Loans Archive

Payday loans are short-term loans for small amounts granted to credit-poor borrowers. Borrowers need to be employed, own a checking account, and borrow an amount that they will be able to repay within one pay …

Over 50% of single parent families in Mississippi live below the poverty level. The State is investing in programs to reduce the drop out rates of school students and to encourage more students to enter …

Too often those struggling with debt let it get out of control instead of admitting it is a problem. Home owners already burdened with consumer debt through credit cards and loans can face a losing …

You’ve been renting for 10 years; you originally put down a months rent, plus a deposit equal to one months rent, to get into the apartment or house that you are renting. Or perhaps you …

Personal loans can be used to assist you with most any kind of debt you desire to use the funding for. This can be a great way to get your debt under control with a …

Income Based Repayment Plans (“IBR”) are part of a legislative enactment called the College Cost Reduction and Access Act of 2007.  IBRs became available for use in July 1, 2009. This plan may be a …

Wyoming is a scattered state with large disparities between male and female income levels. Approximately half of all singles parent families within the state of Wyoming live at or below the federal poverty level so …

When an immediate cash injection is needed which necessitates borrowing money right now, there are several options available that don’t require waiting too long to receive the funds. Costs involved in obtaining a quick loan …

A guarantee is basically a promise to satisfy the performance of an agreement. A guaranty is similar, but is used to satisfy the performance of a loan by an individual. Analysis of credit and guaranties …

There are some fine colleges and universities in Texas with excellent reputations. Texas residents who enrol in their state colleges have the opportunity to reduce their total student debt burden by applying for interest free …

There is a general awareness that loans can be used to help individuals to purchase items that they might otherwise not be able to afford. However, beyond that very basic understanding, there is often some …

It is increasingly depressing news for would be first time house buyers in the UK, as they come to terms with the fact that buying a home of their own may be an impossible dream. …

If you have outstanding student loans that came from the federal government or were issued by a loan company on behalf of the federal government, you may be able to have some or all of …

Attending state colleges within Pennsylvania is a popular choice for student residents with figures showing that 90% of Pennsylvanians make their home state their number one choice for a college education. Single parent students within …

Various types of loans are available to the average person. Some of the common loan types available are student loans, home equity loans, small business loans, payday loans, and bad credit loans. Student loans are …

Single parents considering embarking on a college education in Utah will need to be very quick off the mark to become eligible for financial aid and grants to help with the costs of attending school. …

There is an old saying that goes, “Neither a borrower nor a lender be.” That same adage is particularly applicable when it comes to cosigning a loan for a friend or family member. Despite your …

A payday loan is a short term loan made by writing a check to a payday loan company. The payday loan company does not cash the check, rather it is held until your next payday …

A big problem many students have when applying for and obtaining student loans is that they borrow more money than they need. If you have never borrowed money for college before, you will receive countless …

If you are having trouble keeping up with your mortgage payments or the terms of a loan, it may be time to approach your lender for what is known as a loan modification. In most …

Floating vs Fixed Rate Mortgages! How many of us know here what is good for us in the future. Retrospectively everything and anything can be analyzed, but looking into the future we will need a …

Student loans in the United States are governed by the Higher Education Opportunity Act (1965) and the Truth in Lending Act (1968). These two acts require the APR of a student loan to be transparent. …

Federal Housing Assistance loans are a popular way for those with less than perfect credit to apply for a mortgage. They only require small down payments from borrowers and are touted as FHA insured against …

Hard Money Lending…the name seems to imply a sort of predatory lending; excessive fees and rates, grandmothers thrown out in the snow for one missed payment and ruthless collection tactics. But Hard Money Lending, also …

If you have allowed your student loans to go into default then you already know that you have made a costly mistake which could have been avoided. Perhaps the court judgment is already in place or …

What is a payday loan and is it a good idea to get one? Payday loans are short term, unsecured advances by an alternative lender to a borrower who seeks convenience and speed in obtaining …

When a student first embarks on college life it is going to be a huge expense. Typically the student is going to take on a large amount of debt which will need repaying when college days are …

Once you have your federal student loans there is no escaping repayment. They are non dischargeable and you can be pursued for non payment relentlessly and indefinitely. Defaulting on these loans is not a wise …

With more students being encouraged to obtain a college education despite the soaring costs involved, there are plenty of initiatives to make securing a student loan easy for most applicants. Having a low income is …

Signing up for the Peace Corps after graduation gives you the opportunity to volunteer and see the world, before becoming settled into a routine at home. Those who are interested in this voluntary service but …