Leasing vehicles may seem like an excellent idea, but there are quite a few disadvantages to leasing. Many people in the United States lease their cars which is a huge rip off. First things first …

The number one way to begin reducing credit card debt is to establish a budget that limits new charging and stick to it. Without a budget of some type, your personal finances just roll along …

Traffic enforcement cameras are used to reduce the number of deaths and serious injuries that occur each year by photographing, citing and fining drivers who speed, run red lights and violate other traffic laws commonly …

Mediation has long been considered the first option in reaching a mutually agreeable settlement for certain civil cases where there is a dispute between two opposing parties. In many cases, such mediation will be suggested …

So you have an interest in the stock market. You know that people have made some money investing in stocks, even a lot of money. But you also know that some people have lost some …

Emergency funds are dwindling these days, as more and more people need to dip into them for essential needs. The trick is to know when the need is really essential. The truth is that more …

It’s incredibly how politics gets all tied up with morality at times… both sides of the debate regarding abortion claim they are the more “humanistic” or “moral” side. Pro-Life and Pro-Choice sides are both positive …

With the economy in free-fall and with no end to the credit crunch in sight, savings are a hugely valuable resource to have. In times of economic uncertainty lending becomes scarce and credit, freely available …

The most valuable tip I ever received about saving money was “decide it’s a good idea.” Once I decided that saving money was, indeed, a good thing to do, I set about finding ways and …

Americans take for granted a number of items constantly in their lives that are not required to survive. One of those things is a vehicle.   Obviously you need transportation, but not having a car …

The first copyright act was the Statute of Anne (1710). It gave authors the right to their works for 14 years, during which they could choose the printers who would publish their work. At the …

Mobile banking has become a popular practice in this day and age. Mobile banking is a great time saver for the busy lives that many people lead today. It has become a more convenient way …

The real answer to the question about whether or not you need life insurance is “it depends.” Not a real answer, to be sure, but it’s the truth. As a general matter, at least with …

When Christmas time comes, it is so easy to get caught up in the commercialism. The media encourages people to rush to stores for the newest sales and “money saving” deals. You cannot escape it …

Provident Finance is a UK based financial corporation which offers credit with a difference, and has legal APR’s ranging from 272% to 545%. Whilst arguments fly over high interest rates on payday loans Provident provides …

Auto insurance is a necessity for every person who owns a vehicle. The auto insurance policy has two parts. The first part is the liability coverage. This part is the coverage that covers the other …

Everyone dreams of having a secure, comfortable retirement. There are many ways to go about making this dream as much of a reality as you possibly can. Making the most of your 401(k) plan can …

Picture yourself at some point in the future doing whatever you like. Sailing yourself around the Mediterranean, shuttling from summer home to winter home, or even being able to move close to your grandkids in …

The sheriff’s auction occurs all too frequently nowadays as more homeowners lose their property to foreclosure. However, the sheriff’s auction is an excellent chance for a first time homeowner or a property investor to procure …

People who find themselves heading into debt problems did not get there overnight. There are many signs that can warn a person if they are heading down a path of debt problems. Knowing the signs …

A bankruptcy forum is a type of an online website that can help you with the information on the topic. There are so many topics being discussed on such forums, with similarities among all the …

The government and what organizations and programs they decide to put so much funding into really leaves me seething. Lets take anti-abortion crisis pregnancy centers, for instance. To dissect this, the word crisis. Crisis is …

Many stock market gurus have extolled the ability of the stock market to have a greater return on investment than bonds or savings accounts but very few have explained it to the everyday lay-person in …

Consumer debt is the easiest debt to accumulate when you buy on impulse or once had a more luxurious lifestyle that has led to thoughtless spending habits. Nonetheless it is useful to know steps for …

Thousands of people buy new cars each year by getting a loan to pay for it. For a person with good credit and a sizable down payment getting a car loan is simple. Step one, …

We all have to start somewhere. If I recall correctly (it was years ago), the first 1K I actually “invested” was in a stock mutual fund. After which I began sending in $100 a month …

In the last few years it has become much harder to get any type of credit and many consumers who were used to obtaining credit are facing difficulties because they can’t get credit anymore. The …

Many people can certainly understand why lethal injections are qualified as “unjust,” but there are some relevant factors and contexts that must be keenly considered before answering this. Firstly, it is amazing how quickly people …

Here are ways to increase your credit rating from my experience. First, be responsible with your credit card. Second,  pay your bills on time and not till the last minute. Third,  evaluate your credit report. The …

Picture this: The year is 2015 and Congress, under our new independent president, nullifies the second amendment. The people of America now have no right to own weapons. At first the people of the United …