,000, with balances greater than $25,000 earning 1% interest. …

This articles main goal is to provide the reader with common sense tips to live the frugal lifestyle. Living the frugal lifestyle is a habit that needs to be developed by every reader. You want …

Are you in college? Are you struggling to above water? Well, I have the solutions for you! There are many ways to make it through your college struggles. Surviving financial struggles takes discipline and plan. …

Some people claim that the credit crunch and the banking crisis were caused by insufficient regulation of banks and “laisez-faire” capitalism or banking. This couldn’t be further from the truth. All of the problems have …

There are many benefits to developing frugal living habits. Perhaps unexpected expenses require that you cut corners. Or you’d like to start saving toward your first million. Whatever the reason, here are some suggestions for …

I believe the poverty issue in the U.S. has to be approached differently than what’s considered “true poverty” in 3rd world countries, which makes many people at our poverty level seem very wealthy in comparison. …

It is a sad commentary on the relationship that customers have with their financial institution, in that they have to find ways to outsmart the bank in order to avoid an array of ridiculous fees …