There are several alternatives to personal loans that you might wish to consider, when requiring to fund a particular purchase. These are: 1. Save up until you have enough money to purchase the item. If …
Overview of Online Payday Loans For those who find themselves broke, stuck between paycheques, and faced with an emergency situation or unexpected expense, an online payday loan might be the solution to their problem. The …
It is a sign of the times: homes going into default. The April Mortgage Monitor report confirms that not only is April time and again the month with the largest increases in mortgage delinquencies but …
Over the past few years, there’s been an explosion of loan companies entering the market. Ad breaks seem full of adverts for companies offering fast cash with few strings attached. However, obtaining money on loan …
No banks will give you a loan without interest so your only option is someone that is not a bank. ie your friends, parents, co-workers, etc. They will probably not charge you interest as long …
There is often an assumption that everyone knows what a mortgage is. However, many first time homebuyers only have a very basic grasp of what a mortgage is and what role it plays in enabling …
When it comes to making real estate purchases, often time’s people really want to buy a home without having a decent down payment. People are starting families and need a place or live, or just …
We all have the occasional problem with finances and cash-flow and sometimes that means we need to turn to someone for help. If this happens to be a situation one of your friends finds themselves in …
Equity credit lines or a HELOC loan, both are a form of homeowner secured loan that relies upon home refinancing in order to extend funds based on the equity in a home. Both accomplish the …
To most, loans are the only solution to pay their tuition fees and complete education. Student loans also help students pay for books and living expenses while schooling. Even though these loans are refunded at …
Student loans can be a practical way to fund one’s college education. Taking out student loans can help you focus on your education instead of constantly worrying about where the next tuition bill money will …
Qualifying for stimulus refinance loans involves identifying which governement stimulus program one is eligable to apply for refinancing through. Two such programs are The Homeowners Affordability and Stability Plan which is part of U.S. Government’s …
There are several student loan repayment plans that are available for students seeking financial assistance to pay for their education. Each of the listed plans below have low monthly payments. the following are some of …
Getting approval for a loan has become very difficult in the post financial crisis world as the amount of documentation needed to support loan applications have increased tremendously. One misstep in submitting the documents can …
Paying back your loans is very important, this article is about making sure that you do so. Before you take a loan you should ask yourself if you really need it, you should also take …
How to lower interest with a debt consolidation loan is something which a great many people have had to become aware of in recent years with the explosion of credit readily available and the problems …
Sub-prime lenders are targeting students for auto loans in an attempt to wrestle more money out of unsuspecting clients. Students, especially those in college or university, wish to have the means of travel, and convenience that …
Your credit score is based on your credit history as reported to the credit bureaus by the companies who have loaned you money. If you’re always on time with your payments, and follow a few …
Yes, the government should give student loan holders as much consideration, as it has with handing out outrageous stimulus packages to banks and other big businesses. Many countries provide free college education as well as …
What is the stimulus refinance loan? In response to the recent housing troubles, which has many responsible homeowners facing foreclosure or already out of their homes due to exploding mortgage rates, the Obama administration has …
Payday loans are arguably the worst kind of loan you can obtain. In fact, may experts believe that some of these organizations are involved in predatory lending. Predatory lending is defined as, “any of a …
Student Loans in Default? Are you wanting to go back to school, but afraid you can’t? Is one of the reasons because your current student loans are in default? You’re not alone. And all is …
It was my first day of being a mortgage broker and I was both excited and nervous at the same time. This was going to be my first real job since I worked at Burger …
If you think you’ve been paying high interest on your auto and it’s time to refinance, you’re probably right. But make sure you come into the refinancing office prepared so that you get the best …
What is a payday loan and is it a good idea to get one? Payday loans are short term, unsecured advances by an alternative lender to a borrower who seeks convenience and speed in obtaining …
Is it fair for those who have faithfully paid their mortgages to bail out those who haven’t? How could anyone answer this specific question “yes?” I say “specific” to point out that “is it fair,” …
Living in Greater Toronto Area, you are just about required to own a vehicle. It is such a large city and unless you live close to subway, a car or truck is needed. Possessing a …
In the aftermath of the burst housing bubble, many first time home buyers are hoping to take advantage of the plummeting price of homes. Countless purchasers are also finding that buying a home can be …
The bay area of California is notorious for its expensive housing. With its convenient drive to the ocean, the location is prime. Home to Google, eBay, and a myriad of other companies that were key …
Normally, I would say “no”. But in the light of this economy, I’d have to say “yes”. I use myself as an example because it proves that this could happen to anybody. The economy has …