Loans Archive

     The most frustrating thing about emergencies is that they are usually expensive. A hot water heater dies, your beloved family pet is ill with very high veterinarian bills or the car needs unexpected …

Single parents who have to take care of the children, the home, work to pay the bills and attend college can get some financial relief with student loans. Single parents who return to college are …

Lately I have been inundated with offers for an immediate deposit of $1500 into my checking account. Anytime I see offers of money in my junk mailbox, my antenna go up and I see or …

Stop me if you’ve heard any of these. “I don’t lease cars because you never own them.” “My buddy told me I shouldn’t lease a car. He says leasing is more expensive.” “Lease a car? …

The kind of loan that is best for you is really dependent on your circumstances, and if you are in a good position to set the terms, or so needy of a loan that you’ll …

Most peer-to-peer borrowers are people who, for whatever reason, were rejected for credit by local banks or financial institutions. However, due to the intricacies of credit score evaluation, many of the people who are rejected …

In the restoration of a vehicle, one should already have a good estimate of the costs of putting it back in to a roadworthy condition. Roadworthiness should mean the automobile is free from major defects …

Student Loans…still one of the best deals out there. Ours is a culture that believes in debt. Not that debt is fun. It’s actually a drag. But if there truly is such a thing as …

Student debt is a prickly political issue. Many people believe that students should be obliged to pay a contribution towards their education, whereas others feel that this could prevent those from a disadvantaged background realising …

Single parents considering embarking on a college education in South Carolina have the opportunity to the same grants and loans available to more traditional students. Rather than having loans geared specifically to single parents, loans …

Money today is worth more than the same amount of money tomorrow. That is why loans have an interest rate attached. Your loan is made at an interest rate that is high enough the loaner …

The bank can really do more for you in so many ways, than any other loaning institution. To put it quite simply; they are the “creditors of America.”  Normally they require less documentation, can get …

You need a personal loan to help finance a purchase. Nothing unusual about that as there are countless people who occasionally need a loan to purchase a car or fund a home extension or countless …

Payday loans are on the increase in the UK, along with credit sourced from pawn shops, home credit doorstep lenders, and loan sharks. It is estimated that six million people now use this form of …

If the question is whether the Federal Reserve today is indeed laying the groundwork for the U.S. economy to experience future inflation, by expanding its balance sheet to fight systemic risk in Global Finance, the …

As first time buyers struggle to afford to take the first step onto the property ladder joint ownership mortgages are flourishing. Friends can choose to buy a property together and thus raise the necessary deposit …

Students who take on federal student loans to finance a college education typically have a new loan granted each year until graduation, and some go on to take further federal student loans to finance post …

According to Investopedia, a Forbes Digital Company announced as the top investors modules of 2008, a loan modification is “a modification to an existing loan made by a lender in response to a borrower’s long-term …

Continued increases in the costs of funding a college education means more students are relying on private student loans to cover any additional expenses after federal loans and financial aid options have been exhausted. It …

The majority of student loans don’t become payable until the six month grace period following graduation is complete. Subsidized student loans don’t accrue any interest during college days but unsubsidized loans attract interest from the …

The State of Virginia is extremely forward thinking in the attention it gives to non traditional students pursing a college education and obtaining a degree. Many State residents have in the past abandoned their college …

Students plan well in advance for a college education, searching for finance and taking on high levels of loans. Yet around half of all those who enter college with the aim of obtaining a degree …

Traditional banks are not interested in lending small of amounts of money to poor people with no collateral. Loans are issued based on credit scores. When poor people need loans they tend to have to …

Can You Get a Loan With Bad Credit? There are times when we all need a loan to get us through a rough patch; normally, we simply go to a bank or a loan company, …

There are three benefits to consolidating your loan: locking in a lower, fixed interest rate, reducing your monthly payment, and making only one payment a month. If you recently graduated from college, or plan to …

Co-signing a loan can have a number of affects on one’s credit score, both negative and positive. Whether you are a co-signer for a student loan, personal loan or any other type of loan, it …

Current (July 2010) US mortgage rates are far lower than at any time during the past 40 years. Anyone with ideas of buying a house in the near future should spend time to consider the …

Payday loans are already illegal in some states. Others tightly regulate the payday loan industry, in an effort to prevent possibly abusive practices. Many jurisdictions consider the rates too high and the fees too unreasonable …

It may seem at first that the only reason why it is risky to co-sign or endorse a loan is that you are technically leaving yourself open for being responsible for an unexpected and potentially …

A college education is an expensive business these days, with tuition costs often soaring way above inflation. Anyone considering pursuing a degree course should plan ahead as early as possible to take advantage of any …