A nest egg is an amount of money that is saved for emergencies, retirement or a big event. If you do not have a nest egg, you can potentially find yourself in difficulties. The reason …

Taking out a mortgage is the largest financial commitment that most people will ever make. The length of the mortgage can be intimidating, and keeping up the payments can often be a struggle. However, there …

Your property is in a negative equity situation when the mortgage outstanding is greater than the amount you could sell it for in the open market. Every house price crash pulls the people who purchased …

A junk bond can be a sound investment, as long as you own a bond fund, and have an understanding of what they are and how they work. A junk bond is basically the same …

Oh the future, that elusive time which you know is always coming but you don’t really always know how to prepare for. Saving money for our future takes time, know-how and it isn’t always easy. Luckily, there …

Up until recent years, creating a last will and testament was a process that involved lawyers, many forms, and possibly hefty fees. Then the capability of purchasing the same last will and testament forms used …

When it comes to applying for a mortgage, a car or even an apartment, your credit rating can be one of your best assets – or your biggest obstacles. For this reason, it is important …

If ever there were a time for people to save money, it’s NOW. For 7 tips on how to save, start with the big items but, remember, the little items add up, too. (Save on …

The Earned Income tax credit is beneficial to many lower-income taxpayers. It is not a difficult credit to figure out when completing tax forms, but it must be used properly to avoid penalties. The IRS …

A variable expense that exists in virtually every budget is a family’s monthly automobile insurance premium. However, do you know how that rate is calculated, or what is required to drop it? Every day you …

Costco: The Fill ‘Er Up and Ring ‘Er Up Shop Costco Wholesale Corporation is the world’s biggest membership warehouse club store chain and one of the most sizable retailers globally. Known for offering quality products …

Families enjoy many times together, and those quality moments do not have to be expensive or even cost anything at all. There are many free fun things to do with your children, here are ten …

The money in your pocket is not enough? Well, it is not your fault with the economy the way it is right now. It’s difficult for many people when they can’t get what they need. …

While many people with homes buy homeowner’s insurance, not as many renters buy renter’s insurance. Which is a shame because it is one of the best values in the insurance world. Why don’t more people …

Given the high prices of food and fuel and the poor economy that all of us must live through, spending for exotic summer vacation is a thing of the past. Generations ago, few people had …

Nearly everyone I know who has invested in the stock market has had major losses over the past two years. Some of those people are in retirement and had been living off of dividends and …

One of the most important elements involved with the selection of auto insurance coverage is getting a quote from several different providers so that you can compare rates and select the best coverage for the …

Peer to peer lending is an excellent way for those with spare savings to gain higher yields than traditional investments return, without exposing themselves to the stock market. Sites such as Prosper are extremely well …

Health insurance has been a hotly debated topic in the recent past, and the enactment of the Affordable Care Act in 2010 was considered a landmark reform regarding the laws governing health care provisions. The …

The state of the economy is wreaking havoc on the family’s budget. This makes saving more and more difficult. Families must revisit plans for vacation, eating out and recreation in order to ensure enough funds …

Buying stock without using a broker is relatively easy and there are a couple ways to go about it. Dividend Reinvestment Dividend reinvestment programs (DRIP) is probably the most common and easiest way to invest …

Business development companies are like venture capitalists. They look for small, up and coming businesses that are about to dominate a market and they invest in these companies. Business development companies have certain tax advantages …

Real Estate Investings Saving Grace Today is the day that you’ll understand whether or not you’ll use real estate as another road to wealth. This article will introduce you to a well traveled and mapped …

Many people are concerned about the ongoing financial turmoil and how they will survive if financial markets crash as many experts anticipate they will. A crash in the stock market would mean that most people’s …

Most women enjoy shopping, and buying clothes seems to be a hobby for some of them. They can simply hand over their credit card or fill in their bank details online only to come to …

When it comes to budgeting, it is a hard thing to try to get used to doing. You may have been in a comfortable financial situation once before. Things may have changed beyond your control, …

Many English words associated with wealth are derived from the latin words describing Roman gods and goddesses of wealth. According to United Nations Roma Victrix, three Roman wealth gods named Eventus Bonus, Abundatia and Fortuna …

Prices seem to be rising like a helium-filled balloon these days, and as they fly out of reach, they seem to be taking the buying power of the dollar with them. But all is not …

Nearly everyone has donated to a charity at least once in his life. If the donation is made by check or credit card, your name is sold by that charity to every other charity that …

Index funds are mutual funds which are invested in all companies on a particular index, such as Standard & Poor’s 500, rather than being actively managed by a fund manager who tries to invest only …