For most kids, being in Disney is a dream come true. After all, it is not everyday that they get to see Mickey Mouse and the gang live. It is not always that they would …

Suze Orman, one of the top personal financial experts in the U.S. started her career as a short-order cook and waitress at the Buttercup Bakery in Berkeley, California. Born in Chicago, Illinois. on June 5, …

In examining convictions later overturned by DNA evidence, Dr. Gary Wells discovered that 90% of those convictions were based on eyewitness evidence. In one case, 5 separate eyewitnesses wrongly identified the same person. Eyewitness testimony …

Mutual funds have always been a great place to invest money over a long period of time, if you pick one out with low fees and a solid track record of making a very decent …

The two party system will always be a mainstay in American politics, at least for a long time to come. The reason for this is because it’s basically the same vested interests that are controlling …

Abortion shouldn’t even cross the mind of a young woman. In a perfect world, all children would get along with their parents. If a young woman got pregnant, she would first tell her parents about …

House “flipping” is a colloquial term for a certain form of real estate investing.  To flip a house means to: 1.  Buy a house that is in some degree of disrepair, that the owner – …

Your credit score is very important, and can impact your life in ways you may not suspect. The topic has been in the news lately with various lawsuits against creditors and mortgage companies for unlawful …

Deficit spending can be tempting when your expenses are higher than your income. Monthly payments may seem attractive to most people, but it often deadly when you lose your job. There are many ways to …

Personal injury protection coverage is a component of most automobile policies. It is also known as PIP coverage and is designed to pay for medical bills for the occupants of an insured automobile in the …

Should the federal government bail out student loan holders?  Without a moment’s hesitation, the answer is: No! The lenders pressured the Federal Government to remove barriers, restrictions and common sense, creating the opportunity for easy …

Interest rates represent, quite simply, the cost of borrowing money. When consumers receive interest on savings and other sums of money deposited with a bank, it is because they have effectively lent money to the …

It may not seem like a lot of money to cut out of your budget a day, but $5 equates to $150 a month or $1825 a year! That $5 really adds up quickly, and …

Ask ten people what financial independence means and you will get ten different answers. The responses are as different as the financial situations and desires of the people you ask. But ask ten people who …

An Exchange Traded Fund (ETF) is a financial instrument that represent a basket of stocks that reflect an index. An ETF is a diversified fund. What that means in that by investing in an ETF …

It is going to happen,alongside the cashless society that has been predicted.  Sooner or later, all transactions and contact between customers and their banks will be through electronic banking. The main bonus of this system …

High speed vehicle chases have been banned in most police jurisdictions. Still, some police departments realize the importance of not letting criminals get away, simply by speeding up. When police begin a high speed pursuit, …

Look at the television, listen to the radio, or read countless print ads and you will see many promotions that advertise the various companies promising help with mortgages and foreclosures. Sadly for consumers, not all …

The decision to buy life insurance is often a difficult one. Unfortunately, this difficulty is often exacerbated by the fact that an insurance salesman is trying to make a commission by selling you a policy. …

…A title which could very easily be a film starring John Malkovich. However, it is becoming extremely difficult to find such a breed i.e. co-op insurance agents. Along with many large insurance companies in the …

Retailers cleverly design and arrange shops and stores to make shoppers spend as much as possible. They pay consultants mega-money for advice and studies into how people shop. Shops plan where they put stock so …

A negative income tax is a form of wealth transfer which is designed to combine the redistribution of wealth currently performed by two systems, the progressive tax system (which calls on those with greater ability …

Food can be a huge expense, especially when you do not have a lot of money or you are on a fixed budget. A lot of times it feels like I do not even know …

In 1964 if you buried $1,000 worth of quarters in your backyard and dug them back up in 2008 you would have over $12,000 worth of silver. In 1965 the US mint changed the composition …

Many countries do have universal health care where all citizens of that country are entitled to free medical care. However, it is important to note that many of these countries have a very different economic …

Child support is definitely not payment for visitation. When a parent involves the children with support issues, all it does is causes the child to suffer because it exposes them to matters that they should be kept out …

If you discover that you have filed a Federal tax return with one or more mistakes, you may want to file an amended return to correct the errors. However, consider the following before rushing to file …

Mortgages are often one of the largest expenditures a household has. Such being the case, it makes sense to find ways to get a better rate on mortgage loans. Fortunately, several methods exist to obtain …

The answer to that is no; but that being said, the media does manipulate a lot in these cases. Take the Ted Bundy case for example. Ted Bundy, the serial killer, was made into a …

There are many factors that come into play in determining how much, if anything, you’ll need to pay in taxes when you sell your home. If the property you sell is a home that you …