Loans Archive

Everyday many people resort to car dealership financing in order to purchase a car. What not everybody knows is that car dealerships offer financing at excessively high interest rates and that there are other financial …

There are a number of retail tax preparation companies that advertise quick or even instant refunds. It’s a bogus offer. There is no way for you to get your refund in less than a week. …

What is a Payday Loan? A payday loan is a small short-term loan intended for emergency use to cover expenses between a borrower’s paydays.  Often, these loans are also called cash advances, paycheck advances, payday …

I have been for a very long time wondering if an on-line payday loan is worth it and if it would actually help me or hurt me financially. I have for many years been listening …

Military Spouse Career Advancement Accounts Program Information.  As part of the The American Recovery and Reinvestment Act of 2009, also called the “Stimulus Bill”, the Department of Defense was funded and authorized to create the …

What is a cash advance payday loan? We’ve all seen these places advertise on TV most of their ads say they will lend you cash to get you by until payday and yes they do. …

When you are borrowing money the most important thing that the lender wants to know is if you are going to pay it back. The first that they will do is run a credit check …

The first and most important advice about payday borrowing: don’t do it. It’s like taking out an adjustable-rate mortgage where the rate goes sky-high… except not in five years, but tomorrow. Having made that point, …

Low rates on loans add up to less cost for the borrower and that is important when obtaining a loan whether it is for a vehicle, business, home or other purpose. Several factors go into …

When shopping for a car, chances are good that you’ve either seen dealerships or advertisements they have placed in newspapers or on the air that offer very low financing rates for new or even used cars. …

Collateral is any asset which is pledged to a lender in exchange for receiving a personal loan or other form of credit from that lender. If the borrower fails to repay the loan under the …

What is a loan? A loan is an agreement between two parties in which one party will agree to loan money to the other with the understanding that the money will be re-payed. There are …

The dream of every Canadian is the dream of home ownership. We work hard to save for that roof over our heads that will protect our children and future generations. When you make the final …

Pawn broking is one of the oldest professions in the world, historically associated with usurious practices. Pawn shops were often used by criminals to fence their stolen goods. All classes of people made use of them …

Short term cash advances, also called payday loans, have become one of the most common forms of credit in recent years. These loans can be extremely useful and even save you money if taken for …

Personal finance loans can be taken for a myriad of reasons, generally to assist to pay for, or to purchase something you cannot afford to pay for in a lump sum. They can be obtained …

When making a decision on whether you should rent or buy a home, there are certain factors that must be considered, such as how long you need to live in your home, the cost of …

When we see something we really want we will do just about anything to get that something.  For example, a young couple just starting out has recently married and wants a good place to start …

The mortgage market mess is first and foremost the responsibility of greedy lenders and secondly the borrowers who received their loans. Two years ago and more if a borrower applied for a loan and he …

Yes, it is a good idea.  But first it needs to be cleared up that it is not Bank of America’s system.  It is a third party servicer called Equator.  Equator was formerly called REO …

As the student looks towards financing college life they are about to embark on the world of personal loans, which will most likely be the first time they have dealt with such things. The world …

The typical college student is burdened with debt throughout the college years and beyond. Both the federal student loans and private student loans are not issued directly to the student but to the college, and …

Taking out loans and credit has become the norm in today’s society. Instant gratification, ‘I want it now’ mind frame, and paying for things with borrowed money. Borrowing money has become easier than ever with …

Imagine being in a hole… a hole that you cannot get out of. You are already swallowed by debts, car payments, and other expenses. To top it off, your next pay check will not be …

Years ago when cars were never financed beyond 2 or 3 years, refinancing a car worked only for people who couldn’t afford the car or had lost a job and needed to extend the terms …

Bad credit but need a loan? No problem at all, as the myriad of advertisements testifies. Although you may not appeal to the more reputable and established lenders, there are plenty of other lenders out …

Banks are far more reluctant to loan you their money these days than they once were, so before you even apply for a personal bank loan it pays to obtain a copy of your credit …

WHAT IS MICROFINANCING? By definition, microfinancing is referred to as, “a means of extending credit, usually in the form of small loans with no collateral, to nontraditional borrowers such as the poor in rural or …

What a very sore subject at this point of our demise. Unfortunately for the Brokers they hung themselves with all the illegal activity that took place. Following the trend of hundreds of Lenders going under …

The difference between simple and compound interest is something of which anyone considering engaging in any form of borrowing should make themselves acutely aware. This is simply because the interest rate which is quoted is …