Why do i need Mortgage Insurance

Sometimes the best rewards in life are something we may have right in front of our noses, but we don’t even see it.

Many of us who own a mortgage think we are a super hero, we are never going to get hurt, or get laid off, or end up with our bank account cleaned out by a scammer.

We feel secure that our job will always be there, we will never get hurt in a hold up in a Chinese restaurant while eating Chop Suey, or that great Aunt Bessie won’t leave our supposed inheritance to her cat Moses, and all we end up with is her old bowling shoes.

We all tend to feel secure as we go about our daily life, and never even consider buying a mortgage insurance policy.

” Mortgage insurance ? Why do I need that? I am nickel and dimed enough as it is. Mortgage insurance is just a frivolous unnecessary evil. Something more to drain my bank account. Eat up my hard earned pay check.”

When you think about it, our mortgage is a big investment. It’s connected to our home that shelters us from the elements of nature. It gives us privacy, comfort, and security.

It’s where we cook our meals, raise our children. We laugh and cry behind the walls of our home.

Most of us would not own a home if we did not have a mortgage.Stop and think about it. What would happen if our life was interrupted by some unforeseen tragedy?

If our income suddenly was cut back ,or was stopped all together for a month, or six months, or maybe longer . What would happen? If we have no savings,who would make our house payments?

Mortgage insurance could save our life. It could give us tremendous security in the time of a personal financial disaster.

It is a need for all of us that own a mortgage to have. It is not a want. It is unconditional, completely necessary. It can cover our monthly house payments in the event something happens to our income.

You can’t depend on others to do this for you. Aunt Bessie’s old bowling shoes won’t cut it if Moses the cat, is her benefactor in her will and not you.

Purchasing mortgage insurance is as easy as ordering a double espresso from your favorite Barista.

All you have to do is contact any licensed insurance agent located in the state you live in. They will take your information , mortgage profile, and offer you coverage best suited for you.

How easy is that? It’s a wise choice in today’s economy. Peace of mind ,there is nothing greater. So check it out.