Capital punishment is reserved primarily for the charge of murder but has been extended by some states to include rape and kidnapping. During Clinton’s management of the Drug War capital punishment on the federal level …

Should you take out an equity loan to pay off credit cards? Should you venture into deep financial debt with a home equity loan to remove credit card debt is a question on which only …

Junk bonds are bonds that the experts feel have a higher than average chance of being defaulted on. Also commonly known as high yield bonds they pay higher yields to bondholders because the borrowers unfortunately …

Not a day passes and we are haunted with news stories about the so-called ‘credit crunch’, reports of job losses and the lack of sales in almost every area of enterprise, so Paul Gibson set …

Understanding the contribution rules for a Roth IRA is an essential part of retirement planning.  The Roth IRA is a personal retirement savings plan that offers significant tax advantages for contributions of up to $6,000 …

Choosing the best prepaid debit card can feel very daunting. There are many options available and not all of them are created equal. For instance, many prepaid debit cards contain confusing and surprising fees. The …

Following the recent home mortgage lending debacle, where new home owners were provided loans they either didn’t understand (balloon payments?) or were under-qualified to actually maintain making payments on, it made me reflect on what …

The question, “should abortion for underage children require consent?” always brings about a heated debate. Issues such as parental responsibility, parental disengagement, parent-child relationships, abortion as an immoral choice and a child’s right to medical …

The State of Maine laws require that you buy an insurance policy and provide proof before you are able to register your automobile. At www.dmv.org/me-maine you able to obtain quotes from the major insurance companies …

Child support payments pass through bank accounts, now at a much higher rate than ever, as courts pass laws protecting children, and parents experience the stressful turn of civilization.We are not finding parenting any more …

When being late in payments, you are likely to get a call from a collection agent asking you to pay off your debt as soon as possible. Collection agents are trained to be extremely persistent, …

Auto insurance does not come cheap. You want to do all you can in order to save on this necessary item. One of the most important steps is understanding the factors that can raise your …

Before determining what questions to ask in purchasing your annuity, first it is important that you understand the purpose of an annuity. Annuities are an investment vehicle that will eventually create an income stream for …

An order of protection, more commonly known as a restraining order, requires the named person to stop harming you. In Wisconsin, you can file for an order of protection based on domestic abuse, child abuse, …

There are often times when a cash advance injection is necessary to meet expenses. Cash can be obtained either as a credit card cash advance or a cash advance payday loan. In either case it …

As an adult you face many stresses in day-to-day life. One stress that you can easily avoid is questions surrounding your Will. It is important to have a Will so that your family isn’t left with …

To address this topic it is helpful to know that interest rates, unless explicitly stated otherwise, are almost always quoted in nominal terms. In other words, your mortgage rate, car loan, credit card rate, savings …

Epilepsy is not easily understood. In fact, two-thirds of patients diagnosed with epilepsy the cause is unknown. The mortality rate among people with epilepsy is two to three times higher than the general population and the …

When the death penalty is discussed, it seems to me the discussion inevitably goes toward the guilty person who has that penalty over their heads. At the same time, the victim, lying in their grave, …

After all the talk about credit rating and scores, many people are trying to understand why their score has gone down. Other than the obvious reasons, there are some surprising causes of getting your rating …

Teenagers have an advantage over their parents. They can look ahead to a life of wealth and success if they have the fortitude to plan a solid financial strategy while still in college or university. …

Refinancing a car loan can be a great way to save money every month on your transportation costs. By following a few simple steps, you can reduce the cost of your auto loan. Before you …

The majority of crime usually has something to do with illegal drugs. Hearing about murders on the news is sad and then hear a life was taken because of drugs. Drugs plan such a big …

TEN EARLY RETIREMENT TIPS 1) SAVE – SAVE – SAVE! Compound Interest is how many millionaires started Put $50 a week into your savings account (get a 4.5 Internet interest account, if you can find …

Middle-class people have filed for bankruptcy at increasingly alarming rates in the past couple of years and the emotional strain of having to do so, is crushing them, some so much that they give up …

“Why are sawed-off shotguns illegal?” A more important question to ask is, “Are sawed-off shotguns illegal?” The answer to that question is “No.” Despite what many people believe, it is, in fact, legal to own …

No one can dispute that these are very challenging economic times in which to live in.  Each month it seems more figures are presented that show that the supposed economic recovery the country was thought …

In 2010, the Clean Air Act marked its 40th anniversary, and according to the EPA, during those first forty years, it has successfully accomplished many of its goals. Not only have the six major air pollutants, …

Nowadays, everyone tries to save money any way they can. During summer, overspending it easy, as many people do not even realise where they spent their money on a daily basis. A few practical tips …

Our Criminal Justice System needs to be reformed starting from the bottom up. Police officers, for example, are the first ones that work as “gatekeepers” of the system. They have a history of misuse of …