Spending and Saving Archive

Internet banks have the advantage over bricks and mortar banks as they have fewer overheads, enabling them to often offer better deals to their customers. The Incredible Bank is, a division of River Valley Bank, …

Simplicity is a great concept. It is a way to get back to the beautiful basics of life. The ways that families can use the gift of simplicity to create a meaningful Christmas are endless …

In order to ensure check clearing of banks in United States, ABA transit number is assigned by The American Bankers Association (ABA).  It is a special number and called as ABA transit number, ABA routing …

Debit cards are a great convenience when shopping in brick and mortar stores or online. But debit cards can offer great risks, especially when they are lost, stolen, left behind in ATMs, or the card …

Nowadays it is really tough to get by on one income, especially in this job market. While I do recommend living on at least two sources of income, that may not always be possible these …

Dressing for work often goes hand-in-hand with a hefty price tag. Suits, blouses, shirts, slacks and ties are a little on the expensive side, but necessary to maintain a professional image while meeting office dress code …

Can we live on $21 a week? Well perhaps for one person and that is at a pinch. Eating is a rather expensive process in the world today. I sometimes wonder how many people in …

Computer repairs can be expensive, especially when you are on a budget. Get cheaper computer repairs by comparing prices, reading online reviews, and conversing in detail with repair businesses of interest. Compare prices As with …

Saving money may seem like a difficult task in today’s economic climate, but there are actually some ways you can manage this which won’t have a huge impact upon your lifestyle, but can make a …

Everyone knows they can benefit from maintaining a personal budget, but actually doing it can be a real challenge. Starting is easy, begin by simply writing down your monthly income. The next step is just …

Grocery shopping is a dreaded chore by many. Prices are continuing to rise on many items; this makes it more important than ever to find ways to save at the supermarket. Shop with a list …

There’s a cliche that prostitution is perhaps the oldest profession on earth. If prostitution was the first profession, banking was a close second. 4,000 years ago temples served as banks. Money was stored in form …

Despite the fact paper checks are less popular today than they used to be, they are still a staple in banking. While the increased availability and encouragement to use electronic banking is heavily endorsed by …

Some states have special state-wide tax-free weekends or weeks. However, some retailers have learned that people respond better to “tax-free” than they do to “5 percent off.” They hold special sales where they offer the …

Debit cards are a good way to get started on the road to improving your financial health. They can be used in most cases just like credit cards, but unlike credit cards, you are using …

Grocery stores are probably the store that most people visit the most often. It is also where we spend a high percentage of our monthly food budget. There are some very easy ways to save …

Help the planet as well as your pocket book. Conserving energy and lowering your energy costs by doing your part to lower CO 2 emissions on our environment by going green. http://www.green-hope.com/moreaboutgw.php There are many …

Once a customer starts in with online banking, it seems to become a necessity. The convenience of being able to check balances, transfer funds, or to pay bills from home and at any time of …

Fraud involving financial transactions costs consumers, businesses and the financial sector billions of dollars every year. Fraudulent schemes cover all types of financial transactions: fake checks, stolen credit or debit card information, unauthorized electronic transactions, …

It is virtually impossible for banks to make too much profit in their normal business practices. They are highly-regulated operations, and are closely monitored by both government and industry watchdogs. Banks do have opportunities to …

Applications for vehicles, mobile devices and computers all help save gas dollars at the pump. These applications assist with key gas related scenarios that affect consumption costs. For example, some apps target vehicle performance, while …

Bank of America is perhaps one of the largest banks in this county. With this, of course, comes positives and negatives for their account holders. One such advantage of using such a large corporation is …

When a shopper steps into a retail shop, there are many attractions displayed in a seemingly random manner, which usually attract the attention of the shopper. Although it appears random, many experts believe stores do …

Knowing how to save money when times are hard will see you in good stead for the future. The first thing one must possess, in reference to saving money, is common sense. Saving money, although …

There are so many different types of financial products in the market that sometimes it can be difficult understanding the right one for you. Most banks offer the typical checking accounts and savings accounts – …

Many companies have found that consumers notice when the price of certain items go up and many of these potential customers will refuse to purchase a product or a service if they perceive the price …

Bulk buying can be an effective way to save money on household staples.  As with most apparent bargains though, you should stay alert to ensure you are actually saving money, not wasting it.   Certainly a …

You always hear about the importance of saving and cutting spending.  Some people are savers and some are spenders but there needs to be a balance in the two areas.  Learning to Save With the …

A debit card may seem to work much the same as a credit card, with one primary difference. The primary difference between the way a credit card and debit card works is that when purchases …

A personal budget is an essential part of your financial management. Most individuals often fail to stick to their personal budget due to various factors such as impulse spending, emergency, financial indiscipline among others. If …