Everyday we bring children into this big beautiful world.  They come will very few survival skills and as parents, they are our responsibility.  It is not just an emotion responsibility, it is a legal responsibility. …

The biggest mistake a person can make when trying to put together a portfolio on their own is picking an investment of any kind before do any due diligence. This due diligence involves researching the …

Trading Stocks in Today’s Stock Market What exactly is the Stock Market?  It is an organized system where anyone and everyone can either buy or sell their stocks or shares.  Traders buy stocks from over …

You can take a tax free loan from your Individual Retirement Account (IRA) if you are less than 59 and 1/2 years old, however the Internal Revenue Service (IRS) requires that it should not actually …

Do you want to get your tax refund a little quicker without having to pay for a rapid refund loan that eats away a chunk of your refund? The answer is to have your refund …

You’re thinking about getting an insurance to protect your self or your loved ones from anything undesirable that may lead you to cause your income generating capacity,  However, you might be in the dilemma of …

The coming crisis in delinquent student loans has been evolving for some time. However, with the ongoing economic stress of a poor economy, fewer students are able to even pretend to keep up with payments. …

HOW TO INVEST WISELY – INVESTING PROS AND CONS Smart investors have made a fortune by understanding the market, and the power of the buck. An investment plan is as individual as the investor. Young …

Get a loan with bad credit.Don’t you dig that?Whenever the credit rating of a person or business is low,getting a loan is rather difficult.However,their seem to be one way out.And that is a bad credit …

Borrowing money. Based upon British Law (The information contained within this document may need to be varied under differing countries Laws/Standards and requirements.) I recently decided to take out a second mortgage on my home; …

By regulating prostitution, the safety of all parties can be monitored. Sex workers would be screened for STIs and protected from potentially harmful clients. The clients would also get the same benefits, as can be …

What can you do for recreation for little money or nothing? Well, that depends upon you and your interests. What exactly interests you? Do you like to window shop without buying anything? Do you like …

Getting car insurance in California is an important decision. With California’s mandatory insurance laws, there are a number of low cost insurance options for drivers. However, the cheapest option may not always be the best …

I know. This is too easy. It’s like an under-handed pitch to a major league hitter, it is out of here! But, can you make an indulgence for those who really would like the question …

During the boom, real estate investing was the path to “quick riches.” Even though the market is still recovering – and is flat in many areas – it does not mean you should overlook investments …

Every business is started with an expectation of glorious success down the road. Alas, the statistics show that most businesses will not make it beyond an initial two year threshold. If you are experiencing a …

Are you thinking about taking out a mortgage to buy your first home? If so, the prospect can be very daunting and is not something you should rush into if you want to have an …

 If you’re having trouble managing multiple bills with high interest rates and monthly repayments then a consolidation loan could help you. A consolidation loan is where you take out a single loan to cover a …

For various reasons some people may need to survive on a smaller budget than they want to. No matter how much you make, there is usually a way to get by. When pursuing a smaller …

This summer, the US will mark the 70th year of federal prohibition of marijuana. With the passage of the 1937 Marijuana Tax Stamp Act, the Cannabis plant joined heroin and morphine on the roster of …

Home ownership is one of the few ways that a typical American can have his or her money “work for him/herself” to achieve significant financial gains. Home ownership receives very favorable tax treatment through three …

Bank statements are very important documents. They are documents that need to be kept in save places for security. For years these have been sent to customers by the mail. But how many of us …

Opening a US bank account for non-citizens is a different process for residents of the United States and for those non-citizens who reside outside the United States. For non-citizen residents of the United States, temporary …

For the first time in years, people are sensing an urgency to pay off debt as fast as possible.  Up to this point, there was a false security about debt.  People had well paying jobs …

Indexed annuities and mutual funds are among the most common financial vehicles for building a retirement nest egg. Although they may both offer regular payouts, they work completely differently. Indexed annuities are always an insurance …

The death penalty is obviously not an effective deterrent. Otherwise why would people still kill people in states that have the death penalty. If the death penalty was an effective thing like murder would have …

Appraisers and Adjusters: The Differences  These individuals are mainly associated with the business of Insurance. An appraiser can be found associated with the business of Real Estate, but this article will have it focused upon …

It may sound crazy to spend more money than you bring in, but how is that even possible? Well, it is definitely possible and happens to good people quite often. The holidays are a good …

Rules, rules, rules…just when you think America has enough of them, another one makes the headlines. Sure, the people who make them are generally well-meaning in their efforts but that doesn’t mean that every proposed rule is justified. …

Are you ready to be an investor? Well, don’t get excited. Investing is something many should research over and over. When investing in the stock market, do not overlook penny stocks. There are many reasons …