The Reward of Saving your Tax Refund

The Reward of Saving your Tax Refund

Millions of people will be receiving an income tax refund check from the federal government this year because of an overpayment of their taxes throughout the year. Once these people get these checks into their …
Abortion – No

Abortion – No

     A subject that often generates more heat than light, for understandable reasons, it is unfortunate that the question is phrased so fallaciously.  It’s like that old question asked by one’s friend, ‘have you stopped …
What is the Effective Interest Rate or Eir

What is the Effective Interest Rate or Eir

Effective interest rate, or EIR, is the interest that actually accumulates on a balance over multiple periods of time. In other words, since annual interest rates are charged periodically, the balance of a loan will …
Don’t Count out Real Estate just yet

Don’t Count out Real Estate just yet

Lee Paris looks like he doesn’t have a care in the world despite the fact that the commodity in which his firm, Jackson, MS-based Investlinc, deals is being bashed over every media channel the world …
The Case against Managed Mutual Funds

The Case against Managed Mutual Funds

Mutual funds are great simple long term investments which allow you to diversify your holdings and gain solid returns. They are certainly not without their critics though. Some people claim that they charge excessive fees …
How to Manage on a Low Income

How to Manage on a Low Income

I have been there and done that. Isn’t that how the saying goes? A few years ago I resigned from my $40,000 a year job and moved 900 miles from home. Our family went through …
Spencer Family Murdered with Axe

Spencer Family Murdered with Axe

“We are all here, murdered with an ax night of Aug 2, 1877, at their home south by southwest from here.  Their bodies lay beneath this tomb.  Their virtues live above it.”  So reads the …
How Microcredit Loans help Fight Poverty

How Microcredit Loans help Fight Poverty

The concept of microcredit was developed during the 1970’s by Dr. Muhamaad Yunus, then a Professor of economics in Bangladesh. The simple idea which microcredit is founded on is to lend small amounts of money …
Renters Insurance

Renters Insurance

The property of a renter is no less valuable than that of a homeowner. Nor is a renter any less likely to suffer an unexpected loss than a homeowner. Unfortunately, many renters often fail to …
Where to Buy Mutual Funds

Where to Buy Mutual Funds

In today’s economy many people are aware of the various advantages of investing in mutual funds. Mutual funds tend to be safer investments than stocks, and tend to be good for long term wealth creation …
What Makes up a well Balanced Portfolio

What Makes up a well Balanced Portfolio

A good portfolio will be well distributed with stocks, bonds, and money market funds. There will be little or no get rich schemes.  Most investments will be in  slower, but more secure stocks, bonds, and …
Pros of Online Savings Accounts

Pros of Online Savings Accounts

Lining up in the bank is becoming a thing of the past, with technology at hand, so much can be done by a few clicks on your computer. Banking has been made so much easier …
How to get Low Cost Payday Advance Loans

How to get Low Cost Payday Advance Loans

Cash advance payday loans proliferate on the internet. Even if you haven’t called into one of the stores you will have seen them as you drive around. They offer quick loans to those unable to obtain …
Advantages and Disadvantages of Bond Investing

Advantages and Disadvantages of Bond Investing

Understanding the advantages and disadvantages of bond investing is important for every investor. Like any financial instrument, bonds have weaknesses and strong points, but they can still be perfectly useful in a financial portfolio. Carefully …