Insurance Archive

Many, many smart Americans truly believe that Obama Care is likely to fail and place an unbelievable financial and bureaucratic burden on the nation. Their theory is that Obama Care never attacked the underlying root …

Anyone who causes an accident should be held responsible for the payment of damages. You, who parked legally in a parking space at the grocery store, should not have to pay to have your car …

This is a society that believes in filing lawsuits. Most of the time, when things go wrong to a person or organization in this country, it is many times resolved by suing somebody. The person …

Homeowner’s insurance limits are not difficult to understand, but they do not represent what you might think at first glance. A homeowner’s policy is divided into two basic sections: property coverage and liability coverage. Property …

With the growing insurance premiums in most lines of business, it is necessary to come to a basic understanding of how insurance premiums are determined. By the public outcry, one pictures a bunch of insurance …

The purpose of buying an auto insurance policy is to get compensated for the financial losses if you meet with an accident. When you pay the premiums, your auto insurer promises to compensate for the …

Many home insurance companies offer discounts for seniors.  For instance, a home insurance discount is offered to qualifying seniors by Allstate, although the rate itself is a result of research into the particulars of the …

During these very trying economic times obtaining a new and better job can be a challenge so one route to make your financial situation somewhat better for you and your family is to take some very practical steps …

Kentucky requires that all automobiles registered must be covered by standard liability coverage. At http://www.dmv.org/ky-kentucky/car-insurance.php is simple for Kentucky drivers to obtain up to five quotes from leading insurers to ensure that you are getting …

A common misconception, fueled perhaps by our experience with health insurance, is that the insurance covers routine damage. Homeowners insurance coverage protects against DISASTERS to the home and its contents. It will not pay for …

The world of auto insurance can seem very confusing, making it easier to just go with what an agent suggests for coverage. Learning the auto insurance lingo may be a tedious chore, but it just …

Most people have a plan for emergency health issues. Yet, few have considered the possibility of needing extended health care in the event that disability, injury, or debilitating illness makes performing ordinary tasks impossible. Often …

New York not only requires that all automobiles registered must be covered by standard liability coverage but the insurance must be provided by a licensed company with the State of New York. At http://www.dmv.org/ny-newyork/car-insurance.php is …

Michigan is a no fault state. What this means is that every driver must have personal injury protection and property protection insurance; as well as the standard liability coverage. At www.autoinsuranceindepth.com it is simple for …

The decision to purchase a long-term care policy is often an emotional decision, and in all honesty, it should be. From the perspective of the person covered by the policy, he or she is taking …

With the increases in health care, it is very important to have health insurance coverage for you and your family. Many people have ended up in financial difficulty when faced with medical issues without having …

When looking at buying a new car an insurance policy needs to be in force before the car is purchased. When a new car is purchased an insurance policy should already be purchased or in …

When disaster strikes, both property owners and tenants usualluy undergo losses and inconvenience. The property owner is responsible for insurance coverage on his buildings and possessions, but that  insurance does not cover the personal possessions of renters or guests within …

Islamic Takaful insurance system offers many of the usual benefits of conventional insurance systems. The participants are insured against various financial and personal catastrophes according to the plan that they have subscribed to. They will …

Renter’s insurance is often forgotten about until it is too late, much like disability insurance. Unfortunately, by the time you need it, it’s too late. Renters insurance is a surprisingly affordable way to protect yourself …

You’re driving down the highway minding your own business when it happens. You may see it, or you may not. You will almost always hear it. Someone in front of you drives over a small …

Insurance companies are often reviled for the high price of their premiums, but while the charges consumers pay are excessive operating costs for insurers are soaring too. Much as the consumer can feel trapped by …

At first glance, living in an apartment may seem like a safe existence. With other people occupying units all around, however, any kind of devastating event can happen. This fact makes having renter’s insurance appear more like a …

Although motor liability insurance is a legal requirement in almost every one of the 50 states and District of Columbia that comprise the United States a significant number of drivers chose to uninsure or underinsure …

When you’re purchasing a property, whether a home or investment property, you need title insurance to make sure that you have clear title to the property. This means that not only are you the rightful …

In today’s world, uncertainty is the certain reality. Expensive, cherished personal possessions are not spared when the unthinkable knocks at the door- in whatever form it chooses. Robbery, fire disaster, willful damage by vagrants, are only a few …

When you decide to fight an “auto insurance claim denial,” you should begin with a clear understanding of the circumstances. If you already know that a “denial” is an insurance company’s refusal to pay a …

There are times to shop and times not to shop. 1) Always shop for your 1st policy. This will get you you best starting rates. 2) Shop at the end of your first full year …

Should businesses be required to pay for health care insurance? One of the most important lessons I learned was in college. My friend was arguing that nothing was free. I gave him a long list …

Why you can’t afford not to have health insurance If you have health insurance, keep it.  If you don’t have health insurance, try to purchase it.  Health insurance is as important as having good health.  …