An option is a mechanism for guaranteeing a future price when buying or selling stocks and shares. The option, if exercised, will guarantee a fixed price on buying or a fixed price on selling the …

Changes in the FASB mark-to-market accounting rules will be beneficial for the plethora of financial institutions whose solvency problems were exacerbated by the write-downs they were required to take. If the mark-to-market provision is changed …

The emotions felt when committing to a lease of a business premises can be a heady cocktail of excitement and terror. To help reduce the element of terror in this mix, it is advisable to …

If you are a guru or a seer into the future you can make a great deal of money within a very short period of time by, what is known as, “Playing the market.” There is …

Summer 2010 is already proving to be a hot one. It’s the beginning of July and the temperates are ranging from the high nineties to the low hundreds. Those in the Southern United States as …

Is the economy in recession? Would it be wise to invest in the Stock Market? Property investment is another possibility, often yielding a regular return, but also demanding attention, regular upkeep on the part of …

What is Writ Writ means a written document by which one is summoned or required to do or refrain from doing anything. Historically, Writ originated and developed in British legal system. As defined in Blackstone, …

Actually, it is the law in many places that insurance companies must inform you that your premium is affected by your credit score. However, as an insurance agent, I found that very few people pay …

You should always be judicious in considering any loan and your ability to repay it. Online payday loans are no different, but they are very different in what they will accomplish for you. These “instant …

Did you know that you could be penalized for paying a mortgage more quickly than necessary? It’s true. This is what’s known as a prepayment penalty, and it’s fairly common on home equity loans and …

Retirement benefits for most people have been compromised becasue of the new health reform laws. Their pension plans at work may have been stopped or they may not even have jobs. It is The controversial health care …

Vanguard mutual funds include a collection of 117 actively managed mutual funds, and over 150 U.S., exchange traded and International funds and financial portfolios. Vanguard’s funds focus on a number of financial goals, risk levels, …

The future is yours. After a financial meltdown, there are several steps to take. The first step is the hardest. The first step to recovery requires insight into the problem of debt.  Insight If you …

Renters insurance is a valuable resource when it comes to peace of mind for renters. Renters insurance can give added protection for r investments and personal property during times of a natural disaster or even …

It is absurd that here in the USA it is illegal for someone to sell sex for money; you have to dance around the law and call it “Pay for my companionship and whatever happens …

The best places that American retirees should look for are the places that aren’t financially demanding. Additionally, areas that have a low crime rate indicate the peacefulness of the place and the power of law …

One way for some people to save on grocery and household items is to shop at a membership club. Membership clubs offer lower prices for their members, but there are some things to consider to …

Back in the day, when someone wanted to buy something, they saved up for it. It just wasn’t done to go into debt – that was seen as the height of irresponsibility. Modern ideas about …

“Churning” and “Vanishing Premiums” are two terms typically used to describe unethical practices by an insurance agent. Neither are industry condoned, and most insurance agents, if conducting such practices, would lose their license or be …

Mastering money management skills early on in life can help you achieve financial independence later on in life.  Create a feasible financial plan in line with the realistic goals you’ve set for achieving in life.  …

Treasury bonds are a safe, transferable form of investment which involves loaning money to the United States government. Although it is possible to buy Treasury bonds through a bank or broker, all Treasury securities are …

I do not do any drugs myself but as a teenager I did. I know people who are drug addicts and ones who were and have quit. My husband is a former coke addict and …

The Coalition for Medical marijuana was formed in 2003, in the state of New Jersey. They would like to have medical marijuana legalized in New Jersey for patients under a doctor’s care that could benefit …

How many people remember the local Blockbuster Video? Back in the late 80s and early 90s, Blockbuster was at the core of a great many date nights. One could stop in, pickup a movie and …

These are economically turbulent times where nothing is certain anymore. International governments are now in the process of re-evaluating their priorities, with few representatives wiling to stand up and wholeheartedly defend the effectiveness of free …

In July 2013, the case of the handgun killing of Trayvon Martin reached an important milestone. George Zimmerman, the shooter, was acquitted of all charges by a jury of six women. He is now in …

While the issue of formally charging individuals with war crimes is a fairly new one, brought about in an age of powerful court systems, world government, and the slow abolishment of the infallible monarchies of …

There are a few types of investment. Overall however, most investments will fall into the following categories: saving accounts, stocks and shares, bonds, and Premium Bonds. These investments have their advantages and disadvantages. Saving accounts: …

As the child support laws currently stand, they do more to punish non-custodial parents than they do to get child support paid as it should be.  While punitive measures against a non-custodial parent may give …

The World Trade Organization (WTO) is the largest multilateral trade organization in the world. It has two basic functions. First, it promotes new trade agreements which reduce tariffs, subsidies and other barriers to international trade …