Loans Archive

When a person finances a car for the first time, it may have been done through the car dealer or through a financial institute without going into more details about the competitive interest rates and …

The Situation Today In today’s volatile financial market, mortgage protection is a definite must have. Overnight we have seen rock solid companies crumble and fall like shattered bricks before our eyes. The former stalwarts of …

Many wonder whether it is possible for someone with bad credit to obtain financing without collateral. Truth is that for those with bad credit, secured loans are the best choice since the risk that bad …

The recent credit crisis has forced many companies to default on their loans or declare bankruptcy. Rating agencies are even talking about downgrading the rating on U.S. Treasury bonds from AAA. Bond investors are worried; …

What is a Home Loan Modification? Traditional home loan modification is the process of taking a portion of the unpaid principal balance, or amount that borrower may have fallen behind and placing it back into …

I think the term “addictive” in relation to this topic is rather exaggerated as it implies something you cannot stop doing once you have begun like gambling or smoking. This is more of a “You …

An unsecured loan is a loan where you do not put up a collateral of property such as a home. This differentiates it from a secured loan such as a mortgage. There are many different …

The recent economic downturn has resulted in record numbers of foreclosures in America. Most mortgages are held by large lending institutions and often their bureaucracies use one-size-fits-all legal strategies, and may often have internal paperwork …

With how incredibly expensive college has become over the last several decades, students are finding it even more difficult to find means of obtaining the funding required in order to afford their education. However, even …

You may have the best intentions of paying back a loan but sometimes life happens. Things pop up, or an emergency happens, and that payment doesn’t seem as important anymore. If this happens once or …

There could be many reasons for asking yourself this question, but are you finding that your monthly car payment isn’t as affordable as you once thought it would be? If the answer to this question …

So you are a first time home buyer and you have no idea how to decide which mortgage is the right one for you?! I can help guide you a little with this article but …

Adjustable Rate Mortgages are not only risky but are more expensive than fixed rate mortgages In today’s market the interest rates on adjustable rate mortgages are higher than the fixed rate mortgages. While this doesn’t …

Refinancing a car loan is a good option if it improves your financial situation, and especially when the refinancing doesn’t have any fees associated with it.  Sometimes refinancing a car loan might seem like a …

A college education is one of the most important things that you can have in your life. It will help open doors for you professionally, and will allow you to mature as a person, and …

During difficult economic times, a new homebuyer may think that a 2-1 buydown is the answer to their dream of home ownership. However, before getting too excited about this program, is important to understand what …

In today’s fast paced society where many determine their self-worth and judge others by the size of their bank accounts and the amount and kind of possessions they have, it is easy for many to …

Preparing for a home loan can save you a lot of time, money and frustration. Those who have gone through the process already, know how uncomfortable it can be to reveal private details about one’s …

Hard Money Lenders-Bridging the Gap Would you lend money to a small company purchasing an office building short on cash for the closing? Would you lend to an investor who owns an apartment building and …

Refinancing a mortgage for a lower interest rate can be a great way to reduce monthly expenses and lower the overall cost of a home. There are a number of refinancing options available to consumers, …

What about the little guys? You must mean the homeowners who have lost their homes due to the greedy lenders who got rich and skipped town. You must be talking about our Government bailing out …

Taking out a mortgage is typically the biggest financial transaction that an individual will ever undertake, so it is surprising (and unfortunate) that many of us know little or nothing about mortgages until we find …

Each year many students sell themselves short by assuming that the college education they aspire to receive is prohibitively expensive. Other families make the basic error of simply not completing the FAFSA. This determines if …

Top 10 Reasons to Get a Payday Loan Online: You already bought your ticket! The ending to all of your problems! You can feel it, this is the one! Positive pep talk as you hear …

Some of the lenders who offer auto title loans recommend that those who consider using them give much thought to the matter. This is pretty indicative that a risky transaction is going to take place …

Buying your own property can be the culmination of a dream. However, the flip-side is the nightmare of repossession if you can’t keep up repayments. That’s why it’s so important that you work out what …

A co-signer is defined as “an obligor—a person who becomes obligated, under a Commercial Paper, such as a promissory note or check—by signing the instrument in conjunction with the original obligor, thereby promising to pay it in …

Quick no-credit check loans are amazing products and are used for many purposes by thousands of people every day. However, these loans as any other type of financial product have pros and cons that should …

What you should know about private student loans. So you’ve filled out your FAFSA on the web and received your financial aid award letter from your chosen school. You do the math and realize that …

With the housing market changes since 2007, more people are concerned with the state of the economy, the state of their financial position and want to make sure they are making wise choices about how …