Spending and Saving Archive

Costco is a fantastic place from which to buy products, providing a vast array of saving opportunities.  However, you will not always save money there.  Consider the following factors. You may buy more than you …

In the nigh on twenty years I worked in retail banking, I could not even begin to estimate the number of customers – chiefly elderly – whom I spoke to about maximising the income from …

If you are a US citizen then you live in a society where you can have tons of “stuff”. Most things that you have to have to consistently pay for is just that. This article …

Student life can be immense fun, and is a significant part of growing and learning in preparation for the future. However, it can be financially difficult being a student, as funds are often low. Making …

In the current economic climate, every bit counts; and it’s the same for the current environmental climate, too. We want to reduce our impact on the environment, as well as the financial impact on our …

If you are looking for a new car, you might be interested in some ways you can save money on your next car purchase. Whether you are looking at a new car, or a used …

A higher interest rate savings account will be one that has higher interest rates than most of the other alternatives. Average interest rates can very depending on the economic climate, and can go up and …

Internet banking is steadily on the rise. No longer is conducting financial transactions strictly done at the bank’s counter, online banking has rapidly become the norm for a large percentage of people. Many people are …

Selling England by the pound? The Euro is the currency of twelve European Union countries, stretching from the Mediterranean to the Arctic Circle. Euro banknotes and coins have been in circulation since 1 January 2002 …

Before you use an ATM that does not belong to your US based bank, you may want to consider what that transaction is going to cost you. The recent increase by some of the nation’s …

There are plenty of ways to pamper yourself without spending a lot of money. All you have to do is stop and think about what is really important to you. Once you come up with …

First-time parents can often become overwhelmed when determining what items they need for their infant. Baby products for every conceivable need or want, and big box stores would gladly sell new parents hundreds, even thousands, …

Last summer I received a letter from my bank. Nothing particularly unusual about that. We are all used to the monthly bank statements and attractive offers to invest our hard earned cash. When we first …

Many people are finding it necessary to stretch the family budget and cut back on spending to reduce their cost of living, pay their bills and put a few dollars in their savings account. Reducing …

When money gets tight because of job losses or cuts in pay, cutting expenses and figuring out what is necessary quickly comes to mind.  Also, with health care costs rising and the unknown ability to …

Saving and putting yourself first should be priority. When deciding whether to pay a cable bill as opposed to saving money you should save money. Look at it this way the cable bill is not …

A recent study conducted by the Investor Education Fund (IEF) found that children see their parents as the most-trusted source for financial information. It is quite understandable that children develop the habits of moneymaking decisions …

Christmas is a magical time of year. It is a time when family and friends come together to celebrate the holiday season. It is also a time when budgets are often stretched to the limit. …

With ever increasing gas prices, almost every item in the supermarket has become significantly more expensive over the past couple of years and many people are having a real struggle trying to feed their families. …

No matter who you are, or how much money you make, no one likes to overpay for technology. Because computers are such an expensive, important and integral part of our everyday lives getting the most …

If you are concerned about your financial health and yet, at the same time, like to spend and shop – using a debit card instead of a credit card can actually help to improve your …

Here’s a Tip: Don’t For years, I have followed social protocol and tipped restaurant serving personnel the standard 15%, going up to 20% when I felt especially generous or when the service was exceptional. I …

Unnecessary expenses can be found on a regular basis as they tend to fall under the category of “comfortable items”.  These are not the luxury big-ticket expenses that cost you more than $1,000 per transaction, …

Did you ever hear the old lament, “Every time I start to make ends meet, someone comes along and moves the ends”? Everything goes up except your paycheck. What to do? The only answer is …

Online banking has been a success story when it comes to recent developments in enabling easy lifestyles. Many users line up to register for online banking instead of traveling to a bank as it allows …

Everyone can use some extra money, but what you may not realize is that you can make that happen simply by using some simple tips to save money. Take a look at the 10 examples …

Checkbook Balancing To keep from living the joke, I cannot be overdrawn I still have checks. The mentally challenged needs the tools. As with any task, an analysis starts the process, but the process does …

In this day and age, with the way the economy is, we all look for different ways to save as much money as we possibly can. One of the most popular ways to save money …

The cost of living seems to be continuing to rise for everyone even with the unemployment rate rising. How to manage on a limited income is a question many people find themselves facing. Below are …

One of the best ways in which anyone can save money is by learning how to save money at the supermarket. Grocery bills form a huge part of most individuals’ or families’ budgets and by …