Insurance Archive

Prices for home insurance can vary by hundreds of dollars based on the insurance provider. Following a few simple tips can significantly reduce the financial burden of your homeowners insurance coverage. This way you can …

There are really only two types of life insurance; term and whole life. ‘Term’ insurance is just that, life insurance for a given term, or ‘whole life’, life insurance that builds cash value over a …

If you are a home renter then you cannot be as assured that a landlord necessarily takes the same care of the home he rents out as the home he himself lives in. The landlord’s …

Carpooling’s a great way to save money. After all, you’re usually not going to be needing the car for the whole day. You’ve just got to get to work and back, or you’ve just got …

Collision insurance is a type of vehicle insurance that protects vehicles against repair costs resulting from a collision or an accident. It is usually an added coverage to the basic motor insurance policy and will …

When you are saving to buy a house  or pay down debt, the last thing you want to spend money on is renters’ insurance. Before you decide to fore go buying an insurance policy to …

Health insurance is a big issue today in the United States. It makes the big problem of unemployment  even bigger. It is heart breaking enough to be out of work, but to be out of …

Although often overlooked as a way to save money, having proper homeowners insurance coverage with the right company can lead to big savings.   A suitable home policy should protect you against property loss as well …

There are two and only two situations where you can and should consider a health savings account (HSA): 1) when you have a high deductible health insurance plan, or 2) you’re relatively healthy and are …

Life is risky. Deciding how to mitigate the risk is what insurance is all about. The motto of one company – “Life, Health & Auto” describes the most common insurance areas to consider but most …

Even for renters, home is where the heart is. It also happens to be where most of your worldly possessions are kept. This is why renter’s insurance is a critical resource to have. The owner …

Homeowner’s insurance policies will have coverage limitations for the building, contents, other structures, and additional living expenses, but your homeowner’s policy will most likely have special limits that apply to certain types of personal property. …

Life is uncertain, we all will die one day and no one could challenge the uncertainty of life.  Thus, it is very difficult to judge the period of life and when it will be over. But, …

The average American driver pays $800 a year for car insurance. Fortunately, insurance is a highly competitive business, which is good news for costumers as it provides them with many different options to choose from to find …

In this day and age, buying homeowners insurance is a necessity due to natural or human related catastrophes. When buying insurance for the home however, there is much to consider and many points within the …

The paradox of excessive health insurance costs is that not enough people have health insurance. The basic reason for this is that more insureds lower the average cost, and decrease the average number of claims …

Insurance has become a necessity. You need if for your life, house, car, business and these days even your pets. Some might think insurance has gone overboard, but with the increase of risk, leading expensive …

A common misconception among condo owners and residential renters is that if the building is insured then they are protected from potential loss. When it comes to insurance, knowledge is power! Once you realize that …

Before you start comparing health insurance plans you should know the 3 basic factors that determine health insurance rates: 1.    Your age. Premiums increase as you grow older, but the benchmark is age 65. This …

Homeowner insurance protects one of your most important assets, your home, in the event of a mishap such as a flood, fire, subsidence, etc. To protect the value of your property, it is important that …

For office workers, of any level, there is little benefit in a disability income insurance policy. The value of such policies is very hard to determine. The reason for this is that the cost of …

As part of the effort by the Financial Services Authority to ensure banks take full responsibility for their part in the PPI mis-selling scandal, lenders are now required to write to all of their customers …

As employers continue to search for ways to cut health-care costs and, in some cases, to pass more of these costs onto employees, many are offering the option of Health Savings Accounts. The Health Savings …

If you live next to or near to a lake, ocean or river it is quite likely that, at some time within the future, your home will be flooded by one of the same. Violent …

One of the most effective ways to protect your outdoor property from theft or vandalism is the use of crime prevention through environmental design or CPTED. You can design the layout of your home or yard in …

When you’re looking for auto insurance quotes online, there are a few things you need to know.  You need to find an insurance policy that will cover you in the right areas while fitting into …

Homeowners insurance provides you with the peace of mind that comes with knowing that you are protected if theft, property damage, injury on your property or natural disaster occurs. When you are filing a claim …

An annuity can be defined as ‘a type of insurance policy that provides a regular income in exchange for a lump sum.’ (1) Annuities are most commonly purchased by pension-holders who are coming up to …

Having life insurance is the responsible thing to do once you have the legal authority to do so. Most of the time a person must be least 18 years old to purchase a policy. It …

The trust fund for Medicare’s Hospital Insurance is estimated to run out of funds during 2024. This is five years sooner than a report released in 2010 predicted. Spending on Social Security and Medicare is …