When we think of habits, negative things come to mind like smoking, drinking or spending money. The good habits sometimes drop into the background like regular exercise, sleeping enough and saving your cash. Not all …

If you have applied for Social Security disability payments, your status may not be determined for as much as 5 months. If you are approved, your first Social Security disability payment will be paid for …

The arguments in favor of legalizing marijuana use are well-known by now. Marijuana is so easy to grow, prepare, transport and sell that it is here to stay. The unsuccessful alcohol prohibition experience hints that we …

Flipping houses is a way for a person to own their own business.  Realistically, someone could make this line of business their only job, or they could supplement their income, depending on how everything is …

Bond yields vary considerably, and changes in the bond market can affect the performance of bonds making it a good idea to be aware of smart ways to buy bonds. For example, according to CNN …

No one can argue that Wal-Mart has been incredibly successful as far as retail stores go. Their success is due at least in part, to a conscious effort to provide their customers, and other potential …

You’ve made some bad credit decisions, but now you are ready to get back on track. Unfortunately, your credit is in a massive crater, and you need to find a way to get a credit …

Take a look around your local community, and you will suddenly realize how many local grassroots charities are around. Grassroots charities tend to focus more on the local community, and the benefits and hard work …

The highest court in the U.S. state of California ruled on May 15, 2008 that laws restricting marriage to opposite-sex couples were impermissible, clearing the way for the first valid same-sex marriages in that state …

Spam of any kind is annoying and time-consuming to deal with. However, if it is delivered via a telephone, it’s also illegal. So what if that telephone spam comes in the form of unsolicited text …

Health insurance is a controversial topic. The one fact that virtually everyone agrees on, however, is that it is expensive, but then, so is health care. As with anything else in life, there are pros …

Mortgage repayment options There are a number of different ways of tackling mortgage repayments. Some may be better for you than others, but this will depend on your circumstances and the risks you wish to …

It is the time of year when the kids are headed back-to-school. That means lots of expenses for parents around the globe. There are many items that you cannot avoid purchasing, but if you are …

Socrates once said to regard your good name as the richest jewel you could possibly possess. This wisdom couldn’t be more appropriate for today’s world. Thieves are more than willing to steal your richest jewel, …

In listing business deductions unusual items might be included, but they must fall under some general accepted tax deduction. Don’t listen to a neighbor brag about how they passed off their vacation as a business …

The ultimate dream for many people would be the receipt of a large, maybe unexpected, sum of money. The thought of financial independence, coupled to the acquisition of a few luxury items or holidays, keeps …

Do you need some extra cash? Do you hate dealing with the conventional finance system? Does your credit rating make you look like a waster when you’re not, or do you lack any credit rating …

During the Victorian era, pickpockets were rife. The scenes of Victorian vagabonds, trained by thieves like Fagin, from the Charles Dickens book, ‘Oliver Twist’, to act as pickpockets, is famous the world over. But those …

Financial knowledge is extremely important not just for investors and entrepreneurs but also for average households. Families face crucial financial decisions everyday, from budgeting the kids’ allowances, shopping grocery items, saving for retirement, buying a …

Success with personal finance always comes down to the same basic formula: spend less than what you earn. People who have money are the ones who save rather than spend it. Those who proudly flaunt …

Ready to buy that dream home. Mortgage Master shares five tips for home buyer in 2014. There are new mortgage laws that goes into effect January.  Have all your documents prepared before your house search. Have …

There comes a time when you know it is time to get a new car insurance policy. For most car owners, shopping for car insurance is an uphill task, especially if you have been an …

Most people that I have talked to who have tried to and(thankfully) succeeded in buying a home has said that is a nightmare to endure. I cannot say that I had that kind of problem …

These days there is so much credit that a consumer can get from sellers. This ranges from using your credit card, buying a car, getting a mortgage and a business loan among others. As it …

It is intimidating to think of money management, so unfortunately most people don’t until they are seriously in debt. There is also the sneaky way that money tends to disappear when people use debit and …

Identity theft can ruin your credit score. Here are seven tips to prevent an identity thief from ruining your good name and credit rating. Seven Tips To Prevent Identity Theft From Ruining Your Credit Score …

The home mortgage crisis has caused a virtual tsunami of home foreclosures, as well as spread panic in the public sphere as the number of homes with mortgages that now qualify as “troubled” tops twelve …

We have all heard the saying – Nobody should have all their eggs in one basket. Yet the recent property mania, the tech bubble at the start of the century and the stockmarket crash of October …

In today’s tough economical times, more and more people are relying on their good credit to get them by. Some folks are living week to week, paycheck to paycheck, just to put food on the …

Whether you’re well off or struggling to get by, creating and maintaining a budget is one of the most important things you can do to manage your money well.  Sticking to a well-planned budget can …