Loans Archive

If you need cash quick, I would recommend that you go to your mother or the bank for a quick loan. However, there are other options that you can try to pursue, and the best …

There are important changes you must be aware of if you want to buy a home in 2009 and beyond, and plan to use a federal program such as FHA to do it. The Federal …

For some people the idea of getting a personal loan might seem like an impossible thing to do, particularly if they have either no credit or bad credit. While these situations don’t make getting the …

Two forms of insurance come to mind when speaking about mortgage insurance: (1) private mortgage insurance and (2) mortgage life insurance. The only thing that these two types of insurance have in common is that …

“That’s how you do it,” Jeff said as he pushed against his desk and shot across the aisle into my cubicle. Once inside he picked up a copy of my rate sheets. “Why do you …

There is so much basic misunderstanding about co-signing loans that it astounds. To be able to co-sign a loan for a third party you need to have a high credit score of your own. Some …

Finding a co-signer for a personal loan. Before finding someone to ask to become a co-signer for you, it is important to recognize that being a co-signer on a loan is a serious matter. The …

In the eyes of many financial experts, the recent weakness in the world banking system is a regional symptom in that market and not a systemic problem. Right now financial firms that have exposed themselves …

Introduction Annual Percentage Rate (APR) is essentially a cost comparing mechanism set out to make loan more transparent to borrowers. It is usually used to compare the costs of a loan. While no prcecedure or …

Is getting 0% financing a deal or do you feel like you’re leaving money on the table? So, you’ve done your research. You have looked at all the models, crash tests for those models, and …

Your mortgage payment is the single biggest monthly bill you have, right? And if you could save money on any bill, you would rather save on the big one, right? Well, here are a few …

When bad credit reports are on the increase more and more people turn to alternative methods of financing. Bad credit reports result from people paying late, or missing payments on credit cards and loans. The …

FHA home loans are mortgages for a primary residence insured by the Federal Housing Administration.   Investors cannot purchase or refinance with FHA home loans.   There are different types of FHA home loans included FHA insured …

A loan between friends and family can make things quite complicated. Most of the time loans between friends and family members never get back the full amount of money that he or she loaned to …

When people need emergency cash, the place they turn to most often is a payday loan lender. The payday cash loan companies help tens of thousands of people every day with their short term financial …

The overnight interest rate is quite simply, the cost of borrowing money from financial institutions over a short amount of time. Overnight interest rates are set by large national banks such as the Federal Reserve …

It would be a natural mistake to assume that a graduate PLUS loan is similar to the undergraduate PLUS loan, as they both share the same name. However this is not the case as parents …

Big changes are expected in the mortgage market for 2008. With rates so low, now is a good time to weigh your refinance options.. Have you been reading the papers or listening to the news …

Desperation is where many are finding themselves because of the inability to make their mortgage payments. This situation is not limited to the USA. Global economic unrest has caused other nations like the UK to …

Either for unexpected expenses or due to lack of proper budgeting, many people run out of cash and find themselves unable to make ends meet. Obviously, the best thing to do would be to count …

The Federal Housing Authority recently announced that cash-out refinancing will now require a second appraisal for loans with a Loan To Value of approximately 85%. The good news is that 95% LTV is currently still …

Knowing how to acquire a New Home Construction Loan is an important process. Below are some tips to help you on the road to getting the loan that you need. Details When considering a New …

Unsecured personal loans are those that are not related collateral. This type of loan is often easy to get there, but I know in advance that you must pay a higher interest rate on the …

An escrow account plays an important part in mortgage transactions. Essentially, escrow is considered to be money, securities or property that is handled by a neutral third party. For the most part, escrow is generally …

A scam is a scheme designed to gain the trust of the victim then rob the victim of the funds entrusted to the scammer. An advance fee personal loan is not in itself a scam, …

Car title loans are centered on a secure offering of a car in exchange for a loan from a willing lender. While they seem good at first because they offer loans to people with low-incomes …

As we continue along on this downward spiral of home foreclosures, vehicle repossessions, adjustable rate mortgages and the crisis that is today’s global economy, the news reports are using more and more industry jargon that …

If you credit is poor, there are only bad ways to get a personal loan. If your credit is good, everyone is glad to pour money on you. The result is that the best way …

Payday loans are short term advances on your next paycheck. They often have a bad name due to their high fees and interest rate, but there are some positive aspects of payday loans. Particularly in …

There are many things that affect your mortgage rates. Your creditworthiness is probably the biggest factor that affects your mortgage rates. If you are a high risk borrower, the bank or lending institution from which …