Loans Archive

If you have raised children who develop an irresponsible attitude towards repaying their loan obligations then unfortunately you are not alone. Some parents have little sense of fiscal responsibility themselves and are not in a …

A debt consolidation loan is a loan that takes many individual debts and combines them into one.  Basically the consolidation loan amount is based upon the amount of debt you have.  For example, if you …

Students graduate with increased debt loads each year as the cost of attending college soars above inflation. The level of student loan debt in the U.S. now exceeds that of credit card debt, with an …

Due to Congressional inaction before the July 4 recess, subsidized Stafford student loans are set to double their interest rates, from 3.4 percent to 6.8 percent. These loans account for nearly one-quarter of all federal …

With student loan figures seeming to climb higher and higher for new graduates, it’s important to learn all you can about how to pay off those loans, and the ways that you can get your …

Cash advance is a new program for loans and is specifically for those who need an advance before payday. This is the quickest to get a cash loan rather than the usual loan procedure in …

Car loans are different from many other types of loans because the collateral (the car) loses value so quickly in the early part of the term of the loan, even while the balance of the …

Private student loans are available to students who have a shortfall in their college funding requirements once scholarships, grants and federal student loan options have been exhausted. They should be seen as the option of …

What You Should Know About Payday Loan Stores. Heading: Easy QualificationThe biggest advantage of payday loans is the easy qualification criteria. Payday loans do not require a credit check, and therefore are not concerned with …

Hawaii encourages state students with lower incomes to attend college and obtain a degree which will open the door to future opportunities. Single parents often fall into the category of lower income families as there …

Everyday all manner of people find themselves in need of a loan. There are all kinds of reasons why a loan may be needed. The reason for the loan may be a large factor in …

There are several reasons why you should go for a same day payday loan. Since it is an advance you get before your next paycheck, it differs from ordinary loans in that there is no …

The most common way to legally default on a car loan is by going through a voluntary repossession. During a voluntary repossession, the owner of the car does not have to deal with the hassle, …

Borrowing money “right now” is relative to a persons’ unique situation. “Right now” could really mean this very instant to some folks and then “right now” to others could represent a few days. I like …

The first thing to remember about the income protection allowance is that the yearly income numbers come from the 1960 poverty line, not the current one. For instance, the federal government thinks that a family …

If you’re having a hard time figuring out how much your monthly payments of a loan are going to be with your basic pen and paper, maybe it’s time to get a little more technologically …

Just a few short years ago, most Federal student loans had variable interest rates. If you have an older loan, your rate is likely variable. Interest rates have fallen dramatically over the past couple of …

Single parents in Indiana who are getting ready to further their education or those already in college can get financial assistance with college loans. Lenders have programs that supply college loans for single parents in Indiana. …

Pay day loans are often demonized by a group which seems to fail to recognize that some people who misuse them are not actually the victims of legalized loan sharks but just lack the personal …

Which is more appealing, secured or unsecured debt? The answer to that question depends on your perspective and your credit rating. Let’s be honest, loans and mortgages are a way of life. If you want …

The Federal Reserve has been creating bank notes backed by nothing of real value since 1971. This allows the government to fund expensive projects like wars without actually having the tax revenues to cover it. …

Many websites display advertisements for convenient “payday” or “cash advance” loans. The principal behind these loans is to advance consumers anywhere from $200 – $1,000 to get through a rough financial patch until the next …

Many single parents struggle to raise families on low incomes which could be much improved if they had a college education and degree. In order to obtain a degree they will no doubt struggle even …

Repaying loans early has the advantage of decreasing the total interest paid on the loan. This means less money paid to the bank and more money put in the bank (or the mutual fund, or …

Typical young students, free of obligations, are no longer the only people to benefit from the advantages of a college education. Single parents are being encouraged to attend college too, either full or part time. …

Standing as guarantor to co-sign a car loan is as precarious as co-signing for any other financial transaction. A co-signer basically agrees to honor the payments if the primary borrower fails to do so, and …

Given the high cost of college education in the United States, many Filipino American students seek for ways to help finance their higher education. Those who are financially in need and/or those who demonstrate impressive …

Loans are debt instruments that people can either take out for home improvements, car loans, loans against the value of houses, as well as other measures to increase the level of money a person has …

When you take out a home mortgage loan your house becomes collateral for your loan. In the same way when you take out a car title loan your car becomes collateral for your loan. However …

Any student who has made use of a student loan to help finance college will graduate with a minimum of four loans, one for each academic year. This is a conservative amount as a student …