While bonds are often thought of as a safe investment that provides shelter from the turbulence of the stock market, they can also experience price fluctuations.  Understanding the influences on bond price and bond rating …

How to help make your kids rich. Save your cents and the dollars will look after themselves.Open up a bank account and put two dollars a week of your pocket money into it. Don’t waste …

What you need to understand is that most HYIPs are pyramid schemes where eventually not enough people join to cover paying all the members who joined before them,at that point and most often long before …

Many traders buy and hold stocks through their respective ups and downs. Only ever making money on the way up and getting nervous when they go down. There is a way to protect your stock. …

Of course it isn’t fair to force people who have paid their mortgages faithfully to bail out those who have not. However the question itself is misleading if not down right fraudulent. There is nothing …

What Affects the Price of Renter’s Insurance? So you’ve decided to buy renter’s insurance. Good choice, without it you may be in big trouble. Your landlord’s policies covers his building, replacing everything between your own …

Type in the two words ‘auto loan’ in any search engine and you are on your way to getting a loan to finance the car of your dreams. It’s as simple as that. Traditionally, the …

If you are looking to invest some of your money, Mutual Funds are an excellent investment. Now come the tough part.  There are thousands of Mutual Funds, so how do you decide which ones to …

A big difference between bonds and stocks as investments are that bonds are considered ‘bear’ investments and stocks are considered ‘bullish’. In other words, when the stock market is being flailed and vulnerable to 10-20% …

Overall, there are various ways that capital can be invested. Various investment options come in different shapes and sizes, with some providing guaranteed returns while others do not. These are a few of the different …

ASU philosophy professor Thad Botham leads an average life with one exception: his father has been in prison for 34 years. More specifically, Botham’s father, Ken Botham, has been imprisoned for more than three decades …

The sun is going down and the corners of E. 110th Street in Manhattan are getting busy. A leisurely stroll down the street and you will quickly find out what drug you can purchase. Cars …

As we near our 50’s we feel like it is time to slow down and enjoy life more. Our kids are out of the home, we are getting closer to retirement and we feel like …

Home Depot is a great place to buy discounted home appliances. From home improvement to construction products, Home Depot offers a full line of all products including home appliances that you will need to remodel, …

Basic Bond Fund Information: A bond fund is sometimes referred to as an income fund. These bonds are set up on a fixed income therefore explaining the alternate name. Bond funds are commonly used to …

A Universal Life (UL) policy is a permanent life insurance policy. For the current series of UL’s there is a 5% expense charged that is deducted out of your premium payment. That amount is added …

Saving bonds are a debt instrument that is issued by the U.S. government. They are sold to people who are individual investors – usually in small amounts. Saving bond certificates have face value denominations in …

When it comes to a person’s future, there is no such thing as planning too early. If it were possible, a person should start planning for their future as early as Junior High School. That …

“I took a speed reading course and read War and Peace’ in twenty minutes. It involves Russia.”– Woody Allen Months before ground troops stormed into Iraq, the Intelligence Community put together a detailed situational and …

There are a number of very good reasons why you should only carry one credit card around with you at any one time. They relate to keeping a control of your spending and therefore your …

Earlier this year a young graduate wrote about her experience with Sallie Mae private student loans, which should be compulsory reading for students who don’t give enough consideration to the amount of student loans they …

Using debit cards instead of credit cards is one of the wisest financial moves you can make as it limits you to spending money which you already have, instead of giving you a licence to …

Everyone is experiencing the effects of the economy in some way or another. There are many ways by which a person can cut down on their living expenses, but when it comes to feeding a …

Addressing the issue of using Magistrates In the English judicial system Magistrates have been critised for many years now, along with the use of Magistrarates and the powers in which they prosess. There has been …

You’re in a pinch and you need to find out how to get a college loan even if you have bad credit there are several ways to get a loan even if you bad credit …

It is a strange feeling walking across that platform during college graduation and actually realizing how little you really know about the “real world.” Also two days prior to my graduation, my husband and I …

Domestic violence often does not appear in a couple’s relationship until the woman is pregnant. Although Psychologists and Social Workers have been studying this trend for decades, they have not come up with any concrete …

Following the introduction of the Credit Reform Act which was implemented in February 2010, credit card issuers were aware that their profits would be hit. Measures were introduced to give consumers increased clarity regarding products …

Working from home has it’s benefits. You can work in your pajamas. You set your own schedule. You can fold laundry or straighten up the house during a break. No one will ever complain about …

Exchange-Traded Funds (ETFs) were started in Canada and have been in the United States since 1993. The makeup of these ETFs is very similar to many mutual funds but they behave very differently. ETFs range …