The cutting of interest rates to near zero in the wake of the recent financial crisis is not an attempt by the Fed to create an inflationary bubble, it is an attempt by the Fed …
The Fed is not creating an inflationary bubble, rather it is working to avoid an outcome it considers much worse. The Federal Reserve has taken a look at Japan. In Japan, for the past twenty …
The effects bad credit will have on your loan, depend on what type of loan for which you are applying. For example, a bad credit home loan will be easier to obtain than a bad …
As a loan officer I have seen it all, from people with no credit trying to borrow thousands of dollars blindly, to people whose credit looks like a tree at Christmas time (lit up with …
Your refinance guide. You will get all kinds of different advice from all of your friends and neighbors about this subject. So whose advice do you take? Refinancing your home is probably going to be …
Is it fair to force people who have faithfully paid their mortgages to bail out those who haven’t? Well of course not! Who come up with these questions? Why are we so ready to stomp …
With the economy still in turmoil trying to secure a good bank loan can be a challenge. Banks have tightened their coffer lids and getting them to open them can be a challenge. When shopping …
If you go to college or university, you will be familiar with the concept of student loans. Student loans are there to help you pay for your education. However, as the term “loan” hints at, …
When people get into financial difficulties, one avenue they may turn to are payday loan establishments. When you take out a payday loan, you borrow a certain amount of money and on the date that …
Private student loans can provide the additional money you may need to pay for your college education from year to year. After you’ve completed your FAFSA on the web, which is a free government form …
Legal funding companies provide cash to injured persons who need a financial boost. Their clients are injured people who have a pending lawsuit or an existing structured settlement. The company advances money that is to …
If you have bad credit due to problems you’ve had in the past, you can still purchase a car and get it financed. There are many lenders who will provide auto loans to people with …
Pay day loans provoke much criticism yet they serve a purpose, providing credit to some of the one quarter of all Americans who have no other means of obtaining credit. Legally licensed pay day loan …
Loan forgiveness is a practice whereby the federal government cancels all or part of a student’s educational loans. As student loan debt is often a great worry to young people who have recently left education, it is …
While I have addressed this issue in a few of my other articles, allow me to address it in a bit more detail here. The first thing the client should do is this: Accept that …
For many people, understanding the many different home loan programs can be tough especially since there are many different home loan programs that a home owner can choose from. Two of the most common mortgage programs are …
Purchasing a motor vehicle can be a hassle-free experience if you know where to obtain funds for financing the purchase. The loan market has grown so much over the past 20 years that the options …
Pay day loans are a controversial type of lending which have led to some states banning them outright, whilst other states have introduced regulations to protect consumers. Due to the extortionate interest rates levied on …
The increased proliferation of payday loans via the internet caused debt charities to raise complaints with the Office of Fair Trading (OFT) in the UK in 2009. Their argument was that loans which were issued …
Going to college can be one of the most exciting stages of anyone’s life. After all, this is the first stage towards the rest of your life. By graduating from college you are setting yourself …
FHA (Federal Housing Administration) loans are government insured loans issued to homebuyers, designed to help just about anyone enjoy the benefits of home ownership. They are popular with consumers because of their fair market rates, …
Taking out a personal loan for any amount is a financial commitment that may span over as many as seven (7) years. There are many things to consider before you make a commitment to anything …
The danger of loans part 1 Loans can be a very dangerous thing if not properly managed and understood. An ill managed loan can cause much distress and to certain extent cause the loss of …
Students do not have to encounter much debt while attending college. They can find various ways to fund college, but this process requires time and devotion. Students should consider forming a portfolio of possible funds …
Working Twice for your Paycheck Many of us have found ourselves driving to the local supermarket or shopping center and have noticed business signs saying payday loans, paycheck advance, cash in 10 minutes, or you …
As the economic downturn continues, many recent college graduates are having a difficult time finding jobs that pay well enough to allow them to live comfortably and begin to pay off their student loans. Depending …
Bad credit mortgage foreclosures prevention The number of homes entering the foreclosure process is on the rise. This is a serious concern given recent trends in mortgage financing that have extended credit to more economically …
Before endorsing a bank loan for a friend or family member, consider the risk that is involved. As a third party endorser, you are equally liable to meet the terms of the loan as the …
Getting a payday loan is a bad financial decision. These ideas may help you get the money you need without having to take out a high interest, high fee payday loan online. If you are …
A few years ago there was a seemingly never ending glut of capital available to be loaned out. Mortgage companies and banks did whatever they could to make mortgages look more desirable and offer mortgages …