Insurance Archive

Insurance is based upon a simple premise – sharing a risk. At the policyholder level, at its most basic, insurers calculate the risk of a loss, and the cost of that loss, and average that …

Considering an Insurers Claims History before Buying Critical Illness Cover Don’t let yourself be a victim of having a critical illness insurance claim denied. Know the claims history of any life insurance cover to you …

Anyone who rents the place they are living in should make sure that they have renter’s insurance. Renters need insurance to protect their personal property, and to protect themselves against any potential liability. Most people …

Need for Travel Insurance There are many instances in which travel insurance will help save money. A vacation is an expensive portion of the annual budget and to get the best price you usually have …

For anybody who knows me, they know that I hate insurance. It’s horrible. Very rarely does any good come from insurance. Even when there is a claim to be made on insurance, where they will …

“Shopping around” is a commonly known term across the insurance industry. As driving is risky, most states require some form of automobile insurance on all vehicles on the road. When comparing insurance coverage, insurance information …

Homeowners insurance can seem complicated at first, but armed with a little information, you can understand and appreciate its value. As with any insurance, you purchase it with the hopes that you’ll never need to …

Illinois requires that all automobiles registered must be covered by standard liability coverage. At www.dmv.org/il-illinois/department-motor-vehicles.php it is simple for Illinois drivers to obtain up to five quotes from leading insurers to ensure that you are …

Medicare is the national health care program aimed at people who are over 65 years of age, people who receive Social Security Disability, for the first two years of a transplant part A only), and …

Discount prescription drug plans are easy and viable solutions for individuals without the prescription drug coverage traditionally included with medical insurance plans. While rates and coverage varies from one plan to the next, some basic …

The renter’s insurance is a shield against contingencies that happen in your home. Some include vandalism, theft, fire, lightning, volcano eruptions, falling objects, riots, civil commotions, damage from home utilities by water, eletrical surge damages, …

The rising cost of health insurance has spiraled out of control. While obesity seems to be a huge contributing factor there are several other reasons this is happening. Abuse of the current healthcare system has …

In tough economic times, it is important to find convenient ways to save money.  Fortunately, many people can save money by cutting expenses in areas they never paid attention to expenses.  Insurance, specifically home insurance, …

A lot of people are attracted to the plethora of auto repair insurances which have come onto the market over the last twenty years. At first inspection they seem to be good value and offer …

In order to properly insure your home against natural disasters, you need to understand what your homeowners policy protects against.  Policy forms can vary from company to company and state to state, but they all …

Although insurers primarily provide life coverage to the insured from a life insurance policy, there are often additional benefits associated with life insurance. However, some of these benefits are not part of the basic plan. …

The Secret Life Insurance Companies Don’t Want You to Know! This is an intermediate level post. Today we are going to look at one of the greatest secrets in the life insurance business. Specifically we …

An unexpected breakdown on a lonely highway will reaffirm the value of your investment in AAA membership. However, you don’t need to suffer a road hazard in order to benefit from the well known automobile …

Whether you own your own home or rent, you deserve to protect those precious pieces of your life that remind you, when you walk in the door at the end of the day, that you …

Every responsible parent, no matter if you are the actual parent or the step parent, should want to cover the children on their medical insurance policy when ever it is possible. The more coverage a …

For your information, many self-employed people pay for and receive health insurance coverage. It is also possible for an unemployed person to purchase health insurance coverage, in the event that the unemployed person suffers a …

If your house is destroyed or in need of extensive repairs due to an accident or natural disaster, you will at least find some comfort in knowing that you purchased enough homeowner’s insurance to completely …

Your home is likely the biggest investment you will ever make.  More than your car or anything else, it’s the one thing you want to make sure is adequately insured. But that doesn’t mean you …

Impossible? No!You CAN Lower Your Health Insurance Costs… Health insurance in America has come a long way since the Industrial Revolution, when labor unions were planting the seeds of our modern day health care system. …

Is your home covered against loss in case of an earthquake? While there are states that have no recorded earthquake activity, and others that have reported no seismic occurrences within the last 30 years, there …

Renting or owning your residence has one major aspect in common; the need for insurance. Although there are similarities between renter’s insurance and condo insurance, there are also differences. Personal Property: Both renter’s insurance policies …

Myth: My house isn’t in a flood plain so I don’t need flood insurance. Besides, it’s too expensive. Truth: You need flood insurance, and it’s so inexpensive you’re foolish not to get it. This subject …

Work as a freelance writer at home and rarely go out? No point in getting any insurance, right? Well, wrong actually. Even if you’re a stay at home mum freelancing from your home office, you …

Although I understand the argument on the other side, that a person’s driving record should dictate their insurance rates regardless of the type of car that he/she drives, it is a flawed way to think …

Do you believe insurance on your home is a good idea? What about life insurance? And auto insurance? If your answer to any of those questions is no, it might be take a while to …