Loans Archive

I’ve been there. I had to walk away. Actually, I ran away. My paycheck no longer could stretch in every direction. I tried with all of my might to keep a roof over our heads, …

Borrowing money is an inevitable part of life for the majority of people who want to buy a home, establish a business, or fund an education. Borrowing for such purposes is not only necessary in …

Over two thirds of students use loans to help finance their college education. Many of these students are still youngsters with little or no experience of dealing with finances and fail to understand the implications …

Phrasing how this nation finds a way to alleviate the joint economic and mortgage crises with terms such as “fair” and “bail out” slants the debate by invoking qualities the majority would deem good versus …

Once again consumer advocates call for the abolition of pay day loans, citing the financial misery they cause to those trapped in the cycle of pay day loan debt. However those who are juggling several …

In recent years the potential for student loan forgiveness has vastly improved, with a growth in both federal and state programs available. Additional programs are also available through the voluntary sector and the military. Forgiveness is …

Owning more than one home affects the Free Application For Federal Student Aid (FAFSA) by increasing net asset value for a family. Since assets are a significant factor in the FAFSA ‘application’, and the FAFSA …

For many of those who are planning to purchase a property or build a house, securing a mortgage is the preferred choice. At times, people who have already entered into mortgage agreements will want to …

Credit bureaus collect all your information regarding your outstanding credit. They record any defaults, past dues, how many times you are late, what your outstanding balances are and how long you have had a credit …

When you take out a mortgage, most lending institutions require that you pay private mortgage insurance (pmi) if your down payment is less than 20% of your new home. A normal annual payment of PMI …

Pay Day Loans seem to be the black sheep of the financial products’ family and lenders who deal with this kind of loans are considered to be dishonest, abusive, almost as if they were criminals …

Once you have decided that you are definitely going to college and you have found the school that seems to match you perfectly, you really have to start planning out your future education and the …

A good faith estimate, or GFE, is a document that is required by law to be provided to you by your mortgage broker or lender. It must be provided within three working days of the …

With great power, comes great responsibility. Of course, paying back a loan is no exception. Even though you might not be in the ‘seat of power’ as the debtor, and not the holder, of the …

Pawnshops represent one of the oldest industries in the world and they have certainly returned to fashion in recent years, with several advantages for those seeking loans or bargain purchases. Many have transformed into soulless …

Being that I used to work with loans, I figure I’ll have a pretty good prospective on getting a personal loan without credit. For many people, obtaining a loan, especially when they first turn 18 …

There are innumerable stories woven into the fabric of America of those who have risen above their circumstance, to become successful in attaining a better life for themselves and their family. Poverty is not always …

Recently the auto industry has been touting interest free loans on a number of their models. Other industries, in an effort to boost sales, have been doing this for years. Appliances, carpeting, electronic equipment, and …

Foreclosure is the latest real estate “F” word. With numbers on the rise since 2007, foreclosure has become a common occurrence in neighborhoods across the nation from Wall Street to Main Street, USA. Statistics tell …

There’s a not-very-funny old joke about applying for personal loans that was probably familiar in the Great Depression days of the early 1930s. It concerns how difficult it is for an unemployed person to get …

When you obtain a student loan, you are accepting money upfront in exchange for the ability to get a college education. Since most people cannot afford the 25,000 dollars or more that it costs to …

Graduates who enrol in graduate school or professional programs such as law and medicine, will face another hefty tuition bill, plus the attendant costs of completing their course. Graduate study can be more expensive to …

Sometimes the best rewards in life are something we may have right in front of our noses, but we don’t even see it. Many of us who own a mortgage think we are a super …

College is an investment for a lifetime. A college education opens doors for a graduate that otherwise might never have such opportunities. But in today’s economic climate, saving for your children’s future can be daunting. …

What are Online Payday Loans?Online payday loans are loans from an online lender for a short term typically sixty days or less for a high interest rate. Rates can range from 260.00% and 780.00%.Consumers can …

Decreasing the rate of a mortgage interest depends on several factors. There are ways where you can lower it, either with or without refinancing. Typically, people would go for the task of refinancing their already …

One of the more popular retirement savings vehicles is the 401(k). The main purpose of the 401(k) is retirement savings, but in certain instances you may be able to borrow money from your account. It …

A mortgage is a debt owed to a bank or some other lending institution by a person for the purpose of the purchase of Real Estate. As time passes that debt is paid and you …

Over the last several years, since the housing bubble burst, many people have struggled through foreclosures. While there are instances where foreclosures were correctly processed under federal and state laws, there are others that were …

There are few people who can afford to buy a house outright so in order to pay for a home a mortgage needs to be arranged. A mortgage or home loan means the long term …