Along with many other things, you may find your homeowners insurance premium is increasing each year. There are some steps you can take that may help you keep the premiums under control.  You may want …

Cutting housing costs as a retiree requires a willingness to change either where you live or how you live. In some cases, it might require both. Depending on your lifestyle, you may or may not …

Payment Protection (A protection plan is not in the true meaning of the word an insurance, although it bears some loose similarity) Be very careful when getting involved in this means of either increasing your …

 If  you are someone struggling for other options to help your financial situation, obtaining a payday loan online may be an alternative solution.  Several reasons are outlined below that may attract a person to obtaining a …

People dream of living a life of wealth and abundance. They imagine beautiful homes, exotic vacations, expensive cars, and a life free from the everyday stress of budgeting monthly bills and expenses. They dream of …

All the recent buzz about the reintroduction of “mark-to-market” rules is a result of almost a decade of the use of a different (and arguably fraudulent) method called “mark-to-model”. The first of two underlying principles …

I have two things that must be said about this. There are actually more, but let’s start with these two very important ones. 1) Fahrenheit 451 by Ray Bradbury and 2) 1984 by George Orwell. …

OJ Simpson is proof that the American justice system is fair and just when the defendant has the money to pay for the best legal minds in the country. I once hated his dream team …

Is living in a retirement paradise an option for you? From the clear blue Caribbean waters and white sandy beaches, to the beautiful untouched jungle that lies in the middle of the country, Belize is beautiful and …

It is often thought that the best form of money management is to save as much as possible and spend as little as possible. However, this is not always a recipe for happy living. Basic …

American Century Heritage Fund (TWHIX) is a mid-cap growth mutual fund with above average to high 3, 5 and 10 year rankings by both Morningstar and Lipper rankings. (americancentury.com). The fund came into existence in …

Advertisements for companies promising to eliminate your credit card debt are everywhere these days, just waiting to take advantage of people in desperate situations. While some of these companies do provide legitimate debt reduction or …

Kiplinger’s Personal Finance magazine once reported that the two largest online banks were actually well-known “brick and mortar” banks – Bank of America, with 13.6 million online banking customers, and Wells Fargo, with 6.8 million …

Six years ago I would have been writing for the other side of this debate; and in truth, a part of me wishes that I could have voted yes. In fact, six years ago I …

All signs of drug dealing in a neighborhood vary but they do have similar characteristics. The first tell tale sign is an increase in traffic of a residence. The duration of a visitor or visitors …

There are hundreds of reasons why a person would chose to hide money at home, instead of keeping it safely in a bank.  Perhaps your spouse is one of those ‘if I’ve got it, I …

When it comes to finding a place to store your savings, you have an amazing amount of options. You can put it in a mattress, take it down to the local bank or credit union, …

Prisoners shouldn’t be punished for something that was done before entering the prison.  Being sentenced to time in prison is punishment enough and certainly, the criminal has an idea of what goes on in there …

Identity theft is becoming more and more of a serious problem these days and many victims often find themselves with an empty or nearly empty bank account before they know it’s happened. You work hard …

Your house is an asset, as long as it does not have a mortgage attached to it. No matter how you slice it, a mortgage is a liability. It does not matter how small your …

Credit card debt can cripple ones finances, leaving a person stuck in the credit card trap. Credit card balances continue to attract interest each month, which can push debt higher. Making the decision to eliminate the …

When you are younger it is difficult to think about several years into the future but it is necessary to get started. With the power of compound interest, the earlier you start saving the less money …

Mutual, where investing is concerned, means buying into a generally held fund from a company that invests other people’s money. This company will have expertise in managing the different types of investments and all the …

Small business owners are increasingly looking for an alternative type of finance as banks are more frequently turning down applications for small business loans. Businesses which need an immediate influx of cash can be quickly …

The reporting that supported the Invasion of Iraq is not surprising. Jingoism has been the hallmark of the press from the days of the Revolution. “Cry Havoc, and loose the dogs of war” has been …

Some people consider money problems as inevitable. Everybody experiences financial struggles at some point of their lives, some even experience it for the most part of their lives. One reason why most people fail to …

If you’ve recently been laid off and are temporarily out of a job, you’re still going to need money to eat and pay the bills. Sometimes it takes a month or two to find your …

If you have an employer that offers dental insurance, it will usually be a good idea to accept it, especially if your portion of the premiums will be low. Buying a plan as an individual, …

For one reason or another, a person may find that they are suddenly in need of emergency cash. And if you are in Poland, then this emergency is not a new thing! You must have …

If you have had personal information stolen, for example, your wallet ot documents containing your name, address etc. from your home, then you may be worried about becoming a victim of identity theft. You may …